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Buy here pay here car dealerships may seem like a blessing for car buyers with poor credit ratings and a history of rejection from banks and traditional lenders.


The appeal of buy here pay here car dealerships is their acceptance of clients with poor credit history, due to some missed payments or periods of unemployment.
Buyers should be wary of buy here pay here car dealerships or else end up paying a lot more than the car is actually worth. However, what these car buyers don’t know is that many of these car dealerships are saddling them with far higher interest rates and hidden costs that will result in a much more expensive vehicle compared to what regular dealers will sell them. Traditional lenders will translate this to higher risk and will charge higher interest rates, or may even outright refuse to lend money.
Even regular lenders will vehemently refuse the terms stated by these opportunists if car buyers ask for their assistance in the transaction. Car buyers who are tired of repeated rejections will readily accept the terms of the buy here pay here car dealerships without intently studying the fine print.


This will allow you to own a serviceable car well within your means while you rebuild your credit rating so you can qualify for lower interest rates with your bank.
The dealerships will also entice borrowers with the low monthly payments and downplay the other aspects of the terms of agreement. Only when the deal is done will car buyers notice the hefty additional fees and hidden charges that will add thousands more to their final bill.



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10.03.2014 admin



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