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A recent study by showed that of 6,000 vehicles analysed – 1 in 5 returned an odometer discrepancy.
Get an Official Car History Check with Instant Reports available online from Obtaining a Car Check is simple just enter the reg, choose a report, pay and view the report instantly. is the most informative, easy-to-understand and up-to-date car history check available. In addition to Official car & vehicle data from Irish & UK Government databases, ONLY Motorcheck provides an easy to use report full of helpful advice on how to proceed should you encounter adverse history as well as a number of items that are Exclusive to Motorcheck! After successfully completing an upgrade to enhance user experience on Cartell, we will be introducing some new fresh changes on the site. Now, for the first time Cartell, Ireland’s leading vehicle intelligence company is launching an easy to use car price guide that does all the work for you. Launching in January as a free offer to buyers and sellers in Ireland, CPG is user friendly, just enter the registration number and the odometer reading in kilometers and CPG will give you the typical advertised used car price! Vehicle data expert reports that the rate of clocking in Ireland is still above 10% although it has reduced marginally this year.
The company attributes the fall in the clocking rate to increased awareness of the issue among consumers following various campaigns to highlight the prevalence of the issue here.
Meanwhile report the National Mileage Register (NMR) has now hit 10 million individual mileage readings.
Vehicle History Expert reports on a spike in Used Vehicle Transactions in September. Overall, the used car market is set for 900,000 transactions in 2013 and eclipse last year’s total of 888,738.
2013 has been another strong year in the used car market which is helping to offset the fall in the new market.
Vehicle data expert reports that significantly more vehicles for certain key registration years are being offered for sale with finance outstanding than last year. Statistics published by indicate that buyers have a one-in-eight chance of purchasing a five-year-old vehicle with finance outstanding. Volkswagen Bank and BMW Financial Services hold a combined 16% of the automotive finance market in Ireland. Once again these results show the importance of checking for outstanding finance – just because a vehicle is older doesn’t mean it’s free of finance. We are delighted to announce the launch of the Applus+ UK Car History Check.  As an introductory offer and for a limited time only, the cost of this check has been significantly reduced on the Applus website. Spend this New Year’s Eve 2013 with Sharon Shannon and Band and special Guests Shane McGowan and Mundy, To celebrate the launch of 21 – definitive Sharon Shannon, which features the new Christmas song. McGOWAN, front man of the Pogues and renowned for his songwriting talents, including Fairytale of New York is a perfect guest for Sharon’s up-tempo and high octane brand of trad. Thank you Cartell for saving me from making a very expensive mistake on the first week of the new year. Motorcheck - official car check, vehicle history, Check any car's history with ireland's most comprehensive used car history database.
The free list of bank & credit union repo sales, Repo finder provides free repossessed bank cars for sale, bank repossessed cars, credit union repossessions, and atv repo lists among other repo sales service lists.
Contact us and check any car's history with ireland's most comprehensive used car history report. Copyright © 2012 Autos Weblog, All trademarks are the property of the respective trademark owners.
Cartell®, Ireland’s only all Ireland Car History Check company, is now offering buyers a car history check on vehicles imported from the UK and Northern Ireland. Alan Bishop, Industry Relations Director for HPI, believes this partnership will prove invaluable in protecting Irish dealers and consumers from buying suspect vehicles.
A recent study of 4350 vehicles imported from the UK showed that in 2001(?) almost 1 in 10 was a write off.
As well as confirming whether a vehicle has outstanding car finance, is recorded as stolen, or has previously been written-off, HPI’s used car check also confirms many other details including the make, model, colour, door plan, and engine size. Formed in 1938, HPI have been checking vehicles ever since and have grown to become the UK’s largest provider of vehicle history data.
First we contacted the Dublin County Sheriffs Office and the Dublin City Sheriffs Office who look after the county and city districts in Dublin respectively.
