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Car Accident Recently - Learn How to Handle Insurance Part 2 - Hayward Chiropractor - Got Pain? During a car accident where you got injured, you must know how to deal with the insurance & liability issues. Usually when the car damage is worth over $5,000, PI attorneys are mostly going to accept the case.
While traffic accidents can’t be fully avoided there are a few solid suggestions to reduce the chances of an accident.
Situational Awareness – Drivers should always know what’s behind their vehicle and on the sides and check their vehicle’s mirrors often. Better to be Seen and Heard – Honk when necessary and avoid another car’s blind spot at all times and always use a turn signal to let other drivers know when you’re turning. Always Have An Alternate – Driving defensively means always anticipating trouble and leaving a way out of trouble by following the two-second rule which states that drivers should stay two second behind the vehicle directly in front of them. Don’t Cry and Drive – Avoid driving when stressed, angry or severe sadness which can make drivers take their focus off the road leading to a car accident.
Keep Them Clean – Not being able to see because of dirty window or mirrors could lead to an accident. Short of not driving at all, a driver can do everything possible to avoid a car accident and it may still happen. And while nobody can be fully prepared for the event itself, knowing what to do when a car accident occurs can help drivers handle the stress and shock that accompany such a traumatic event better. So getting all the pertinent information if a car accident occurs will make a make difference in getting a successful resolution to an auto insurance claim.
Back Up Your Memory – Don’t rely solely on what you think happened or what you think you saw. Who and What – Write down the names and contact information of any all witnesses, including the other driver.
Get medical attention if anyone is injured and contact law enforcement and the auto insurance company without delay to file the corresponding reports. For example, ensure the vehicles are not moved into any blind spots and vehicles remain visible.
If the accident is major and the vehicle can’t be driven and there are serious injuries then leave the vehicle where it is even if it causes a traffic jam. Filing a claim is very stress-free with auto insurance companies such as AAA Auto Insurance, GEICO and Progressive allowing drivers to file their insurance claim online and even track its progress. So while traffic accidents are some of the most traumatic events a person can experience, drivers should always to strive for situational awareness, and remember to keep their cool and remain calm. Torgenson Law's Winning Method To Make Sure You Are 100% Compensated When Someone Hurts You in a car accident.Why Hire Torgenson Law?Free Case Analysis.
Watch below as John Torgenson explains on NBC 12 the five things that you have to do when you are in a car crash. When a person gets into a car accident, lots of things happen – problems arise, legal conversations are needed, and bills accumulate.
Court dates, fines, license suspension, and lawsuits will all be in your future if you are in a car accident without insurance.
If you do not have proper insurance identification at the time of the accident, you will need to go to court in order to present proof of insurance to them. On top of your legal fines, you most likely will get some type of license suspension as well.
If you do not have car insurance and are involved in an accident, you are likely to be sued personally for any damages or injuries that occurred in an accident in which you were at fault. If you are ruled to be at fault in an auto accident and do not have insurance, there will be nobody left but yourself to pay the bill for damages to your vehicle.

