Shop bought greetings cards are great for when you have about five minutes to scribble a message and pop it in the post, but if you want to put a bit more thought it and show someone you really care about their special day, making a gift card is a much nicer gesture. There is no right and wrong when it comes to making greetings cards, but you may need to experiment to find the best ideas. Gem Wilson is a writer who believes that everyone should learn how to make their own cards as this will save you a fortune. Advertise If you are interested to in any kind of advertisement opportunity at Designermag.org to promote your product or services you can contact us to get details.
Get rid of junk.  Simply selling off old things you no longer want can be a great way to bring in a few extra dollars.
Give a machine a break.  Amazon Turks is a way to earn a little bit of money doing things for which people are needed instead of machines. Consulting.  If you have in-depth industry experience, or specific skills for which there is real demand, you might be able to earn some money on the side doing some consulting.
Hold a garage or yard sale.  An old-fashioned method of selling unwanted items from around the house, this can still be useful today. Draw.  If you have exceptional drawing skills, you could pick up a few gigs illustrating, drawing caricatures, or other such projects. Gardening.  If you like to garden, perhaps you can sell some of your output at a local farmer’s market? Public speaking.  Companies and other organizations could pay reasonably well for people to come in and speak, either on very specific topics or for motivational purposes. Medical tests.  Care to be a part of medical tests that could help others?  Maybe there is some money in play for those who do.
Create social media pages.  If someone wants a customized Twitter background, for example, they might be willing to pay for help. Create an app.  While revenue per download might not be sky-high, you never know what could happen if you develop something that meets a need in the market. House sit.  If someone is traveling for an extended period of time, there could naturally be some worry about making sure things are okay with the house.
Sell your photos.  You might be able to sell existing photos, or take professional photos for specific purposes.
Market research.  Participate in a market research study, and you might be able to obtain a decent stipend for a short amount of your time. Sell crafts.  Many people love to make crafts.  Why not make some money on the side from it? Recycle.  From scrap metal to electronics, and different points in between, there are things that we can recycle for money.
Bake cookies and bread.  Who doesn’t like fresh, homemade cookies, bread, and other treats?
Substitute teach.  While this might not yield big money, it can be a rewarding way to earn extra money.
Print and place ads.  By this, I mean printing, distributing, and posting flyers for businesses that pay you. Model.  If you’re lucky enough to be able to do this, there is money (and maybe an ego boost) involved!
Host product parties.  Get people together at your home, and sell kitchen or fashion wares.
Wash cars.  Not just external washes, but detailing car interiors can generate extra money.
Web design.  With the explosion in the number of websites started by people globally, there is demand for those who are good at this. Handy work.  The ability to fix things and do handy work can also come in handy for earning extra money. Sponsored messaging.  This is an out of the box idea, but maybe you could sell ad space on your email signatures, voice mail greetings, etc.
As can be seen, there are tons of ways that we can hustle for additional income.  With people seemingly getting busier and more interested in outsourcing different life tasks, there is plenty of opportunity for people to make extra side money! Renting space, be it a room, a storage space, or a parking spot, is one of the easiest ways to bring in A LOT of extra income.
Stefanie – agreed, for those in a position to do so (no kids, etc) renting a room can be a big way to generate quite a bit of additional money. Nowadays stores are flooded with lots of cool and useful gadgets that catch your attention every time you see them.