However, officers are not entitled to seize vehicles which are the subject of a hire-purchase agreement on the basis that these vehicles remain the property of the banks until the loan is paid off in full. In August 2010 the BMW Series 7 of developer Paddy Kelly was lifted from his house in Donnybrook on foot of a warrant to the Dublin City Sheriffs Office.
The majority of cases of repossessions are bank repossessions – where financial institutions seize their own property after individuals stop making payments on foot of a hire-purchase agreement. Generally speaking if the vehicle is subject to a personal loan, as opposed to a car loan, then the  bank is not entitled to repossess the car unless they hold a judgment against you for the amount that is due, and sought to have the car seized in order to discharge the judgment. A hire purchase agreement is where a bank owns the vehicle – they have a lien over the vehicle and legally the property remains in their name until the final payment is made. Finally, just to note, the half-rule says that where the customer has paid half the balance on the hire purchase agreement they can return the car and end the agreement, provided the repayments are up-to-date. Disclaimer: the information in this article does not constitute legal advice of any kind as it is intended to give general indication only. I had a cleaning business which I sold to a guy, I left the country to live in Australia and this guy who signed a contract to buy the business from me and buy the vans after 3 months is refusin to pay me for th business and is refusing to return my 2 vans. Banks do not want to reposess cars, however, if payment isnt forthcoming and you ignore the situation they can either write off the debt or reposess the vehicle.
Hi Jen, strictly speaking the bank are right – they hold title in the car until the last payment is made. Hi my boyfriend could not make his car repayments under his hire purchase agreement so he handed back the car 3 years ago.
I had Van on fiance in 2005 for a company i had, the company stopped trading in 2006 due to personal family problems. Motorcheck.ieFAQsCan I get a car history check for a UK Import from GB or Northern Ireland?

It’s very important as a buyer that you perform a full check on any vehicle that has been imported from the UK before you buy. If you are considering importing a car yourself we recommend doing a car check directly with Motorcheck before you travel. Our reports ensure that any hidden UK history is uncovered automatically giving you complete peace of mind. Cartell, Ireland’s first and No.1 car history check was launched in May 2006 to help the consumer and dealers make an informed and secure choice when purchasing a used vehicle. Thank you for the information.I will recommend to anyone to check with cartell first before purchasing a car. Two issues examined by the producers of RTE’s- The Consumer Show whom we were pleased to assist. In this edition we will be informing you of some important motoring news and developments from Cartell over the past few months including our new product It is now easier than ever to navigate through the site and in 2014 we will be introducing new easier to read reports. However comfortable you are with the process it always comes down ‘is the price fair?’ If you are a seller you know that to advertise too high a price is just wasting your time and listing fee, but you also don’t want to let it go too cheap…… If you are a buyer you know that age, CO2 and tax, mileage, condition, the number of previous owners, all affect the value of the car – the trouble is balancing so many factors.
Armed with this, a Cartell car history check and a careful eye to condition you will never have been as well supported in buying the right used car at the right price. To assist in combating the rise in vehicle clocking in the Republic of Ireland, particularly concerning private-to-private transactions which are vulnerable under current consumer provisions, Cartell’s legal division drafted a Bill which seeks to criminalise vehicle clocking in the Republic of Ireland. The total number of used vehicle transactions, seen as a good indicator of overall activity in the market, shows that 93,550 vehicles changed hands – the highest monthly total since the company started recording monthly transactions in 2009. These figures are all the more impressive considering that there has been limited new stock passing down given the low volume of new sales which themselves are down 7% year-on-year.
There is every reason to suspect that 2014 will be another good year in the used market.” For those thinking of buying a used vehicle, there is no better time than the run up to Christmas. The overall decrease is reflected in relative drops in finance levels for 3-year old and 4-year old vehicles. Both these players, who only recently entered the market, have an estimated market share of 8% each based on results of finance checks carried out by Cartell in 2013. And of course, she and MUNDY will reunite for the first time in a number of years having stormed the charts with GALWAY GIRL, some years back. Clearly it is not a problem if a car is imported but if it has less on the odometer 2 years later, that is!