Even if a drunk driver comes up from behind and smashes into your vehicle, leaving you paralyzed, you cannot get paid for your suffering if you do not have insurance. Worst thing that can happen IMO is if you are ruled at fault and the person discovers you aren’t covered. I was just in a car accident and did not have insurane, no one was hurt and we both signed waviers stating we did not want to go to the hospital, the accident was my fault and the other driver does not have insrance either, I have no assets, I live with my boyfriend and the only liable asset I had was my vehicle which is totaled, what will happen, it I get sued, what can they get if I have nothing?
I was hit the other day , my car was parked , but I have no insurance well at least on that car . I was in a fender bender about 3 days ago I don’t have insurance I thought I was on my parents and I wasn’t the other people are saying they will go by on the police what does that mean?
It is still best to consult with an attorney who is experienced with personal injury if you need an expert advice regarding car accident insurance. The best thing that could happen is that both parties would handle the matter well regarding the bills and medical care through their insurance companies. If damages and medical bills are worth less than $5,000 then it could be settled outside of court and there’s no need for an attorney.
Drivers shouldn’t focus on one object only but should scan the road in front of them so they can see trouble before it happens.
Investing a few dollars in some glass cleaner could save thousands of dollars down the road.
Additionally, drivers that don’t follow their insurance policy’s procedures for handling an accident could result in thousands of dollars in out-of- pocket expenses or even having their insurance claim denied after an auto accident. Having a cheap or disposable camera in the car can help you document more accurately what occurred.
Very important to jot down the other relevant information like the other motorist’s insurance policy number, license number, license plates, car type, etc.
If it’s dark, employ flares or other warning signals to keep the cars visible to other traffic in high traffic areas, it would also be wise to keep some distance from the parked vehicles until help arrives or the gathering of insurance information is completed.
Call for assistance immediately and keep calm in order to provide emergency personnel details of the location. If you do not have this proof of insurance (AKA you did not have insurance at the time of your accident), you will need to go before a judge. If you are involved in such an accident, representation by an experienced lawyer is highly recommended. Many states including California, New York, and Texas will suspend your license (or license plates) if you are discovered to be driving without proper insurance.
If you had insurance (like you were supposed to), the insurance company would pick up the tab on the civil court ruling. If you do not have the money to purchase a new car or to pay for the damages to your vehicle, you better get used to walking or taking the bus because you may be without a car for a long time. Aside from the danger of getting a very expensive ticket, your life can be ruined in an instant if you are unlucky enough to get into an accident without insurance.
In the United States, there are a staggering 1.5 million people that drive without any type of car insurance. It will definitely come in handy for we never know if one day we’ll get to an accident.
The other person did not stop at a stop sign and turned onto my street where I was backing up. The insurance company tells me it has nothing to do with fault that I owe but I know it does. I was slowing down at a red light and my brakes gave out I hit the women in from of me in her mini van. You also have to take note that sometimes a car insurance company of the party who is at fault may offer you settlement before you get an attorney.

A notebook and something to write with are very useful for writing down any relevant details while accident diagrams are helpful for drawing out what happened.
If the accident was minor and the car drivable and nobody was seriously injured, then it is suggested to move the car out of traffic, keeping in mind to always maintain situational awareness.
Another reason for leaving the vehicles in place is that police will have a better picture for the required police report and investigation. In the United States, in order to drive a car, you need to have at least some form of automobile insurance.
License plate suspensions usually involve seizure of your vehicle and impoundment for at least 30 days. Depending on the damages and injuries that you were ruled at fault in, you could end up paying a lot of money (often times in the millions).
You will need to pay for your own medical expenses even if the accident was not your fault. Fortunately, with the amount of resources available helping you find affordable auto insurance, there is really no reason why anybody these days should need to drive without it. The accident was DEF her fault, she got a ticket and I spent the weekend in the hospital bc im pregnant and its caused some major problems. But what if the other person involved in automobile accident says that (s)he isn’t at fault and that it’s your fault.
If everything works well, the car insurance will settle and pay you the exact amount or at least close to that amount.
This can be quite attractive that you may want to accept but be cautious too because if you accept their offer, anything that will happen to you later as a result of the accident or if your car would eventually break down as a result then you can’t run after them anymore.
Those accidents include everything from fatal accidents to those involving only injuries and property damage. All states have minimum requirements as to how much insurance coverage is needed in order to get behind the wheel. Remember to not talk to authorities or insurance claims specialists without first consulting with a lawyer.
If you do not have enough money to pay for the amount you owe, you can lose your home and any other assets of value. Because your life can be ruined in an instant without it, auto insurance is always worth the money. Likewise, each state…West Virginia Auto Insurance A landlocked state in the heart of Appalachia, West Virginia is famous for coal mining and hiking. But if there are several disagreements, it can get quite complicated and the insurance company might decide to settle the case in court. California, for example, suspends drivers’ licenses automatically for 6 months if they are in an accident without insurance. After all, anything is better than suffering through the headache of an accident without insurance.
I paid for my car to get fixed because the insurance company refused to come out and see how the accident happened. Now I am receiving calls about an outstanding bill to the other guys insurance (which was the same insurance) and their collection agency.
What if the other driver actually doesn’t have car insurance or your car insurance coverage refused to pay for damages or the medical coverage is not enough?
I am being threatened that I will have my license suspended for a car that was not mind in an accident that was not my fault.

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20.12.2014 admin

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