"Personal Injury" on

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the other hand is defined as "offences against the person", such as false arrest, malicious prosecution, invasion, libel or slander and the like. In respect of Personal Injury the full policy limit, whatever that may be, is not available and is usually limited to US$25,000,000 any one offence and in the annual aggregate. What is excluded from a liability insurance are such things as:- Damage to the Insured's own property. Defined benefit pensions tend to be less portable than defined contribution plans even if the plan allows a lump sum cash benefit at termination due to the difficulty of valuing the transfer value. It is designed to spread the impact point to minimize injury. Increasingly, motorcyclists are choosing protective equipment constructed of man-made textiles rather than leather due to their improved weather protection, from heat, cold and water, and the increased utility these garments tend to provide in terms of pockets and vents