Every year I see ideas like this and think about saving up for something really nice at the end of the year.
I just joined your FB page,I love all the ideas you have,first thing I’m working on is the 52 week money Jar!!!
I love this idea but think the heftier amounts heading towards the end of the year may be more difficult for me to save so from week 27 I’m going to put it into reverse and work backwards to smaller amounts again. It’s yours to save how you would like, this is an example of how to save for that something special and not break the bank. Maybe start backwards at the $52 and work to the $1 if you can’t save at the end of the year. If you find a template that is not in the coins that you want, use it to make another one for yourself. I made my chart today…put 125.00 (xmas money) in and marked off Jan and Feb and a couple random weeks!! The idea behind this is simply showing that by putting a little away each week – by the end of the year you will have a good chunk of money to do with as you see fit. You could just open a Christmas account because then you couldn’t get into it until November ware as your Savings account you could still be tempted to get into it.
Many are making a good point about how it can get difficult in November & December when the larger amounts are piled on (and during holiday season where spare money goes quick).
For the people worried about the large amounts towards the end of the year… I was thinking why not print out the list but not do it in order. My husband gets paid every two weeks, if you look at the chart and take the first week and the last week it is $53 a payday.
The links don’t work for printing the $1 version for adults or the 25 cent version for kids. What if you had it set up with your bank account like they do with some Way to Save accounts? I am going to start with the $52 per week, because as the year goes on, I has less money, especially in the month of December. I do something like this but also add in the money I save by using coupons at the grocery store, or the savings specials they run at Safeway and NOb Hill. This is cool but for people like my husband and I we only have his income and he gets paid every two weeks so we might not be able to save up the amounts for every week even if we double it on payday. Great minds think alike this is exactly what I was thinking that way you can put the higher amounts in when you can afford it e.g when you get paid and the lower amounts when you’re running low of funds especially if your doing it in ?! The real challenge here is to find a way to cut your expenses every week to allow you to increase your weekly savings. Its a suprise at the end of the year because we put spare change and an average of $10 to $15 a week in them. I am on SS and only get small amount left after rent an lights are paid for but going to set a side 25.00 and at least it will be something better then nothing at the end of the year an something to look foreward to doing each month. I’m interested in the 52 week $ challenge… Coule you please send me the 2014 schedule ?
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These are only a few of our helpful money saving articles, for more great savings tips make sure to check out our BounceEnergySavings blog. Last year, it seemed like the new trend in the frugal and financial world was the 52 week savings plan. This is the easiest way to use the 52 week savings plan from last year, and not feel burned out at the end of this year. This is my favorite new way to save because it’s centered around getting our kids accustomed to saving throughout the year. As a freelance writer and contractor, it can be pretty difficult to do the 52 week savings plan when you don’t have a steady paycheck. So if we had $1247 after a reimbursement check, I’d add $53 from checking to get it to $1300. Something that really helped drive it home for Max was when he saved up for a big LEGO set ($60!) we rolled all the change and his crumpled dollars and took him into a store to buy it. I like the reverse savings idea… we already have $50 automatically deducted from our checking and deposited into savings each month, plus I keep a separate Ing Direct savings account specifically set aside for Christmas that gets $60 deposited into it monthly.
I just happened to stumble upon your website by googling saving systems, and I’m thrilled to try #3! I’m going to be really ambitious and for 2015 I am going to take on all 3 money challenges you listed above!

