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Michigan recently passed a law allowing insurance companies to electronically notify the state whenever a motorist renews their auto policy.
But another consequence of the law was the revelation that many people, all across Michigan, were passing off fraudulent insurance documents when they renewed their vehicle registration, although it was unclear just how many people were submitting phony insurance papers to the state.
To find out, the secretary of state, which operates Michigan’s Department of Motor Vehicles, ordered a one-day investigation.
At the end of the day, the findings were “troubling,” according to the secretary of state’s office: 16 percent of all documents turned into the Secretary of State’s office were forged or fraudulent.
According to Woodhams, these counterfeit documents were sold on Craigslist, by unscrupulous auto dealers, and even door to door by salespeople. So far in 2013, more than 4,300 drivers have seen their registration canceled after passing fake insurance papers, 10 times the amount of that were canceled in 2011.
While Michigan looks to stop the flood of phony certificates, consumer and insurance industry advocates are noting the high auto insurance costs in the state.
Michigan ranks as the 8th most expensive state for standard premiums, according to the National Association of Insurance Commissioners.
Per vehicle mile traveled in 2010, motorcyclists were about 30 times more likely than passenger car occupants to die in a motor vehicle traffic crash and 5 times more likely to be injured.
ATTORNEY ADVERTISINGThe information you obtain at this site is not, nor is intended to be, legal advice. Make sure children are properly buckled up in a car seat, booster seat, or seat belt, whichever is appropriate for their age, height and weight. For the best possible protection, infants and children should be buckled in a rear-facing car seat, in the back seat, until age 2 or when they reach the upper weight or height limits of their particular seat. When children outgrow their rear-facing seats they should be buckled in a forward-facing car seat, in the back seat, until at least age 5 or when they reach the upper weight or height limit of their particular seat.
Once children outgrow their forward-facing seat, (by reaching the upper height or weight limit of their seat), they should be buckled in a belt positioning booster seat until seat belts fit properly. Install and use car seats and booster seats according to the seata€™s ownera€™s manual or get help installing them from a certified Child Passenger Safety Technician. Buckle children in car seats, booster seats, or seat belts on every trip, no matter how short. Zaza, S, Sleet DA, Thompson RS, Sosin DM, Bolen JC, Task Force on Community Preventive Services. Whether you're an employee or a business owner, it's important to keep good business mileage records so that you have the information you need for either completing your company's mileage reimbursement form or for determining the mileage deduction on your tax return. This simple spreadsheet was designed at the request of an individual looking for an easy way to track daily business mileage so that they could report the information to their employer for reimbursement. The Business Mileage Tracker includes a Mileage Log worksheet that you can print, fold in half, and store in your vehicle. Under the Standard Mileage deduction, the miles are multiplied by the IRS deduction rate to determine the amount of the deductions. The Actual Expenses deduction is used for "itemizing" the actual cost of owning, maintaining and using the vehicle for business purposes. There are several situations where you may be able to deduct mileage from your personal taxes, including charity volunteer work, moving, medical travel and unreimbursed business use.

Be aware that there are rules on switching between the Standard Mileage and Actual Cost deduction methods.
If you are an employee, make sure you understand what you can and cannot deduct from your taxes. If you fail to record actual mileage, then make an educated guess backed up with additional information. Official IRS Publication of the Standard Mileage Rates at - This page lists the mileage rates for business, medical, moving and charity reimbursement rates.
Historical Standard Mileage Rate at - This IRS document shows the rates over the last 10 or so years.
Vehicle Maintenance Log Template - Track your auto maintenance costs using Vertex42's new maintenance log.
Disclaimer: The content and information on this page is for educational and informational purposes only, and should not be taken as professional legal, financial, or tax advice. Torgenson Law's Winning Method To Make Sure You Are 100% Compensated When Someone Hurts You in a car accident.Why Hire Torgenson Law?Free Case Analysis.
Watch below as John Torgenson explains on NBC 12 the five things that you have to do when you are in a car crash.
I would like to know whether my daughter who holds a New Zealand Learner’s Licence can drive in South Africa under the South African Learner’s Licence rules?
In terms of section 23 of NRTA, a provisional drivers license is valid as long as all of the other requirements are complied with. Provided that the period of validity of such driving licence shall not exceed a period of five years from the date when such person is granted permanent residence status in the Republic. New Toyota Yaris seeks maiden win on Toyota Cape Dealer RallyCan a truck be confiscated if over the weight limit at a weighbridge? The amendments mainly focus on issues relating to improving road safety, citizens’ facilitation while dealing with the Transport Department. The idea behind the law was to make it easier for motorists to be able to renew their vehicle registration online. Other rankings list Michigan as the second-most expensive state for car insurance premiums. However, the increase in the popularity of motorcycles inevitably leads to an increase in motorcycle accidents.Per vehicle mile traveled in 2006, motorcyclists were about 35 times more likely than passenger car occupants to die in a motor vehicle traffic crash and 8 times more likely to be injured. Seat belts fit properly when the lap belt lays across the upper thighs (not the stomach) and the shoulder belt lays across the chest (not the neck).
Restraint use and seating position among children less than 13 years of age: Is it still a problem? Interventions for promoting booster seat use in four to eight year olds travelling in motor vehicles.
Vertex42's Business Mileage Tracker will help you keep good records and determine total mileage for reimbursement or deduction.
Although we already had a travel expense report template and a MPG log available, we recognized the need for keeping a daily log of miles traveled for tax purposes, and this is what we came up with.
Use it to record the start and end odometer reading, as well as the business purpose, whenever you use your vehicle for business travel.

They can choose from the Standard Mileage deduction method or the Actual Car Expenses deduction method. Actual expenses for things like gas, insurance and maintenance are not deducted, because they are factored into the mileage reimbursement rate.
If the vehicle is owned and used 100% for business, then all of these costs can be deducted (see the IRS publication for more information about what costs can be deducted). Staffers called on every document, or verified electronically whether it was an company-issued copy.
Many of these injuries and deaths could have been prevented if more motorcycle riders and their passengers wore helmets.
In 2010, 35% of all motorcyclists involved in fatal crashes were speeding, compared to 23% for passenger car drivers, 19% for light-truck drivers, and 8% for large-truck drivers.
Remember to keep children properly buckled in the back seat for the best possible protection.
National Center for Injury Prevention and Control, Centers for Disease Control and Prevention (producer). Keep reading below the download block to learn more about how to keep track of your business mileage. You should read the appropriate IRS publication about this, because there are certain requirements and qualifications associated with each of these methods. In cases where the business use is less than 100%, only a percentage of the total expenses can be deducted.
It also has provision for payment of compensation upto Rs 10 lakh in road accidents fatalities. Registration of Motor Vehicle to be cancelled. To improve the registration process for new vehicles, registration at the end of the dealer is being enabled and restrictions have been imposed on temporary registration. Unfortunately, when motorcyclists are involved in accidents with passenger vehicles, motorcycle riders and their passengers are also more likely to suffer serious injury and death as a result.
Despite the documented effectiveness of helmets, many motorcyclists choose not to wear them, especially when state laws don’t require helmet use. If your company has a specific reimbursement form for you to use, then keep a copy of Vertex42's Mileage Tracking Log in your car to track mileage at the source.
Hobbs & Associates offers aggressive, professional representation to motorcycle accident victims. Currently, only 20 states, the District of Columbia and Puerto Rico require helmet use by riders of all ages.
The National Highway Traffic Safety Administration (NHTSA) estimates that helmets saved the lives of 1,550 motorcyclists in 2010.

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06.07.2014 admin

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