Well, if inspiration and ideas is what you need to start crafting your own cool gadgets and useful items, you are on the right place because you will have the chance to get a lot of ideas from the images below.
Welcome to a DIY collection in which we have featured 35 Creative Ways To Recycle Wooden Pallets. The images featured in this collection are full of ideas which will show you how to reuse old materials, in this case wooden pallets which you can recycle along with other items. The best part in crafting is that in the end you get something cool while also improving your crafting skills and saving money. All materials, unless otherwise noted, were taken from the Internet and are assumed to be in the public domain.
Matthew Ross was featured by his local newspaper for his excellence in high school football, basketball and baseball. In an industry sadly bereft of honesty one young aspiring banker, Matthew Ross took the time to write a cover letter that so impressed the individual it was meant for that he in turn decided to share it with other Wall st executives for its candor which of course then led it to being shared by other executives, social media and so forth.
Perhaps what makes the letter most interesting is not only its candor but the suggestion that Wall st bosses are from time to time willing to overlook the traditional pedigree qualifications they insist is the best fit which might be a backhand way of saying maybe Wall st bosses are starting to come clean with the notion that just because you know such and such and were educated at a premium entity doesn’t necessarily mean one has the pizzaz to excel, the integrity or ability to make good decisions or simply the discipline and resolve to do anything it takes to get ones foot through the door.
Trim your spending, firm up your savings, work out your gift giving and get your investing in top shape—just in time for the festive season.
If you’re like most of us, the holidays do a real doozy on the fitness level of your finances. Want your kids to open the present they asked for from the big man in the red suit, but also make sure it works for your wallet (i.e., is something you found on sale, savvy shopper that you are)?
The prudent holiday shopper keeps her gift list tucked in her bag or typed into her PDA all year long, picking up items when she finds the right price and stashing her cool finds in a secret gift closet—conveniently stocked with wrapping paper and bows purchased at post-holiday sales the year before, of course.
Speaking of losses, the end of the year is a time to go through your investments and do some end-of-year tax planning. Not only are the holidays the season for giving, but many people seek to bulk up on tax-deduction receipts before the year is out. If you own mutual funds in non-registered accounts (for example, outside your RRSP), the end of the year is a good time to check with your mutual fund companies to see what the estimated distributions will be, so you can do your tax planning around them.
With all the money you save from these tips, you should have enough to make that TFSA contribution come January 1. By clicking "Create Account", I confirm that I have read and understood each of the website terms of service and privacy policy and that I agree to be bound by them.
I would like Chatelaine to send me alerts, event notifications and special deals or information from our carefully screened partners that may be of interest to me. When I mention automating your menu plan you might think, that will just get me stuck in the same dinner rut.
If you have a hard time making your own menu plan you might want to try a meal planning service. You can create great images and styles to give to people using glitter pens, coloured paper and holographic card.
It can include, design tips, tutorials, creative showcases, latest trends in tech & fashion industry etc. But what usually holds us back from purchasing them is that they cost more money than you are willing to spend on something such as that, in fact, most of the times these gadgets cost more than they are worth.
In the event that there is still a problem or error with copyrighted material, the break of the copyright is unintentional and noncommercial and the material will be removed immediately upon presented proof. Of course what makes the letter a little sad is the fact that the applicant might be wasting his integrity and good attitude in an industry sorely lacking in those very qualities…. We recommend upgrading your browser, checking your Compatibility Settings or switching to another browser for an optimal experience. Read on for some fun and festive strategies to keep your finances in tip-top shape this season and to avoid adding unwanted weight to your credit card statement.
We snagged a pair of very cool (and warm!) Joan of Arctic Sorel boots for $75, down from $220.
Start with $10 off just by signing up for the newsletter, and enjoy other incentives like 10 percent off purchases of $500 or more.
She is poised, prepared and ready to fearlessly face the holidays without the threat of busting her budget by needing to buy all her gifts in one go. If you’re a last-minute Lucy, we advise you to avoid shopping the week before the big day and wait instead until the day before. Kandace McCorrister, co-founder of the online wedding and relationship community LearnLove.org, says 23 percent of guys pop the question during the holiday season. Well, they do, so forget Santa and take advantage of gift-bearing stocks at this time of year!


You can offset some of the tax you will owe on your gains by declaring some of your losses. If you choose to make a generous gift to charity, consider giving shares, mutual funds or ETFs rather than cash.
Mutual funds distribute their income and capital gains to anyone holding units of their funds as of December 31. Which it could but in this week’s podcast I’m talking about how to automate your meal plan without them getting boring at the same time. A menu plan is definitely helpful, and I love that it’s something I can change easily if necessary.
Menu planning has helped me so much, but sometimes I run of out ideas for meals and end up having the same things over and over again. But the worst part is that they are so simple that when you see them, you know you could’ve made that by yourself if you only had some inspiration and ideas.
The season is stuffed with other unavoidable obstacles to throw you off course, from hostess gifts to hosting parties, from making feasts to baking cookies, from charitable giving to cheery decorating.
As a special present to you, we’ve also thrown in a few gift ideas to boost the financial well-being of the ones you love.
If you keep a watchful eye out, you may have a chance to sell high the stocks that you bought low. So if you buy in December, you could find yourself having to kick in for the fund’s annual tax bill, without even having a chance to gain anything yourself. It’s one way I keep from getting stuck in the dinner rut making the same dinners every week.
I’m planning to make a collection of favorite recipes to draw from each week when I make my menu.
On top of that, you may have travel costs and, of course, there’s always the question of what to wear to all those social events. Sign up for the newsletter for free-shipping notices and to be alerted the moment uber-sales begin. Daily deal incentives mean you can treat someone special to something they might not otherwise do (and you might not otherwise be able to afford) simply by signing up for email alerts. Not only will you put your speed-shopping habits to the test, you’ll nab many of the Boxing Day sales before the December 26 rush, since most sores have inventory slashed and ready to unload by Christmas Eve.
This way, you receive a tax receipt for the full value of the donation without triggering capital gains tax.
Please check your email, click the link to verify your address, and then submit your comment. The next basketball season I coached after doing my first referee gig, I was less tough on the refs. Many sites offer free shipping if your total exceeds a certain amount (usually $25 to $100), and in most cases, returns are done easily at the retail location nearest you (or you can always ship something back).
We’re also talking 70 to 90 percent off spa treatments, cooking classes, tango lessons, concert tickets or a night out at a favourite restaurant. Word to the wise: Make sure you head into the fray with a detailed list of what you need so you can make quick decisions and get out fast.
The charity gets its much-needed funds and you get all of the tax receipt and none of the tax.
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Because the biggest cost of a wedding is typically the reception (food and alcohol can run up a hefty bill—where are the teetotallers when you need them?), and booking your wedding during an off-peak time (may we suggest December 23 or 27?) or a day other than a Saturday can save you 20 to 30 percent off your reception costs. Most retailers have cut-off dates by which items need to be bought so you receive them early enough. Bonus: Many venues will already decked out for holiday parties, so you’ll be slashing your decorating budget to boot!



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