This new service, which is only available from, will provide much needed reassurance for car buyers by giving them all the information they need about a vehicle before they purchase it. Aherne continues, “Our overall mission as a company is to offer a service that gives car buyers access to all the information they need about a car before they purchase it.
This data is checked to make sure it matches the descriptions recorded against the vehicle at the time of manufacture, protecting the interests of the motorist and helping dealers meet their legal obligations.
Both of these offices have a similar story to tell: officers act on foot of either court orders or revenue warrants made out against a particular person.
The vehicle was subsequently returned the following day when it was found to be registered in the name of his wife.
This is the type of scenario which the Sheriffs office deal with – and there are not that many of these repossessions in a given year. Please consult a solicitor or relevant banking institution if in any doubt about your exposure to repossession. We contacted Merlin Car Auctions and they tell us as many as 50% of the vehicles they auction are bank repossessions. However, it seems to us, from what you say, that there may well be a case of fraud if someone has appropriated your assets without paying for them. Its best if you engage with the lender and come to an arrangement that avoids tarnishing your credit rating. Presumably the van was repossessed with the tools in it, and now they’re not accounted for. Unfortunately this is the typical scenario when someone buys a vehicle with outstanding finance.
While we aren’t 100% certain we think you could hand the car back, under the half-rule, provided the arrears are cleared.
Motorcheck provides a full car history check for a UK Import, including Great Britain (GB) and Northern Ireland (NI) in addition to any car registered in Ireland. The distance involved in the transaction can make a complaint very difficult to pursue afterwards and important checks such as Mileage, Stolen, Write-Off, Finance and more are an important part of the pre-purchase strategy.
Just enter its current registration number in the field below and you will have taken the first step towards an instant car history check. Car history checking is Cartell’s core business which has no distractions or conflicts of interest. We provide the Irish car-buying public and motor dealers with an effective safeguard against fraud. We have a special offer for our customers and some information on some changes Cartell will be introducing over the next few months along with a chance to WIN some tickets to this New Years Eve big party in Killarney!
These reports will be easy to understand giving you a better view of the vehicles history and it’ll be easier to detect issues that may have gone unnoticed before.
For the first time CPG will offer consumers an easy to use used car price guide that even takes into account the number of previous owners! The figure of 10.5% is based on a sample size in excess of 50,000 from a data-set which is the most complete in the Irish market. The Bill passed Stage I in the Oireachtas at the end of the 2012 Dail Session and is set for Stage II – hopefully in 2014. This has had the effect of keeping values strong in the used market and encouraging the importation of vehicles from the UK.
Dealers will discount vehicles rather than have the stock sit over Christmas where it is depreciating. Even older vehicles are regularly offered for sale with finance outstanding – 8.4% of all 2007 registered vehicles offered for sale had outstanding finance against them. Anyone who wants to import a vehicle can go directly to the Applus website and get all of the information they need.

Look forward to a long night of energy and fun, packed with hits—a perfect way to celebrate the festive season. HPI also owns the National Mileage Register, the UK’s largest database of mileages with over 125 million mileage checks, to alert car buyers and dealers to potential mileage discrepancies. This gives officers the right to seize property in the name of that individual – including motor vehicles.
The bank may or may not need a court order to affect a repossession – it depends on how much money is outstanding on the agreement. Most of the banks send repossessed vehicles for auction by default but a minority choose to sell them elsewhere.
As you’re in arrears your options are more limited although we’re not sure why the finance house seem unwilling to accommodate your proposed repayment schedule – especially since you appear to have paid quite a significant amount already. I would approach someone else at the bank, have your doctors certs to hand, and ask to have the loan period extended by the extra two payments. Obviously you need to check this with the bank, and we’re not in a position to provide legal advice. The bank where calling me at time because i couldn make payments and kept telling me they where collecting van.
