While this may sound like a horror story, it’s a cold hard reality for many graduates, or anyone taking on huge expenses beyond their means. More and more people are realizing the dearth of jobs in advance and are opting for less expensive college educations while the economy recovers. You think of it as an investment, and suddenly find yourself charging bar tabs and sushi dinners.
Similarly, the cost of education has skyrocketed while assurances of post-graduate employment have plummeted. Before you know it, you’ve racked up several thousand dollars worth of credit card debt and are receiving anxious calls from creditors who want you to up your monthly payments.
In fact, our whole country charges its expenses, the government and banks alike, borrowing money from foreign lenders and mortgaging infrastructure without any realistic way of repaying.

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