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Remember that you can download your licenses whenever you want in the Downloads section of your profile. I actually forgot about it for a while, until I noticed last week that online bank EverBank started offering it on both their Yield Pledge Money Market and FreeNet Checking accounts.
To be eligible, you must have an existing personal account (see above), and a computer with a TWAIN-compliant scanner (pretty much anything bought within the last five years). Another advantage is that you can gain access to your funds sooner (and also start earning interest). I got this all to work fine on the first try on a Windows PC, but I could not get it to work on Mac OS X.
Does anyone have any experience with Chase’s iPhone app that allows a check to be deposited by taking a picture with the phone’s camera?
My credit union allows you to type in the numbers on the check and the deposit is made immediately. I use a Mac and since the last JAVA update it takes a bit longer for the scanner interface to load but no other issues beyond that. Steve, checks are already terribly insecure (really, why put your account number in plain text on the face of the check!?). Their scanning app only works with Internet Explorer, and I don’t have any problem with it.


I note that Evergreen now has a $5,000 minimum balance to avoid a monthly $8.95 service charge. The editorial content on this site is not provided by the companies whose products are featured.
I loved the idea of scanning in checks from your home computer any time of day without the hassle of going to the bank or waiting for snail mail. I called customer service and they indicated that it was common for Macs to have problems with TWAIN drivers.
It sounds like a great idea, but Bank of America’s app does not yet have that functionality.
Those banks WANT you to come into their branch, see the promo on home equity loans and take one out (or whatever additional products they might be pushing). Keep the checks around just incase the deposit doesn’t go through, then shred when cleared. I think what keeps the whole system from falling down is the fact that fraud can be detected much faster these days.
If you don’t get it to work, you can just send in your own scans that you obtained however you want. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.


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But at the time only few banks offered it like selected credit unions and USAA, both of which had membership restrictions.
At this point, your check is considered deposited, and you are supposed to shred or destroy the physical check.
While they said they could help me work through it, it would be a tedious process and may have to be repeated each time I wanted to make a deposit.
They also have a version without scanner where you have to mail the check in, but that would cost a stamp, whereas the online version is free.
In case of trademark issues please contact the domain owner directly (contact information can be found in whois). See the Funds Availability section of the Account Terms and Disclosures for information on access to funds.



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