No harm to consult with a lawyer, perhaps using some free legal service like the FLAC, to see if it might apply in your case.
But if you want a vehicle history check carried out by the real experts, always look for the official Cartell logo.
This is done through a user-friendly, cost-effective and totally independent car history check, which is being continuously upgraded and expanded. We will be adding new data fields into these reports giving you more information about the vehicle you are checking. CPG is also the only used car guide in Ireland permitted to use data from leading Irish used car sites such as Carzone. The spike in used vehicle sales may be attributed to the Government changes to the off-the-road tax regime where queues outside motor tax offices were widely reported in the press.  The net effect of this regime change meant that owners had to declare vehicles off the road. Remember that an appointment to have your vehicle inspected must be made within 7 days of the vehicle entering the State, in order to register and pay the VRT (and any other tax liabilities due on the vehicle).
Please have a look at our open positions and if you know of somebody looking for a challenge, send them a link! If the vehicle is imported will obtain GB or NI vehicle history using the previous UK registration number, even if it is currently on an Irish registration plate, meaning that you get two checks for the price of one.
Obviously a vehicle with a lower market value stands a lesser chance of being repossessed by officers who are intent on recouping money on foot of a court order or revenue warrant made out against an individual.
At the moment, just to give you an idea, Merlin have as many as 100 cars for auction which are repossessed bank vehicles. Our understanding of the half rule is that it applies to Hire Purchase agreements (car loans) and not to personal loans. However, if the finance agreement was on the van then the tools in the van would not fall within the terms of the agreement – that would be our broad understanding of the situation. The loan company has subsequently gone bust and he received a letter from a new company who have taken over the debt. I spent most of 2011 out of work due to injury and when i contacted the bank to reschedule the loan they gave me a form to fill out, which i did, but they never replied.
Sounds to us like there are other aspects which a lawyer would be interested to hear – the van was for company purposes and it was financed in your name.
We have access to more car data than anyone else and our thorough investigations have helped thousands of people avoid purchasing cars that have been clocked, written-off, ex-taxi, or that have unpaid finance against them, saving them from unnecessary costs and heartache. No other website offers the depth of choice that Carzone provides, and all sellers and buyers need to be aware of ‘the price on Carzone’. The figure of 11% – recorded earlier in the year – was the highest rate recorded by the company. To declare the vehicle off the road, ownership documentation had to be properly filed and this may have resulted in a late rush to declare ownership. The bank, unfortunately in your case, are within their rights to look for your assets in compensation for any loss they make if you decline to pay the full agreement amount. I presume you’ve documented the tools, listed them, and have an exact value set out for them?
Are we at any legal advantage from the fact the company did not make any contact for 3years plus so he was unaware of the outstanding debt? Our research estimated that up to 1 in 3 used vehicles has an undesirable history, so it was clear that an effective solution to this problem was put in place to help protect Irish consumers. It is a tool to help Irish consumers and dealers purchase safer vehicles secure in the knowledge that it has been independently checked out.
The current figure of 10.5% is still almost twice as high as the comparable figure in the UK which still stands at 6%.
The bank collected van and i heard nothing apart from them telling me they sold van and i was liable for remainder of 16000 after selling the van. A lawyer on your behalf may be able to argue the van was, in fact, an asset of the company and as the company went into receivership then the debt outstanding should follow the company and not you personally.
Cartell works closely with Government services and other sectors to establish, verify and record the history on a vehicle. We thank you for all the feedback received and are happy to review and implement suggestions where we can. I explained i had other vehicles and debts from business and i tryed pay them and couldn keep it up. We can’t give legal advice, as you know, but perhaps no harm to have a chat with a legal professional.
Your feedback helps Cartell to continue to be the best Vehicle History Check and VRM supplier in Ireland. Where do i stand is there time frame on fiance loans were no contact has been made and i’m still at same address and number.

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10.08.2014 admin

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