Blue School of Motoring Ltd has designed a specific training course that will suit any company either small medium or large.
At Blue School of Motoring Ltd our new employee driver risk assessments start with a short driving questionnaire which outlines each driver's working practices, their vehicle use and collects information on their regular working journeys and driving history.
Many of the credit card offers that appear on this site are from companies from which NerdWallet receives compensation. The results of our “card comparison and finder tool”, card assessments, and reviews are based on objective quantitative and qualitative analysis of card attributes. Compensation may impact which cards we review and write about and how and where products appear on this site (including, for example, the order in which they appear). While we try to feature as many credit cards offers on our site as we can maintain (1,700+ and counting!), we recognize that our site does not feature every card company or card available on the market. A poor driving record can push you into the “high-risk” car insurance market, which means you can wave goodbye to the best auto insurance rates. Many major insurance companies will insure nonstandard drivers, often through special subsidiaries. To find the best insurance companies for high-risk drivers, NerdWallet looked at upheld complaints against these companies, using data from the National Association of Insurance Commissioners.
Titan is a nonstandard subsidiary of insurance giant Nationwide, which was the nation’s eighth- largest company by car insurance premiums written in 2013, according to the Insurance Information Institute. But that doesn’t necessarily mean that nonstandard companies may feel less pressure to provide good service. If you’ve been pegged as a high-risk driver and want to comparison shop for car insurance quotes, contact an insurance agent or go directly to companies. Advertiser Disclosure: Many of the credit card offers that appear on this site are from companies from which NerdWallet receives compensation. BT, which operates one of the largest motor fleets in Europe, has recently revised and updated its occupational road risk policy and programs - in part to allow for improved privacy management and detailed data integration through its Driver Index and risk data warehouse.


To date the company has cut its collision rate from over 60 per thousand vehicles in 2001 to 30 in 2009, reducing costs by approximately £12 million per annum in the process. We are now in the process of re-launching the BT road safety program, with a new improved MIS and online OneToOne process for line and safety managers, and several revised and updated risk assessment, monitoring and improvement modules for drivers. BT's Fleet Risk Management program, which has been rolled out at a rate of just over 10,000 people risk assessed per year since the initial trials took place in 2002, has been a great success, with collision rates and costs reducing by approximately 40% during that time. As well as risk assessing more than 50,000 drivers, BT has also undertaken targeted training - with more than 30,000 drivers having completed One More Second®. A recent study by Napier University has validated the ability of Interactive Driving Systems® Virtual Risk Manager® to identify at-risk fleet drivers.
The on-going study is being carried out on 13,000 van and company car drivers from BT's fleet using Virtual Risk Manager®, winner of a Brake Safety Forum Award. The university applied a logistic regression analysis to the sample measuring driver attitude, behaviour, knowledge, hazard awareness and personal exposure and then compared it to drivers reported accident rates. Since the study, BT has put a further 12,000 of its 70,000 driving staff through the Virtual Risk Manager® assessment. Dave Wallington said BT's accident rate had reduced by 30% over the past four years as part of an on-going commitment to improved driver safety.
You might be able to get a better deal by comparing quotes through NerdWallet’s car insurance tool. It’s a mutual insurance company, meaning policyholders are part owners of the company. Titan says it and its sister companies (Victoria Insurance and Colonial County Mutual Insurance) together are the nation’s third-largest writer of specialty insurance. But that might be because drivers forced into the nonstandard market could be less satisfied because they feel that they have less choice, according to Jeanne Salvatore, a spokeswoman for the Insurance Information Institute, an industry trade group.
Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved, or otherwise endorsed by the credit card issuer.


In the last 12 months the collision rate reduction has reached a plateau, which has led us to further enhance our program through the ongoing development of our innovative risk data-warehouse and risk data warehouse which has been run and managed by Interactive Driving Systems® these past 8 years, collision data, Driver Index and a renewed push on our Starting Point driver risk assessment, monitoring and improvement project'. Most recently BT has added the sophisticated Virtual Risk Manager® OneToOne process to the system, which allows first line managers to access detailed information on all their drivers, send them task-alerts and monitor their collisions as well as organise, undertake, record, review and sign-off appropriate road safety improvement actions.
As part of this program, BT is also rolling out Virtual Risk Manager® across its 7,000 European-based drivers in a range of languages, and developing a Risk Foundation program to ensure that all drivers understand and comply with safety critical policies and procedures.
The results achieved so far have repaid our investment several times over and the ongoing system development will allow us even better visibility and linkages of all our risk assessment, training, collision and hopefully licence data streams'.
The study was able to demonstrate a clear link between high risk drivers and accident involvement. We see this being particularly relevant to large organisations who want to be able to identify their 'at-risk' drivers for further support and training. It also found drivers with the worst scores were at least three times more at risk than those with the highest scores. We needed something that could filter those drivers assessed as being at high risk' said Dave Wallington, BT's Group Safety Advisor.
Virtual Risk Manager® is also very helpful for establishing the training needs of new recruits and will help organisations fulfil their health and safety obligations'. Geico, the nation’s second-largest car insurance company by premiums written in 2013, is a subsidiary of Warren Buffett’s Berkshire Hathaway Inc. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website. Virtual Risk Manager® offers us a cost-effective solution to driver assessment, rather than the usual generic approach of on-road training'.



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