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28.11.2015
No matter why you need to save money quickly, these 10 tips about how to save money fast should help. Some of these tips and tricks will increase your cash, while others will reduce your spending. Whichever way you decide to sell your things, make sure you know the true value before you sell an item.
Whether you want to eat leftovers, bring a typical cold cut sandwich, or prepare a quick microwave meal at work, skipping the daily lunch out will save you money faster than you think!
If you’ve maxed out the amount of time you can work at your current job and you still need more money, you could try getting a second job.
If you don’t want to have a more permanent job, try checking out your local temp agency. Getting a roommate is a more permanent way to save money quickly, but it pays off in many ways! Chances are your cable bill is at least $50 a month and can be well over $100 a month depending on what package you have. You can replace much of your entertainment needs with a cheap or free alternative such as over the channels with an HD antenna, if necessary, or Netflix streaming. Insurance can easily be one of your largest bills, whether you pay monthly, every six months, or once a year.
We saved a few hundred a year switching our car insurance, which shocked us because we thought our previous company would always offer us the lowest rates. If you need money quickly and you’re in debt, one of the quickest ways to free up money is to get your interest rates lowered. The first thing I’d do is try calling your credit card company and asking them to lower your rate. 0% balance transfer credit cards are a great way to lower your interest while you’re paying off debt, but they are very dangerous because they increase your credit limits and allow you to go into more debt. Going into even more debt will get you in an even stickier situation and you have to stop incurring more debt right now! Don’t forget, if you can refinance your car or mortgage and save money with lower rates, definitely consider it.
Take a look on your bank statement and credit card statements and look for recurring payments you make every month, quarter or year.
I’ve worked with personal finance experts and many other personal finance bloggers to put together the ultimate list of money saving tips to help you save money. About Lance CothernLance Cothern, a Certified Public Accountant (CPA) licensed in the Commonwealth of Virginia, is the founder of Money Manifesto.
Most people spend on stupid stuff like lattes, cable TV, shoes you don’t need and overpaying on everything. After reading personal finance blogs for many years I finally decided to start my own blog to help people become financially successful. If the weather is permitting or you have a garage or covered area you can use, it’s a good time to pull out some stuff you don’t want any more (or that you can bear to part with) and sell it for the cash you need.
There are many different types of scrap materials that you probably have lying around your house already and you might be able to sell for scrap. House-sitting, baby-sitting, or pet-sitting, there are a variety of ways you can earn a few extra bucks from sitting for someone. A take on the part-time job idea that allows you to stay home, you can start a home-based business.
If you’re physically fit, you could mow lawns, rake leaves, shovel snow, carry in groceries or do other manual labor and tasks for some extra cash. Also check and see if you have missing money or unclaimed property owed to you or a family member. Speaking of quick cash… SwayyEm has offered to give one of YOU a chance of winning $150 cash via PayPal! Having been in this situation myself before, I know a few ways you can find or make money quickly. Nooks and crannies – Clean out everything and everywhere such as behind the fridge, under the lounge and between the cushions, in the car etc. Return items – If you have receipts you may be able to return recent purchases to the store if they have not been used and still have their tags attached. Sell your stuff – This is the first one everyone thinks of generally because many people have excess stuff.
Services – Are there any services such as ironing, baby sitting, cleaning out gutters, washing windows, lawn mowing, paint numbers on driveways or wheelie bins, cleaning, cooking, odd jobs such as grocery shopping, mending or anything you could offer to others?
Sell other people’s stuff – Much like selling your own, just charge a fee to sell on behalf of others.
Boarder – If you financial situation is going to be tight for a little while, you might want to consider getting in a boarder if you have the room.
Rent space – Along similar lines to a boarder you could rent out your driveway, garage or attic, even your garden.
Your body – If you have really long hair you could possibly sell it, although it can be tricky.
People can be resourceful to get money quickly, and it’s often more possible than meets the eye.
I would advise not to promote iselect as these sites only compare companies that PAY to have comparisons made!
Store hot water at a lower temperature, safer and cheaper (and less cold is required when using).
Unless you’re a millennial who has only ever purchased things in a digital format, then you probably have some CDs, DVDs, games, or even books sitting around.
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Well you might be surprised to hear that not only are you able to sell these things, but there are even multiple ways to go about it!
