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After entering this information, you will be connected to your local BCBS company’s website to gain access to your member benefits.
If you are already a Blue Cross and Blue Shield member but would like to understand other options that could save you money or provide wider coverage options, please call us at 1-888-630-BLUE(2583) or go to your local Blue Cross and Blue Shield company website to talk about getting a quote. There are many various types of healthcare coverage options* available to you in the United States and around the world through participating Blue Cross and Blue Shield companies. A FSA is an account that reimburses employees for specified expenses (for example, health care or dependent care) as expenses are incurred. An HMO is a type of health benefits plan for which members are required to receive health care only from providers that are part of the HMO network. Medicare is federally funded health insurance, typically for those aged 65 and over, or for people under 65 who are disabled or meet other special criteria.
There are several parts that make up Medicare and each is designed to cover some of your healthcare needs.
Medicare Part A: Covers some of your inpatient hospital stays, rehabilitation and some additional skilled nursing care. Medicare Part B: Helps to cover your doctor visits and other medical services like x-rays and lab tests. Medigap: This works with A and B and fills in specific cost sharing gaps where A and B might not cover all the services you receive, like helping with some of your copays or coinsurance costs. Medicare Advantage (Medicare Part C): Covers all Medicare Part A and B benefits and may offer lower cost sharing and additional benefits that Medicare doesn't cover.


Medicare Prescription Drug Plan (Medicare Part D): Helps you with your prescription drugs costs.
Participating Blue Cross and Blue Shield companies offer Medicare Advantage and Medicare Prescription Drug Plans in local markets across the country.
To learn more about Medicare and which BCBS Medicare Coverage options might work for you, try our free AskBlue Medicare Guide. A PPO is a Plan that allows members to choose any provider but offers higher levels of coverage if members receive services from health care providers in the plan’s PPO network. An HRA is an account that reimburses employees for specific health care expenses as expenses are incurred. Indemnity, also known as traditional insurance or Fee-for-Service, is a traditional insurance plan that reimburses for health care services provided to members based on providers bills submitted after the services are rendered. Point-of-Service coverage is a healthcare option that allows members to choose medical services as needed and whether they will go to a provider within the Blue Cross and Blue Shield network or seek medical care outside of the network. Medicaid is a joint federal and state program that provides hospital expenses and medical expense coverage to the low-income population and certain aged and disabled individuals. Looking for a replacement card, getting the most out of your benefits, where to find a provider? Take advantage of member-only access to resources and discounts on health-related products and services. Read national health and wellness news, as well as the latest information from the Blue Cross and Blue Shield System.


See the Blue Cross and Blue Shield Association’s news updates, press releases and media resources. Here is a brief overview of the many types of insurance your local Blue Cross and Blue Shield company may offer.
It allows for members to select any healthcare provider but its benefits are maximized when using a participating Blue Cross and Blue Shield company. If you are a member, please look at your health plan documents for the definitions that govern your health plan benefits. MERCRUISER 470 motor, Alternator conversion kit installed, Fiberglass Hull, Trailer included. If the FSA meets rules under the Internal Revenue Code, contributions are not subject to federal income taxes or employment taxes.
Services (except emergency care) performed by out-of-network providers aren’t covered except under specific circumstances.
The money contributed to your HSA belongs to you and can be used to cover eligible current or future medical expenses.



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