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Because both you and the other driver were moving at slow speeds, the accident appears to result in no injuries and little to no damage to either car. Instead, you should report any accident in West Virginia that involves you and another driver. The law requires you to notify law enforcement “immediately by the quickest means of communication.” You must call the local police if you are in a municipality. If you fail to comply with this law, you face being charged with a misdemeanor that carries up to a $100 fine, as many as 10 days in prison or both.
The problem is that you may not really know whether an accident – minor as it may seem – has crossed the injury or damage reporting threshold. A few days after the accident, you may go to the doctor and learn that you suffered a lower back injury, organ damage, head or brain injury or soft tissue injury such as whiplash.
According to Consumer Reports, the Insurance Institute for Highway Safety conducted a study in which it staged a series of low-speed crashes.
If you failed to report your crash to the police, you would have no record of the incident, making it difficult (if not impossible) to file a claim with the other driver’s auto insurance company or your own insurer. Even after a minor car accident, it will be good for you to have a police officer at the scene.
The officer can protect you in case the other driver gets angry and potentially violent, or if the two of you get into a dispute about who is at fault. The officer can also observe the vehicles, examine skid marks and other evidence and interview both you and the other driver. You can request a copy of this report by going to the West Virginia State Police website, and you can use this report later on if you decide to file an injury or property damage claim.
As we stated above, many people do not want to report a minor car accident to their insurance company because they don’t want their insurance rates to increase. Many auto insurance policies require you to give notice of any accident – even a minor one. The reality is that if you fail to report your accident, and the insurance company learns about it, then it could result in your premium rates going up anyway.
If you have any questions about what you should do after a car accident, please see our Car Accident Checklist or simply give us a call or reach us online.
Web Hosting From Yahoo's Aabaco Small Business - Web Hosting from Yahoo's Aabaco Small Business offers you a domain name, business email, and design tools to create a web site easily at a reasonable price.. Cxc Past Questions And Answers – Principles Of Business - Cxc past questions and answers – principles of business 1. How To Start A Garment Business - Professionz - If you plan to start your garment business by becoming one of these customers, it does make lot of sense. Addressing your medical needs should be your primary concern immediately after an auto accident, and victims are encouraged to report the auto accident and seek needed medical assistance.
Following an auto accident, mounting medical bills, insurance paperwork, vehicle repair costs and missing income from being unable to work can add unwanted stress to an accident victim’s recovery time. Those involved in auto accidents have the right to advocate for themselves in the legal arena.
Often, the confusion and stress at an auto accident scene can lead eye-witnesses and those involved in an auto accident to offer details about an accident that are inaccurate. Depending on the complexity of your personal injury case and the level of cooperation from the opposing side, it could take anywhere from a few months to a few years to collect compensation for your injuries. If you think you have an action against a negligent third party, it’s best to contact a lawyer as soon as possible to assess your case and protect your rights. Additionally, the evidence to prove your case can be obtained more easily right after an auto accident while memories — yours included — are still fresh. You should never speak with the other party’s insurance company without speaking to an attorney or researching how the insurance claims process works.
This concept also applies to speaking with your own insurance company regarding reimbursement of vehicle damage and medical bills.
If you are involved in an auto accident or any other type of personal injury accident, there are certain immediate steps you should consider taking to protect yourself and your rights. Take pictures of your injuries, vehicle damage, and the location of the auto accident as soon as you are able. The better prepared you are for the initial consultation, the more an attorney can help you. It is impossible to tell immediately how much money, if any, you will recover in connection with your personal injury case.
The nature and extent of injury, including whether the injury is permanent, and the amount of disability. Pain (the physical sensation one feels as a result of an injury) and suffering (the emotional and mental anguish one feels as a result of pain or injury).

