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Unfortunately we live in a world where walking through the parking lot and finding a car that’s been “keyed” is not out of the ordinary. Auto policies come with coverage options your agent should have discussed with you, these include comprehensive and collision coverage, more commonly known as “full coverage” (although there’s no such thing as full coverage, we’ll save that for another post).
If someone keys your car you’re going to need comprehensive coverage, this coverage can provide assistance in the event that someone steals your car, breaks your window, takes your rims, etc. Check your deductible before you file a claim: If you have a high deductible it may not be worth going through your insurance company.
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