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In the wake of General Motors’ (GM) worldwide recall of almost 2.6 million cars due to faulty ignitions which can suddenly shut down engines, GM announced that it would be providing drivers with loaner cars, as well as paying for auto insurance on the loaners. If the engine shuts off, drivers can lose power steering and power brakes, and may deactivate the air bags, leaving them inoperable if there’s a crash. Owners will be able to use the loaner cars until parts arrive at dealerships to replace the faulty switches. There are two other problems – parts supply issues and adequate loaner vehicle insurance coverage. Drivers under 25 years of age have another problem – many companies exclude them from renting cars or they face high surcharges if they do. Don’t neglect correcting any safety issues with your car – if you fail to have a known safety defect fixed, your car insurance may not cover you if the defect was responsible for an accident.
In case you are in a situation where you need to file a claim with your car insurance company, make sure that you do it right the first time so that you get compensated at the earliest.
You will need to write down how the events unfolded and will also be required to fill in some forms.
Once the claim has been processed, the insurance company will either release the check or will direct you to a shop to get your car fixed from. If you’ve been injured emotionally or physically due to a road accident, whether as a cyclist, driver, passenger or pedestrian, you may be eligible for compensation. The amount you are recompensed will depend on the circumstances of the accident and the severity of your suffering and injuries as determined by the court.
Speak with your lawyer about all the costs you have incurred and may incurred to discuss an achievable and fair amount to claim. If you’ve been injured from a road accident then you should seek legal advice about your ability to make a claim.

This includes GM’s expanded recall of an additional 971,000 small cars that may have been previously repaired with defective switches.
In addition to the free loaner cars, GM is offering affected owners $500 toward a new GM vehicle.
GM will not have enough replacement parts for all of the recalled vehicles until October, leaving some owners without their vehicles for over six months. Perso¬nal policy collision coverage generally covers only up to the value of your own vehicle. GM advised their dealers that a parent or guardian could sign the rental contract, and they will cover additional costs and insurance for under-insured drivers. Considering that you are potentially at a risk of getting into an accident every time you take it out of your driveway makes car insurance a sensible choice. If there is a bit of scratch on your car that can be fixed with a bit of polish, there probably is no need to call the insurance company. If you have any additional evidence like pictures, do not hesitate to add them to the claim as well.
These could be direct costs such as those of your medical bills, now and in the future, or indirect costs such as loss of work time of you or a career. In Adelaide, car accident compensation may also cover you for other outlays such as a new car, travel expenses during the repair of a car or other indirect financial losses. They will be able to provide you with legal advice as to what you are likely to receive and what documents you need. Crucial to a successful claim is having accurate and honest advice from Adelaide compensation lawyers who know the legalities of such cases. Congresswoman Diana DeGette of Colorado has called for owners of recalled cars to stop driving them until they could be fixed.

And finding rental cars for more than two and one-half million drivers is going to be a real problem. If the loaner vehicle has a higher value than your own car, only the value of the recalled vehicle would apply in the case of a collision.
Not only does it protect you financially against accidents of all kinds but also against auto theft. You want to do this as soon as possible to make sure that they do not have any excuses later on. You may hear not just from your company but also from the company of the other person if the claim is related to an accident.
In Australia every driver must have third-party insurance, and it is against this company you make your claim when requesting personal injury compensation.
You may also be able to claim money as fiscal compensation for non-fiscal suffering such as trauma, suffering and pain.
You can choose to make a claim yourself, however it is often best to have a lawyer guide you through the complicated procedure.
According to the American Car Rental Association, the number of available rental vehicles in 2013 numbered 1,950,170. Generally it is required by the companies that you make them aware of any issues right away as well.

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27.11.2014 admin

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