I’ve often wonder if movie stars or those from tvb who needs money would have an easier time getting  personal loans than us the ordinary people.  After all they are famous right?
My wallet was literally beginning to crumble and I had to buy a new one, which turned out to be a lot harder than I’d originally anticipated. If my wallet were to end up in the wrong hands, it would be so easy for someone to redeem steal my points and gift cards while I frantically cancel my credit card and bank cards, and get new ID.
But they can also be a trap to get you to spend more: “Buy 3 of these things you don’t need to earn 20 points!”  Or buy crap from their online “stores” because there are only so many items or gift cards available.
I’ve been collecting points on one card or another for over 15 years, and have only ONCE redeemed any of my loyalty points.
Somehow my simple need to replace my wallet has led to yet another wonderful personal finance lesson for us all. Thanks for the shout out… I had my wallet stolen with $80 cash and probably a couple hundred dollars in gift cards. After my wallet was stolen or rather i forgot it somewhere and never found it, I made a habit to keep to two separate wallets one just for cash and only one credit card and debit card each and another wallet or a card holder which has all the cards stuffs. I'm a 33 year old hailing from Northern Ontario, where I ambitiously try to live a life worth blogging about. Please read the full Copyright Policy, Disclaimer, Disclosure, Privacy Policy, and Terms and Conditions of Use for this site.


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I appreciate your friendship so much that if we ever got into a fist fight I'd totally try my best to avoid your face. Since when do wallets cost upwards of $50?  Is this new, or have I just been buying cheap wallets that are, well, cheap?
Of course, some would be much easier to redeem than others (most notably Shoppers, Scene and Chapters) and I’d hope that my credit card and bank card points would be secure. And I think it’s pretty cool that some points cards let you donate your points to charities instead.
The cashier at Chapters asked me “Would you like to save $5 on today’s purchase?” to which I of course said yes, and it wasn’t until I got home that I realized what had went down. Shoppers Optimum Members will have until March 31, 2017 to redeem Shoppers Optimum Program rewards using Shoppers Optimum Points accumulated up to the Termination Date. If so, are you saving up from something specific, or just haven’t bothered redeeming? When I saw the title of your post in my Feed Reader I was afraid my post was going to be the same, but thankfully not. How good are the reporters writing about Loblaw’s buying Shoppers if NO ONE mentioned this??


I write about getting out of almost $80,000 of debt, my struggles to find the right career, and the ups and downs of being a tenant (amongst other things) all while drinking cocktails and watching too much tv. You’d think with all the coverage about Loblaws buying the company someone would have mentioned it. I found out recently that air miles have an expiration date, just as I was hoping to book a cheap flight. They have flaps and pockets for cards everywhere, but nowhere to put actual cash or change?
My husband had been collecing air miles for years – alas, they had expired before we could use them.
You may need to withdraw money from your account without identification for a number of reasons, including being in another country or state without your identification, or your identification has been lost or stolen. She also has a master's degree in development studies and a Bachelor of Arts in anthropology.



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