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The Date Code showing the date the car was manufactured, follows the Trim Code and consists of two numbers and a letter. The vehicle warranty number is the second line of numbers and letters appearing on the Warranty Plate (Fig.1). The letter following the model year indicates the assembly plant at which the car was manufactured. Your vehicle’s fingerprint, VIN, is very important to report your Form 2290 taxes with IRS. One of the most common problems that people experience with their health insurance is the frustration of having to pay out-of-pocket for a service or prescription that they thought would be covered by their insurance plan.
The problem usually begins because patients misunderstand their coverage and get surprised when they see the differences in benefits from what they thought they would have to what they actually have.
Because all plans are unique, it is impossible to make a single guide that covers everyone to determining your coverage. This is probably one of the first questions you’ll have to answer and is the starting point for all other questions you’ll be asked in every possible healthcare situation.
There are two things your healthcare provider or pharmacist is always looking for when they ask this question.
That information will help your provider process your claims, send referrals, and obtain necessary prior authorizations. Because plan details can vary on an individual basis, it is impossible for your provider to predict your benefits with complete certainty.
If you have any specific questions or topics you would like us to discuss, please mention them in the comments below and we will address them in future posts. CSA Recipes – Collards, Red Russian Kale, Red Head Lettuce, Red Radishes, and SpinachFood Allergy Awareness Week is May 10-16! A Vehicle Identification Number (VIN) is the string of 17 numbers and letters that an automobile manufacturer assigns to an individual vehicle.
General Motors originally intended to launch the Volt with a flex-fuel variant, but the emissions package was not ready for the first model year, according to the automaker. We were curious as to what the VIN looked like on an electric vehicle so we decoded the VIN on the 2013 Tesla Model S.
Notice that the 10th element in the VIN is "C." The letter represents the 2012 model year, but it could also mean 1982.
Other than using your VIN for deciphering your car's pedigree, you can use it for less entertaining but more important reasons involving its title, registration and insurance. The next code consisting of two numbers, or a letter and a number, identifies the interior Trim.
This post is designed to help you understand the thought processes and terminology behind determining your plan’s details so you can navigate through your own insurer’s information with a good idea of what you should be looking for. This is the most basic starting point and 100% necessary for your provider to determine your plan details. This is the first subsection of the insurance provider and describes the plan option you chose when signing up with your insurer.
Typically, you will be asked for the rest of this information if you are going to be receiving medical services or prescriptions, if you need a prior authorization for anything, or if you are being referred to another doctor.
This is usually the second most featured number on your insurance card and allows your provider to see which pool of subscribers has a similar plan.
This is necessary for billing your insurance, but most providers already know the proper way to bill your insurance provider and don’t necessarily need it if you have a popular insurance plan. It will not allow your provider to tell you how much you will owe for a service or what types of benefits you have on your plan.