We did our family’s Christmas exchange this past weekend, and my sister spent 2014 doing the 52 week savings plan for me – yes, she gave me two Mason jars of cash! I also know that I plan and do best when I think in terms of 26 pay periods instead of 52 weeks. So… I rounded up to $1400 for my 2015 goal to make counting by 20s easy, and since there are two pay periods that are “extra” (two months with three pay periods instead of two), you’ll see two larger amounts like a blip on the radar. I actually do a high low combo week 1 is $52 week 2 is $1 week 3 is $51 week 4 is $2 and so on. I am planning on doing $26 a week the first week, $25 the next week, going down, until I reach $1, probably in June. I was going to try my own variation where I alternate the amount from the beginning of the list and the end. Katrina, this is the perfect thing to do to make sure you have extra money for the holidays.
How To Save Money When You’re Barely Surviving-Simple tips to help you save money even when your income is low and your budget is very tight. 7 Tips For Living On One Income-7 things our family did that enabled us to live on one income.
7 Ways To Save On Groceries Without Using Coupons-These 7 tips will help you save money on groceries even if you don’t have time to clip coupons.
5 Habits That Are Sabotaging Your Budget-Wondering why you’re not able to stay within your budget each month? About the Author Latest PostsAbout Jesenia MontanezJesenia is the blogger behind The Latina Homemaker where she shares homemaking tips, frugal living advice, delicious recipes and everything in between. Won’t have saved quite so much but will certainly have more than I’ve ever managed to squirrel away before!! You can change the amounts on the spreadsheet so you can keep track and allow you a record of the running totals. I live in the UK & our money is ?, so am going to make my own one up using the $ template.
Start with the largest amount in January, and decrease the amounts instead of increasing them. Our little girls birthday is in june so we have enough for her bday party and then 6 months later enough for santa. Wait and see how much extra you have that week which you can afford to save and then check it off.
Your talking some big numbers later on in the year and that money is needed for groceries and bills. At Bounce Energy we have an entire website dedicated to helping you save money, from helpful shopping tips, to information on new money saving apps, to information on the best deals on  items. If you are trying to get ahead on your finances, it is wise to keep track of your bills and money so you know what you can afford. You know, the one where you save 1 dollar the first week of the year, 2 dollars the second week, and so on. It seems really easy to save a small amount per week, until summer (and your vacations) start to hit that checking account. This plan is also great for those of us on a very tight budget, and just can’t shell out the amounts in the regular 52 week savings plan.
A few of the months have 5 fridays, which explains why a few of them have 5 weeks instead of 4.
I’m doing a challenge to get readers to save $2,014 in 2014, but I will have to share these! My boyfriend and I have been talking about starting a savings plan and this sounds like an awesome way to start.
I saw another version where you saved a large amount one week, a small amount the next – the total for the year was $1378.
The version of the plan that you saw is just like the reverse plan, except you make the 52 dollar deposit first, then make a 1 dollar deposit.
I am currently doing the 52 week money challenge and am getting to the big amounts that are hard to get through now. I did some Internet searching last night and found a site where a woman has developed a few variations on the plan, for example: for kids, save $1 per week in the first month, $2 in the second month, etc, which doesn’t equal the same grand total of course but is manageable on an allowance. And I know that since I never carry cash, I need to plan for easy ATM withdrawals that I can take straight home and put in my jar.
I know that with everything else going on for me right now, completing this program will require additional economies, but I’m ready to do that because I really want to add another jar to my collection!
You’re going to jump for joy once you see all of that money saved at the end of the year.
There are months when my husband’s income drops dramatically and it can get very scary. She is a God loving, happy wife, mom of 3, that loves indulging in a delicious cup of coffee paired with a great book.

I am going to look at a few more of them, but the one with tips on how to save on groceries without using coupons is great. Just pick something that you would normally never splurge on and seems slightly out of reach… then break it down however you like in terms of your weekly amount to save.
Would really like the biweekly as I get paid on the 15th and 30th of every month please help would really like to start this great idea! You are upping it a dollar every week, for instance, you start with $1 the first week, $2 the second week, when you are at, lets say 26 weeks it will only be $26 and 52 weeks will be $52. Stop before you shop and check out Bounce Energy Savings to help you save on more than just electricity.
From summer on, the amount just get bigger and you start to resent even the little bit of money you are putting aside. It’s very similar to the reverse savings, but you are choosing one amount to save each week of each month. For example, if you add up the weekly amounts for the reverse savings plan, it equals 250 dollars for January. Ayva is old enough to start understanding where money comes from, and it’ll be a nice way teach her to save with a GREAT bonus at the end. He has been way more careful since then, seeing the actual exchange of cash for goods, instead of me swiping a card or a box appearing on the front step from Amazon.
She also talked about the wisdom of doing the 52 weeks backwards so that the burden is smallest in December, when one is thinking of holiday gifts, travel, and so forth.
I need to figure out how it works out but whatever it is I am sure it is better than my $10 a payday I am doing now. This method would average the amounts to closer to $100 and would still meet the $13** goal.
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I use to do coupons, but now with a 4 month old I don’t seem to get around to it very often! As you are adding these very little amounts you are increasing what you already have in your jar for a total of $1378 for 52 weeks.
By the time Thanksgiving, Christmas and Hanukkah roll around, all you want to do is take that money you are supposed to be saving and actually spend it on other things. Since there are 12 months, and you’re starting in January, you would save 12 dollars each week of January. Since my payments come in every 30 to 45 days, assigning a one time savings deposit of this amount is much better for me than struggling to get 52 dollars together for the first week, then 51 dollars from the next week. Any saving system is a good one, as long as you don’t take the money out before you really need it, right? The other benefit that no one has mentioned, is that by doing it in reverse and getting the high amounts in the account sooner, you will accumulate more interest over the course of the year because the higher amounts will be in the account longer! At the end of this post you will also find some of my favorite money saving posts from around the web.
Thank you for the inspiration and I think I will do the same for my kids with the quarters.
By going in reverse, saving 52 dollars the first week and 51 dollars the second week, you set yourself up for success. Again, this amount will decrease month after month, so if I end up getting a windfall of money from a contract job, I can take care of 2 or even 3 months at a time. Just cross off the weeks, once you do them so you can keep track of which week you’re on.
Also make sure to follow my Frugal Living and Money Saving Tips board on Pinterest for more resources.
But I’m getting married in September so im doing this up until the week before my wedding. There were big reasons why I didn’t continue (mostly because the price gets higher the closer you get to the holidays) but what I learned is that there are a few other ways you can accomplish this type of savings. By the time I get to December and only have to save 4 dollars for the whole month, I’ll be more inclined to double, triple, or even increase it tenfold.
Actually, I came up with 3 new 52 week savings plans that just might work out better in the long run. Since the amount also decreases, you don’t have to worry about them giving it up all together.
Again, you’re setting yourself up to succeed and be motivated to continue your saving.

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