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02.05.2014
Here are ten tips, given out by Forbes magazine on how to teach your kid about money while they are growing up.
Money may not grow on trees, but finding ways to make money is a lot easier than you might think. While growing up you may have heard the phrase "Money doesn't grow on trees" a few (hundred) times. Consignment stores will typically list your items at about 30% of their original retail price, of which you’ll get 50%. Are you a gadget churner? Have you uncovered a box of working—but old—phones, iPods, or other electronics during the move?
If you’re upgrading to newer, fancier tool models in your move, comb through your garage looking for Craftsman, Mac, Matco, Cornwell, or Snap-on brand equipment, which can fetch top dollar on eBay. Considering the current plight of the used bookstore, you can’t expect much from your old stacks of bound paper. Other big steals include anything “Mad Men”-esque, like Dorothy Thorpe glasses, or vintage Fiestaware, which could nab you more than $30 per plate. Once you’ve vanquished most of your excess belongings, what should you do with the rest? As part of his Challenge Everything series, Money has been putting one item on Craigslist per week for the past year—banking more than $1,000 in the process.
If you’re not getting any bites, Money recommends lowering the price bit by bit until you start receiving inquiries. Even though you won’t walk away with cash in hand, donating your items can save you money, too. Jamie Wiebe has written about home design and real estate for House Beautiful, Elle Decor, Veranda, and more. Having a child – or several – does not mean you have to be in a financial rut all of the time. With a few tips, ideas and skillful thinking, you will be saving much more money than you would ever think you could. Split adult portions instead of buying kids’ meals at restaurants as kids meals are quite expensive considering the smaller portions.
Plan your meals – chances are it will work out much cheaper if you know what you want to cook beforehand. We hope these tips will help you cut back on expensive outings and items and maybe even spark some new ideas on how to save money. Pennywize endeavours to provide you with simple DIY solutions and intelligent tools to help you on your way to financial freedom. Hidden course costs, skyrocketing rents, and the slashing of grants and funding: student life can get really expensive, especially if you rely on your loan and relatives’ generosity to get you through.
The most obvious solution is to get a part-time job, but if there are not many opportunities around, or you need to focus on your studies, you’re a bit stuck.
Never fear, there are other ways to boost your income – here’s our pick of the top ten ways for students to earn extra money, to get you started.
One of the quickest and easiest ways to make cash is to have a good old clear-out, and sell as much unwanted stuff as you can.
A perfect time to do this is on visits home, as you’ll have taken all your most loved and useful stuff to uni.
Make sure to take good-quality photos, write clear descriptions, and (on eBay) look out for weekends with zero-insertion fees to cut the costs of selling. Brand ambassador roles are tailored to students so will fit easily around your studies, and you’ll be paid to promote brands like Smirnoff, Cosmopolitan, Carlsberg and also corporate firms looking to recruit students and graduates to their training schemes. You probably won’t get any lines and there’s a lot of waiting around involved, but you could earn lots of cash as an extra on TV and film sets. If you’re patient, and fairly flexible in terms of time and travel, this could be a decent earner. Consider tutoring in your local area, as it’s a regular source of income, you can tailor your hours to suit you, and you only need to take on as much work as you can handle. There are plenty of resources online and you can use your experience of sitting GCSEs and A Levels (or equivalent) to help your pupils. If you play an instrument, you can teach it to anyone willing to learn; post up an ad in music shops and even the post office, and use your musical skills to make money. Unless you’ve been living under a very large rock, you’ve probably seen Alfie Deyes’ face beaming from your laptop screen, or come across Zoella, PewdiePie or one of countless other vloggers making a mint from careers on YouTube.