We process the claims at the time of service with every piece of verifiable information we have available, but there are always surprises. Then, after your plan processes the claim and says you are not covered for that service, you find out that you are required to pay 100%, instead. There are several methods you can use to figure out your plan’s details for a particular service and the types of benefits you can expect to receive.
This is a “snapshot” of your coverage and usually shows the most pertinent details of your plan.
Whenever you sign up for a new insurance plan, your insurance provider is obligated to send you a detailed package that includes your plan’s coverage benefits.
On the back of your insurance card, there should be a customer service number that you can use to ask any questions you may have about your plan. Past coverage is a good predictor of future coverage, but only if the plan’s details have not been changed. This is probably the worst option, but it is usually the one most people end up choosing because they are either intimidated or frustrated or confused with the process for actually understanding their benefits. If you are a patient at Family Care and have any questions about EOBs you received for claims from our office, please let us know by filling out our contact form. The VIN can reveal a number of things about a car, including its airbag type, country of origin, engine size, model year and trim level.
The E85 compatibility was apparently incorporated into the VIN data before GM decided a flex-fuel version wouldn't be ready in time for 2011. The information is pretty thin and goes to show that your results may vary, based on what the carmaker supplies. Fiat is an Italian company that now owns Detroit-based Chrysler and manufactures the 500 at Chrysler's plant in Toluca, Mexico. Because the model year is represented by one character (letter or number) in the VIN and the VIN can only contain 17 characters, the code for model years has to be recycled every 30 years.
Another critical use of a VIN is to obtain a vehicle history report for a car you're considering for purchase.
Do not use the Vehicle Warranty Number on the warranty plate for title or registration purposes. People are skeptical about insurers covering certain things because they have been burned in the past and see insurers as being greedy whenever they end up owing more than just their premiums for their healthcare expenses. Knowing your coverage could influence your decision on where and when to get treatment and help you reduce your overall out-of-pocket expenses.
It may also be called your Member Number, Identification Number, or something else similar. This is usually unnecessary for most purposes, but is generally required if you need a prior authorization so it is good to have on file. If your plan is based out-of-state or if you have a smaller, more obscure plan, you will probably be asked for this information. Knowing your basic plan details only guides your provider so they can use the proper channels to correctly process your insurance benefits – it will not help them predict what those benefits will be, or even if there are benefits allowed for a service, at all. This is why it is important for you to know your own coverage – you are the person that is impacted by how your claims are processed and are ultimately responsible for any surprises that happen with your plan, so it is best to avoid them! The problem with relying on this is the lack of detail and explanation for your coverage for specific services, or the types of exclusions or exceptions that may be active on the plan. This is usually sent within a couple weeks of your enrollment and may be updated each year with a new packet of information.
They will always give you a standard “this call does not guarantee payment of services and benefits will be subject to the plan’s details at the time of service” spiel to make sure they aren’t promising coverage they can’t provide, but they should be able to tell you what your copayments or deductibles are and how they apply to certain types of providers and services.


If you had a $25 copayment for a sinus infection six months ago, and your plan has not changed since then, you will probably owe a $25 copayment for a sinus infection today. Because this experience just ends up perpetuating the “patient-versus-insurance” mindset, when the two should be working together towards the mutually beneficial goal of reducing the cost of healthcare, I hope this post helps people avoid this option! You may have to deal with a few ads that surround the data, but the information is accurate and worth a look.
We might have stumped the decoder tool: It wasn't able to identify Tesla Motors as the manufacturer. So while one letter can represent more than one year, it should be pretty obvious whether the car is a 1982 or a 2012 — or 2042, for that matter. Before you buy a used car (even if it's from a dealer), it's important to get the vehicle's VIN and use it to run a history report on sites like AutoCheck or Carfax.
Vehicle parts are often specific to certain VINs and may not fit your car if you only go by its year, make and model. While insurers do sometimes make mistakes and deny things that should be rightly covered (which you have the right to appeal), your insurance is usually processing your plan’s benefits exactly how they said they would when you signed up for the plan.
It will also keep you from being surprised with unexpected bills or regretting services that you wouldn’t have done if you knew the cost. Examples of BCBS plans include Blue Advantage, Blue Value, Blue Options, Blue Saver, State Employees Health Plan, etc.
This is the biggest and most important number on your card, so it is probably highlighted in some way. The group number also helps providers figure out your plan details when you have private employer-based plans or some of the more obscure plans available that they might not see that often. The Payer ID # is a 5 digit number on the back of your card and should be somewhere near the Billing Address.
With most plans, this shows what you’ll need for the majority of the services you’ll receive. Usually, there is a table of information included with three columns – the service type, the plan’s in-network benefits for that service, and the plan’s out-of-network benefits for that service. Most plans have online portals with customer service emails or live chats, as well, but the process is the same. This could be a little problematic because it refers to your benefits at a previous date, rather than your benefits today, so make sure your plan details have not been modified since the service you are using as a reference. We entered a few VINs from former Edmunds long-term test cars and found some interesting information. They probably even have your signature on a sheet of paper saying you agreed to their terms.
You may even change plans entirely because you realize your coverage is terrible, or if you are paying too much to have coverage for services you don’t need. If you have dependents on your plan, the Subscriber Number includes the two digit suffixes assigned to each dependent.
Whenever you visit a provider or facility, reference their section on this table to help predict what your benefits will be for that visit.
You’ll want to contact your provider for the CPT Code they will use for the service and ask your provider specifically about your benefits for that code. For example, Dad could be ABCD0000-01, Mom could be ABCD0000-02, and Daughter could be ABCD0000-03.



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