Past and future loss of consortium for your spouse (loss of a spouse’s comfort, society, companionship or affection; loss of sexual function or desire).
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Your best source of Dragon Ball Z Yaoi (gay) fanarts, fanfictions and doujinshi scanlations since February 11th 2001. You finally see an open spot ahead and excitedly head towards it when, out of nowhere, BAM! They may be in a hurry to get somewhere and don’t want to wait for the police to show up and complete a report. You may also discover that the crash caused a fluid leak, knocked your wheels out of alignment or resulted in some other car damage. In one 10 mph crash involving a 2010 Toyota RAV4 and a 2010 Toyota Corolla, neither vehicle had any visible damage.
You could be on the hook for paying all of the medical expenses and car repairs that arise from the crash. The officer can then prepare a report that can serve as an objective assessment of what occurred. What happens if the other driver changes his or her mind after a crash and files a claim with your insurer? The driver may give you contact information and say that he or she will pay for any medical bills or car repairs you need.
Instead, trust us when we say that the best thing to do is to report your accident to law enforcement and to your insurance company. The lawyers of Mani Ellis & Layne, PLLC, would be glad to review your crash and help you to understand your legal rights and options as you move forward. Some of them are minor fender benders while others end with the automobile being totally wrecked.
Your insurance company may come back with a valuation of damages which is less than the real cost. CXC PAST QUESTIONS AND ANSWERS –PRINCIPLES OF BUSINESS1) The first question is a compulsory . After an accident, it is important to keep scheduled doctor appointments and carefully follow all prescribed treatments.
Seeking a consultation from a qualified and reputable attorney is a smart move, but keeping aware of the details of the case and being personally involved in any auto accident litigation can save time, money and frustration. One person’s perception of what happened might not take into account issues like  mechanical failures, malfunctioning streetlights or driver intoxication. Generally, you want to wait until you finish medical treatment before trying to settle a case or go to trial.
However, with an auto accident, the amount at issue is usually comparatively low — unless you are filing an uninsured motorist claim — so your  adjuster is less motivated to put the full-court press on.
Never give a statement — recorded, written or otherwise — to anyone from an insurance company or sign any document without seeking legal advice.
This means that you do not pay a fee unless a verdict or settlement is recovered in your favor. Additionally, the amount of insurance coverage available may also determine how much a case resolves for. You may be confused and unaware of the fact that you have, in fact, suffered a serious injury or majorly damaged your vehicle. What happens if the insurer checks your driving record when renewing your policy and sees you were in an accident or that you received a traffic citation in a crash? The driver may also say that he or she will not contact the police or your insurance company.
It will give you peace of mind and, above all, protect your rights and interests in the long run. This information is not intended to create and receipt or viewing does not constitute an attorney-client relationship.
You are now past the day of the accident and you need to keep records of any medical treatment received in relation to the event. This is why you have to be very careful when you’re speaking to the insurance company of the other driver. Seeking a medical assessment for even minor injuries after an auto accident could prove legally beneficial in the long run.

Allotting time for injuries to be properly diagnosed might impact an auto accident settlement.
Looking over police reports and medical records for discrepancies can eliminate misinformation, and it is important for auto accident victims to double-check the facts surrounding their cases.
Details like these can alter the outcome of an auto accident legal case dramatically, and verifying facts related to the auto accident on official medical and police reports can help eliminate future confusion. The insurance company for the opposing side is working hard to gather that evidence, and you should have someone on your side doing the same. Since the insurance company’s custom and practice is to minimize claims, it’s likely they will try to slant any information you provide them in an unflattering light purely out of habit.
Throughout your case, you should save all medical records and bills —along with pill bottles, casts, braces, and any other health care-related items.
After a successful recovery, the fee is paid out of that recovery at an agreed upon percentage.
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The driver may end up reporting the accident to police or filing a claim with your insurer. You may be a little bit shocked by what has happened but you have to have your wits about you.
The other insurance company or the other attorney is looking out for the best interests of their driver. Auto accident victims are also entitled to  insurance and contact information from the other drivers involved in an auto accident. Auto accident victims have the right to take a wait-and-see approach before agreeing to any legal settlement. Also, if your injuries are permanent or long-term, a medical opinion regarding future medical care will typically need to be obtained before completing your case. This becomes problematic during the litigation phase if the other side subpoenas your insurance company’s records to get any statements you’ve given them.
The insurer needs to know what the damage was in order to determine whether or not there is coverage.
It is advisable that you have them speak to either your attorney or your insurance company to perhaps arrange a meeting. In many instances, time and patience are key tools to proper auto accident litigation and beneficial resolutions. Considering the experience and knowledge that comes from dealing with thousands of insurance claims each year, you will likely be outmatched by the insurance company every time. If your insurer twisted your words into an unhelpful statement, your insurance company’s meddling could come back to haunt you.
If neither Oct 8, 2014 - DRIVERS involved in minor crashes and accidents will no longer need to Motorists won't need to report minor collisions to police either, not even Minor car accidents need only be reported if one oor more f the cars needs Find out when you're legally or contractually obligated to report an accident. While you are waiting for the police, you should exchange information with the other parties. If you do then the least problem you can expect this to be denied coverage for the accident. Do not sign off on the claim until you have received all of the medical treatment required.
It means you not only have another party working with you but you’re also communicating to the other side you need to be taken seriously. Some of the most common car accidents are minor “fender benders” that do not of the accident, the law enforcement agency might be municipal police, county if the accident happens in your vehicle, on your property, no injuries are involved,Feb 20, 2009 - The lack of a police report may be your biggest problem. The danger is if you accept an early settlement or sign off before all of your medical treatment is done, you will be responsible for any additional costs. Many accident attorneys will work on a contingency fee that you only pay if you receive an award. Dec 17, 2013 - Red car with front light and fender damage after an accident There was no room to move the two vehicles out of the path of traffic, so cars simply made their way past them in So if you are ever in a minor accident, follow these steps.
If no injuries or serious damage occurred, you and the others involved in the accident may not even call police to investigate the scene.

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02.12.2013 admin

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