A man walks past a cabin that was torn from its foundation in a flood on the Blanco River days earlier, Tuesday, May 26, 2015, in Wimberley, Texas. An unfortunate result of most natural catastrophes is that victims of the disaster also are victims of misinformation. Although the FEMA notice is intended for Texas residents and businesses, the information generally applies across the United States to all areas that have been declared disaster areas by the president. FACT: Survivors may be eligible for FEMA disaster aid for their uninsured and underinsured losses and damage. FACT: FEMA already has Individual Assistance specialists on the ground in Texas, and some survivors already have received grants. RUMOR: If survivors receive FEMA assistance, it could reduce their Social Security benefits. Disaster assistance also may be available to a household if a parent or guardian who is not eligible for assistance applies on behalf of a minor child who is a U.S. Additionally, low-interest disaster assistance loans for noncitizen-owned businesses of all sizes (including landlords), homeowners and renters may be available from the U.S. FACT: Renters in designated counties whose homes were made unlivable by a disaster may be eligible for FEMA disaster grants to help pay for rent and other serious disaster-related needs. FACT: SBA low-interest disaster loans are available to homeowners and renters, as well as businesses of all sizes (including landlords) and private nonprofit organizations, for disaster damages not fully covered by insurance or other compensation. FACT: On this recovery operation, it is taking between one and two days for an inspector to call and schedule a property inspection. The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. A top FEMA official has committed to cleaning up the embattled National Flood Insurance Program by banning any insurance company or engineering firm shown to have acted in bad faith, or to have committed fraud, against Hurricane Sandy victims. No one will ever forget how poorly the government handled Hurricane Katrina when it hit New Orleans in 2005, and now to add insult to injury, FEMA is asking victims to return money they received from the natural disaster.More than 83,000 debt notices have been mailed out to victims of hurricanes Katrina, Rita, and Wilma who FEMA says it paid improperly.
Known as "Write Your Own" carriers, or WYOs, these insurance companies collect fees for selling policies and for handling claims after a flood.

You should fill out all the paperwork and be sure to read it in its entirety, Smith said.Just because you are not guaranteed funds right away does not mean that you won't get funds in the future, Smith said. Other counties may be designated for assistance as floodwaters recede and damage assessments are completed. Specialists will continue to process assistance for eligible survivors as applications are received.
For accurate information about what’s happening in your area, contact your county or city offices. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.
Menendez said he would monitor these "positive steps" through a task force that is examining short- and long-term reforms of the program. Menendez has questioned FEMA on whether a penalty structure, applied in the wake of Katrina, created heavy incentives for insurers to avoid overpayments and err on the side of underpaying claims. I love when foreigner’s come to our country and talk crazy knowing they come from dirt roads and shack’s! Robert Menendez announced Wednesday that FEMA will make fair payments to more storm victims on flood insurance claims, following allegations of altered engineering reports and widespread fraud in the National Flood Insurance Program. Sometimes, people need to call back and fill out more paperwork.Also, FEMA will ask you one time for your bank account information in order to do a direct deposit. MadameNoire is a sophisticated lifestyle publication that gives African-American women the latest in fashion trends, black entertainment news, parenting tips and beauty secrets that are specifically for black women.
FEMA oversees the primary source of flood insurance protection for homeowners, and contracts with private insurance carriers to help serve 5.3 million policyholders. If someone calls you for a follow up on your bank account information, you should hang up and report them to FEMA.People should be sure to document the destruction. His task force is reviewing that issue, along with general oversight of the insurance carriers in the program, and FEMA's own appeals process for claims -- the subject of a recent Freedom of Information Act lawsuit. Last month FEMA appointed Kieserman as deputy associate administrator to lead settlement negotiations with homeowners, and to create a framework covering some 2,000 cases pending in New York and New Jersey courts.

We lived in our basement," Patterson said after spending about a half-hour applying for a Federal Emergency Management Agency grant at the center inside Renaissance Unity Church on East 11 Mile in Warren. If someone claims to be a FEMA inspector and does not produce a batch or shows up without an appointment you are asked to call FEMA and report them. Small Business Administration about low-interest loans available for homeowners, renters and businesses.After applying for a FEMA grant, an inspector (a FEMA contractor with photo ID) visits the property within seven to 14 days. Finally, people need to keep receipts of everything.Please note that if you are registered with the Red Cross you are NOT registered with FEMA. Residents denied a grant can appeal, Sanchez said.The application deadline for a grant or loan is Nov. 24.Last month, President Barack Obama issued a disaster declaration for Michigan for damage sustained during the August flooding in metro Detroit. Money is sent direct deposit, she said, and residents are urged to keep receipts and paperwork for three years in case of an audit. Grant awardees don't have to pay back the money, unlike those who receive loans.Detroit Mayor Mike Duggan and FEMA officials on Tuesday announced plans to help any city resident with flood damage to apply for federal assistance. As of Tuesday, 25,000 residents had already applied."We know that tens of thousands of Detroiters were impacted by the flood and suffered significant damage to their homes," Duggan said. Egan said grant awards vary from resident to resident.Duggan said applicants who have already applied or soon will and who haven't heard back from FEMA by Nov. The office will forward information to Duggan's office, which he said will contact FEMA directly to ensure every application is in FEMA's system by the Nov.

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