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When a vehicle has been in an accident, vandalized, or otherwise damaged by weather such as flood or hail, and repairs will cost more than the vehicle is worth, the insurance company will deem it a total loss and take possession. Since a car with a “rebuilt” title has suffered enough damage to earn it a salvage title, even if it looks good from the outside and passes the required inspection, the severity of the damage can be destructive to a car’s structural integrity.
There are very few auto insurance companies that are willing to write collision and comprehensive policies on a rebuilt-title vehicle, as frankly, it is almost impossible to properly value the car with so many unknowns. Some resources may say getting a 5-15% discount off a specific vehicle because of its inferior title, is a great deal as long as the vehicle is satisfactory.
Even if you are willing to take a lower price in the event that you would like to sell your vehicle down the road, salvage rebuilds are extremely difficult to sell.

Regardless of how well it was repaired, a vehicle with a salvage or rebuilt title will never be as good as one with a clean title. A quick check will give you detailed vehicle specifications, current and historical title records, and report to you any issues across 60+ potential title brands, including the date and entity reporting. Verify that you are able to attain the policy you desire since most insurers stay away from salvage vehicles.
This information is provided by the National Motor Vehicle Title Information System (NMVTIS) which contains records of total-loss reported by insurance companies as well as records of salvage reported by junk and salvage yards. If they are willing to insure the vehicle, get a detailed quote, as the premiums on these policies can add up to be much greater than what you may have saved on the purchase of the vehicle.

We do not claim that the car got in our databank has salvage title, but the fact that it has been damaged for sure.
Other resources may suggest to pay up to 4x as much for a Carfax report, but you must be aware that those reports do not include this crucial data from NMVTIS.

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12.09.2015 admin

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