I need money urgently please help images,how to make girlfriend in online,to get success in life mantras - PDF 2016

17.02.2015
In order to serve content on our website, we rely on advertising revenue which helps us to ensure that we continue to serve high quality, unbiased journalism. In order to serve content on our website, we rely on advertising revenue which helps us ensure that we continue to serve high quality, unbiased journalism. An unexpected expenditure or an emergency, which may require a large sum of money to address, may find you short of the required funds. 01 41 AM ISTIf you need money fast, who will you call?Everybody can find themselves in a rough patch. From our end, we will aim to show clean and unobtrusive ads to provide you with a great browsing experience. You will receive an adblock detection screen on private window, even if you are not running any adblock plugins.
The ideal situation is where you have access to an emergency fund that you have built over time, and which you draw on now.You should aim to build a contingency fund of at least 3 to 6 months of income.
In such a situation it becomes necessary to tap other sources of funds.The ideal source for urgent cash is one that can be drawn or is available without any delay, does not have any costs or penalties attached to using it, and using the money does not affect other financial goals. Further, it is better than borrowing, as it will not create any financial obligations,” said Rajiv Raj co-founder and director at CreditVidya, a credit advice and planning company.


An important aspect while looking for money at a short notice is, how quickly you can access it.
But the procedures involved in this sort of borrowing are complicated and a little time consuming.If you have the ability to repay the obligation, then taking a top-up loan or loan against property will be a better option. There may also be procedural and operational delays, which may mean that the money is not available immediately. Some investments, like listed securities, mutual fund units and bank deposits have shorter realisation periods relative to others.Take a loanIf you have not got around to building a contingency fund or do not have, or have exhausted your investments, then the option available is to borrow. Although, reaching out to friends and family for meeting money exigencies is often considered the most common way in such a situation, it should be the last option and even then, a host of things need to be taken care of.Menon said that in cases of emergency, a formal loan is not advisable, as it comes with repayment obligations. For one, your friends just may not have the money to lend to you when you need it, and you may have to pass the hat around to collect the amount you need. And without exception, borrowing money from family and friends puts a strain on relationships, especially if the repayment is delayed.
Have a plan for repayment when you approach them for money and stick to it.Credit cards are the most accessible and convenient source of urgent funds to meet expenses.
You can use the card to pay for the expense and repay the debt when the credit card monthly payment has to be paid.


But do not fall into the trap of borrowing through your credit card as it has many caveats. The convenience and ease of using it is offset by the high interest that you have to pay on the debt.A personal loan is a better option most of the times.
Such loans can be accessed reasonably quickly, around 3 to 5 days, depending on the provider. There is no restriction on the end-use and the funds can be used for any need, including repaying credit card dues or informal loans from family and friends.
The amount of loan that you can access will depend upon the eligibility, level of income and ability to repay.Another fact remains that in an emergency, the cost of money becomes irrelevant.
However, every loan has to be repaid and defaulting on repayment has consequences, apart from the stress that it brings along. Typically, the balance available in a savings account, credit cards and contributions from family and friends will be first used since you have immediate access to such funds.



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