If you reckon you’ve got charisma, have top-notch camera skills and enjoy talking about the things you love, why not try making money from YouTube? It is NOT a way to make easy money, but if you upload consistently high-quality material and work hard to get your name known, you could start generating an income from advertising on your channel.
Check out Student Money Saver’s guide to making money from YouTube – it’s packed with tips and advice.
TopCashBack and Quidco are the best for this, letting you win back when you spend at thousands of retailers, and you can sign up for emails with updates on your favourite shops.
These sites even have their own apps, so you can check for cash back opportunities while you’re out and about. Get paid to take part in research projects and focus groups, which don’t take much time and often pay cash-in-hand.
Your university’s psychology department may offer money for completing simple tasks or taking part in activities, while local companies may provide at least your lunch and drinks in return for hearing your opinion on their products or your lifestyle. Look out for arts projects, too –  I once made a tenner by making weird noises into a sound recorder for a local theatre production! Shops and pubs on the high street are always looking to improve, and use mystery shopping agencies to check their customer service is up to standard. As a mystery shopper, you could be paid to visit shops and pubs and review the quality of their goods and the service you receive. Finally, if you’re 18 or 19, Serve Legal pays young people to visit pubs and bars in their local area, to check that staff are checking IDs before serving alcohol.
Newest Make Money TipsMake money the easy way and beat the banks The quickest way I know to get rich… Got a money-making idea?
While it's a reasonably true idiom -- you can't snap your fingers and make money appear, so you should be prudent about how you spend your money -- making money is also not as impossible as your parents or grandparents might have made you believe. Buy a dividend stock Since we're all investors, how about first and foremost buying stocks that pay a dividend. Join the Uber nation Among the easy ways to make money today is to consider becoming an Uber driver. Get a part-time job I understand the idea that "working" might not be akin to "easy ways to make money," but if you can pick and choose what few days and hours you work the sacrifice can be well worth it. Sell what you don't use on eBay Along the same lines as having a garage sale, consider reaching a wider audience by using one of the world's largest online marketplaces, eBay, to sell items that you're no longer using. See if the IRS owes you money If you've earned some income over the last couple of years, but didn't have to file a federal tax return because you believed your wages were too low, there could be money waiting for you vis-a-vis the Earned Income Tax Credit. Attend a conference or trade show in your job field Sometimes you have to spend a few bucks to make extra money, but this is one of those instances where the return on investment can be enormous.
Offer your opinion If Facebook has taught us anything, it's that businesses will pay through the nose to have as detailed data as possible on consumers. Open a Roth IRA So I cheated a bit and didn't say what the time frame was to make this easy money. The only difference is rather than donating everything or throwing it away in a panic, you sell it instead. Unless you’re in a high-traffic city such as New York or San Francisco, it might take a few weeks—or even longer—for the right buyer to find your special item. Even your old flip phones can net you a few bucks. Your best bet is the nearest ecoATM, which analyzes your model and spits out money on the spot (you can decline any offer).
Specialized stores such as Once Upon A Child will take everything from clothing to costumes to swimwear, meaning you can even make back some of the cost of the bathing suit little Susie wore for three weeks last summer. Whatever you find stowed away, make sure to price it out; even lesser-known brands turned out the occasional hit, which could garner you a healthy check through online marketplaces.
For instance, a Nike ad with Michael Jordan in a 1990s Chicago newspaper sold on eBay for $23. Bright colors and funky patterns are blogger catnip, with rare models such as this turquoise chip and dip set going for $100 or more. Give your castoffs to a charitable organization recognized by the IRS, and you can get a tax deduction—generally, the fair market value of those items (try a service like It’s Deductible to help you calculate). Chances are you can buy the toy alone and share your food with your kid – it is a win-win situation. Sort through the clothes you left behind, and if there’s anything that no longer fits or that you haven’t worn for a year or more, list it on eBay or the ASOS Marketplace.


You may only earn 10p-25p per survey, but if you check back everyday this could soon build up.
Find your local agency, or sign up to national sites such as Casting Collective or Uni-Versal Extras. As a student, you already have an area of knowledge that you can pass on to the next generation – for a fee, of course. It’s not only alcohol, either, as you might be asked to purchase other age-restricted items such as cigarettes.
Opportunities abound for easy ways to make money; people just need to be willing to take the important first step. Not only are a majority of dividend-paying stocks high-quality businesses with positive long-term outlooks, thus removing some of the anxiety investors may face about buying and holding a stock over the long run, but you get money on a regular basis for doing nothing more than owning a stock.
Airbnb offers unique rental opportunities to vacationers; and in return for that uniqueness, you remain in control of the per-night or week pricing of the rental, and the length of time your guests can stay.
As of 2011, the IRS had $1 billion in unclaimed refunds and about 1 million Americans who were owed this money.
The more detailed the data, the more efficiently a company can market to consumers, and the less money they waste on non-focused advertising. If you're saving for retirement, one of the smartest moves you can consider making is opening and contributing to a Roth IRA. If you have the statistics to back up your claims then you should consider asking your employer for a raise. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. You'll often find him writing about Obamacare, marijuana, drug and device development, Social Security, taxes, retirement issues and general macroeconomic topics of interest. Music retailer Amoeba Records pays 10 cents to $5 for most CDs, based on the format, artist, popularity, condition, and existing inventory. You can claim these deductions up to 50% of your adjusted gross income (although in some cases 20% or 30% limits may apply).
Imagine being able to save enough money to settle a nasty overdue account, or simply just having that little bit extra come month end?
If you’re not going to need them again, sell them on eBay too, at second-hand book sales on campus, or through dedicated Facebook groups.
Plus, Airbnb protects your home with $1 million in insurance protection in case a guest causes property damage or is injured in your home. What you make as an Uber driver will vary by location, but the average driver, according to Glassdoor, nets $15 per hour in base salary and then tips on top of that figure.
Filing paperwork with the IRS and collecting this money won't make you rich, but it represents an easy way to make money. Who knows, the initiative to better yourself could even land you a raise or promotion from your boss. As long as you make no unqualified withdrawals from a Roth IRA, your investment gains are completely free of taxation. If you’re sitting on a rare Beatles album, you might be looking at a big paycheck—but you could score even with more obscure gems. You're certainly not going to get rich by doing online surveys, but it's ultimately very little work for a few extra dollars. Not having to pay taxes on the money you earn in the stock market can be a big money booster over the long run. Among them is the idea that talking about income is "taboo," that it's often easier to just find a new job, that regular performance reviews aren't always there for employees, and that employees don't want their employer to think they're arrogant. Plus, since time and compounding are your friends, and a Roth IRA requires you to keep your money in the account over the long-term, it's an investment tool that'll keep you on the right path to success. But, the fact remains that if you're excelling within your company, it wouldn't hurt to ask to be paid more.



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