As you might expect, you’ll mostly be making up your losses with this type of operation. The best rates are for things like video games, which you could easily still make $10-$20 for, depending on their condition and their rarity. For things like DVDs or CDs, you’ll probably be looking at something like $1-$2 per piece.


Now, you can probably figure that if you have something especially rare or valuable, you are going to get more bang for your buck selling it specially.
Ideally, you’ll have something that is popular but in temporarily limited supply, like a course textbook.
The really big sites, particularly something like Amazon, will try to reel you into a higher trade-in rate, provided you accept it as credit for use on their site.
Kicking off the list is BookScouter, an extremely useful website that makes it a snap to get the best price for your old books. Try Swagbucks, the famous rewards program that pays you for watching videos, taking surveys, shopping and more.
This is a rather new(ish) site that buys all kinds of media, from CDs and BluRays, to DVDs, Games, Vinyl records and more. Simply enter what you have, and the site will tell you how much exactly they are willing to pay you for it. Aside from their established credibility, CeX is also noteworthy because they accept virtually any type of media.
CeX is glad to pay out to bank account or via PayPal, and they offer payment in the form of checks.
The trade-in rate isn’t exactly premium, but this is a service which is focused more on closet-clearing and bulk selling. So if you’re looking for some fast cash in exchange for your old games, this is the site to use.
While they used to offer a mail-in trade system, they have sadly changed to an in-person trade system exclusively. This are some of the easiest, most effective ways to make money from your used wares, and you might even have some fun while you do it.
If you have anything to add to the discussion, feel free to leave your ideas in the comments and help your fellow readers make the most of their sales! EarningStation is a new rewards program that pays you for doing things you already do online.
It is imperative that you take the extra cash you earn or save by reducing your spending and put it in a safe place or a bank account. If you need to sell something quickly, craigslist.org or a yard sale is probably your best bet.
This means you can no longer eat out at restaurants or buy convenience foods at gas stations and convenience stores. If you really need to save money fast, then you shouldn’t be spending any money on food or drinks outside of what you can prepare at your home. That’s OK, because spending gas money to drive home would actually cost you more than staying at work and eating there.
If this option is available to you, you’ll be able to get some extra money as early as your next paycheck! Working two full time jobs or even a full time and a part time job can be stressful, but it will greatly increase your earning power for the short amount of time you need some extra money. They can normally set you up with a quick job to make some extra cash and it won’t be a permanent solution. In addition to paying you for your rent or mortgage, you can also split your utility bills like electricity, water, trash, cable and internet with your roommate. Do yourself a favor and make sure you’re getting the best rate you can get while staying with a reputable company. While it is probably near impossible to get your home mortgage or car loan interest rate lowered without refinancing, you can get your credit card interest rate lowered fairly easily in some cases.
Never make a purchase on your new 0% balance transfer credit cards and don’t you dare spend a dime on the card you transferred your balance from.
If you’re ready and think you can handle the requirements, check out my list of the best 0% balance transfer credit cards available today.
You can read more about him here or connect with him on Facebook, Twitter, Google+ or Pinterest. Information presented on Money Manifesto is intended for informational purposes only and is not meant to be taken as financial advice.
It’s like a yard sale but online and usually for individually listed items instead of many things at once like at a typical sale. There are temp agencies, seasonal positions and other opportunities for a secondary or part time job to help you out. To get going quickly, start with a skill you already have or something that doesn’t require you to have any background, such as a drop-shipping business. You might think of more on your own or you might tweak these ideas to suit yourself better. You’ve got a bigger than expected bill or your car tyres just blew or something happened and now you need an extra $500.
You could try eBay, it will take a week or two to get your money, but you usually get a decent price.
Put an ad in Gumtree, do a letter box drop, flyers on noticeboards or even go door to door. People have boats and caravans they want to store, some people want to have a little garden plot and others only have a few things they want to store, so don’t want to pay for a storage unit and you could offer cheaper prices.
There are ads every now and then for medial trials and it doesn’t always require you to actually test product, or if you live in the USA you can get paid to donate blood (not in Australia, but please donate blood anyway because not everyone can and it saves lives!). That’s right, get a budget, decrease your expenses, increase your income on a permanent basis and save so you are never in this situation again. There may be cheaper companies that DON’T pay, that could be included, rendering a different outcome. I saw a documentary on this and donated straight away, what woman wants to live like that, shunned from society! The revenue streams are a set of autonomous systems and processes that generate revenue for the services they provide. He has been employed by a company, has owned a business (of course, has been employed by itself) and has finally come to develop such revenue streams that allow you to keep your family with only one hour of work a week.
