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Vertex42 Money Manager is a free Excel spreadsheet template configured as a personal financial tool.
Vertex42 Money Manager packs a lot of useful tools in one free package that will be familiar to frequent Excel users and easy for newcomers to pick up, thanks to extensive documentation and assistance. The Vertex42 Money Manager is a simple money management spreadsheet for Microsoft Excel that helps you create and manage a budget. However, unlike most free Excel templates, it's more than a single page of preconfigured cells and formulas.

Excel opened in protected mode with the template displaying the first sheet, the Help page, which serves as both the introduction and setup instructions as well.
In fact, it's a full-featured financial planning, recording, and reporting tool that can help you keep track of everything from gifts to retirement savings. The intro recommended frequent data backups and noted that Excel files can become corrupted. The Transactions worksheet lets you record withdrawals, deposits, purchases, and transfers for multiple checking, savings, and credit card accounts.

The Report worksheet lets you compare your budget to your actual spending on a monthly or year-to-date basis. This spreadsheet can be a useful alternative to other money management software, especially for people who are comfortable using Microsoft Excel.

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