If you can develop an income stream that will provide $ 100 USD a month, probably will be able to develop it for you to provide $ 200 USD a month. These trade-in sites we are about to discuss are just more convenient for exchanging general goods.


That can be fine, if you’re just looking for some extra money to order off of Amazon. All you have to do is enter the ISN of your book, BookScouter then will search over 40 book buy-back websites and lets you know which one pays the most or your book. They’ll accept your wearable electronics, your books, and any type of electronic entertainment, including video games and systems. Though they don’t accept books like CeX does, they have recently started accepting clothes, which expands the amount of stuff you can trade in. As you might predict from such a giant company, you aren’t going to be making huge gains on the trade-in rate, but they will take just about any video games and books. GameXchange is a US-based company that remains as the desirable alternative to retail giant GameStop, and pre-dates them by almost a whole decade! They offer cash or trade-in credit, and as per the usual, you’ll get more if you opt for credit. So if you’re looking to get a direct monetary exchange for something worthwhile that you own, you might want to consider an auction or a private sale. The first way would be to advertise it on your local Craigslist, which is a solid option, but you’ll have to be willing to meet someone in person and do business without a middleman.
Read MoreA Part Time Job to Do from Home Without Any InvestmentIt may sound too good to be true, but it is absolutely possible to earn a three figure income by working part-time from home without investing a dime.
Read More7 Ways to Make Money with AmazonAmazon is well known as the world's biggest online store. Material shared on this blog does not constitute financial advice nor is it offered as such. If it is a big ticket item, you’ll probably get more money if you list it individually on craigslist than you would if you were to sell it at a yard sale. Rather than eating out for lunch or ordering take out for lunch every day, you’ll need to start bringing your lunch to work.
Try out some of my tricks to save $100s on your cable bill over a year that I shared in this article. Call around and get quotes for your car insurance, home insurance, renters insurance and any other insurance you may have. If they won’t lower your rate no matter what, then you might want to consider 0% balance transfer credit cards if and ONLY if you have sworn off incurring more debt. Whether you’re paying monthly for a Netflix, Hulu Plus, a gym membership, a magazie subscription or some other membership or subscription, if you don’t use it, quit paying for it!
Go check out the post now and you’ll be sure to find a few ways to save more money today. Figure out why you got into debt and how you can get out of debt even if you don’t know where to start. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances and information may become outdated over time. Whatever the reason you need some quick cash, you’re in luck because there are a variety of ways that you can earn it.
Maybe you have your wedding gown or a baby stroller or a computer you have no need of any longer, try Craigslist.
Not all of these opportunities pay out quickly though so if you need the cash fast, be sure to check on that first.
Don’t forget that you can also check old purses, under the couch cushions and also in the car for loose change or dollars you might have forgotten you had. Have you checked all government rebates to ensure you are getting all you are eligible for? While super you cannot usually access until retirement age, if it is under a certain amount you can get it paid out in cash, but you will be taxed.
You could have a garage sale, list items on Gumtree or Facebook or check out my 10 ways to sell your items. Emergencies happen, life can throw massive curveballs, but the better prepared you are, the less stress you will have and the more cash in your account.
However, our situation is different than most, we usually just put the cost on our credit card and pay it off the next month. The hard work is to determine what processes and systems can create with the ability you have (see point 1) and implement them. Fixed an acceptable level of income and concentrate on reducing the time needed to get those basic income. That’s a good option if you’re a gamer, which you just might be, if you are trading in games! You’ll want to do a little bit of research on the estimated value of your item, and price for that, as well as accounting for the commission the site takes. The other way to do it would be to find a forum dedicated to the type of thing you’re selling. You can find bulletin boards in a lot of places– at work, at school, at church, or at the town hall. The most basic version of this would entail driving your car to a place where a car boot sale is happening and selling your wares. I am not a personal finance professional and you should seek out a professional before making any financial decisions. Sure, it might sound crazy but there is a legitimate need in the market and it’s legal to sell these parts.
But if you’re looking to make some money, it might be a good time to consider selling that stuff. You can sell all your own wares, or you can team up with friends, but the core idea is just to sell your items at a faire-like event.
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