I’ve thought about this question quite a bit, wondering how much money it would take for me to feel like I had enough. This wasn’t always true, but we have really altered the way we live since moving to the Caribbean, and I hope that we can maintain this way of life for a very long time, even after moving back to the States. When I think about how much we’ve grown and how much we’ve saved in the last few months, I can’t help but feel proud and a little more comfortable than usual. I guess to me, having “enough money” means that I can comfortably pay my bills without worrying.
At the same time, I do daydream about what it would be like to get a massive lottery payout and wipe out all of our student loan debt. I suppose how much money all of us actually feel is “enough” will vary from person to person. I feel like I personally don’t want the responsibility of being a multi-millionaire, high profile person.
About Catherine AlfordCatherine Alford is a personal finance freelance writer who received a B.A.
A quarter million would allow me to keep doing what I’m doing but stop worrying about money on such a precise level, essentially because I would use that to completely pay off the mortgage and student loan, which would free up cash flow to a degree that I would not sweat the $20 or $30 expenses that now can cause me worry (when added up).
To have no worries about money ever again would probably take $5 million or more so that I could retire, live completely off the interest and not worry about running out of cash in my lifetime. Instead of focusing on the dollar amount I have, I spend my time working on my relationship with money. I have no idea what enough money would be for myself and my family as I haven’t got children yet. I’ve been the type to get nervous when my checking account balance would dip below a perceived number. The more you hustle and save and invest the quicker you’ll get to the financial freedom point. After reading personal finance blogs for many years I finally decided to start my own blog to help people become financially successful. If you find this information useful, please share it on your favorite social networking sites and link to it from your site. Ask a big musician signed to a record label, and they’ll tell you that you can make a lot of money if you put the work in.
Losing Money.When you first start out taking your music career seriously, you will need to do a few things. Break Even.After the investing stage, you will want to start doing thing to make back that money you invested in the first place. Part Time.If after you break even you continue to do the things that are working for you, you will get to this stage.
Unfortunately though, earning a higher end full time wage from our music isn’t what you should be aiming for.
Before your music career starts taking off and before people will want to buy your music, you will need to put your money into creating some kind of product that people will want to buy.
Once you start promoting your music and getting yourself known, you will notice that more opportunities start coming your way (Providing you have the talent and are doing the right things of course). The important thing you’ll be learning at this stage is how to make money from your music.
Once you have done this enough to break even, make one more sale and you’ll be at the stage where you are making more money then you are spending in your music career.
You may want to invest more money into achieving this goal, but that’s only if it is necessary. Aiming for the top and not getting there as fast as you wanted (Or not hitting it at all) can be demotivating.
This guide want brought to you by Shaun of Music Industry How To, a website dedicated to helping musicians achieve more.
I've seen a lot of musicians suffer until they make it big by signing a record deal with a major company.
Thanks ShaunI agree with your comments that we need a guide and a process for doing this stuff.
Submitted to Elections Alberta earlier this year, the 2010 financial disclosures from the constituency associations of Alberta’s political parties have been released (the central party financial disclosures were released in April).
There are a number of interesting things about these disclosures, including the annual expenses of some constituency associations as recently mentioned by Edmonton-Gold Bar MLA Hugh MacDonald.
Not surprisingly, the Progressive Conservatives have shown their political strength with functional organizations in nearly all 83 constituencies.
The Wildrose Alliance showed substantial growth in 2010, as its constituency associations grew their total net assets to $455,595 from a low $78,298 in 2009.
The Liberals showed marginal financial growth and still face substantial challenges in fundraising compared to the PCs and Wildrose Alliance. In five constituencies that the Liberals represented until 2008 or more recently, there were signs that none or very little local fundraising had taken place in 2010 (Calgary-Currie, Calgary-Elbow, Edmonton-Decore, Edmonton-Ellerslie, and Edmonton-Meadowlark).
Alberta NDP local organizations in the majority of the province’s constituencies appeared to be dormant or non-existant in 2010.
The NDP is strategically targeting its financial and organizational resources in a handful of constituencies in Edmonton where it hopes it can make gains in the next election. I should probably weigh in here and mention briefly that NDP constituency associations (in most cases) report differently. I agree that it does make it difficult to comment accurately on the ins and outs of each constituency, but in our case, in makes sense simply for efficiency’s sake.
This week, guest columnist Matt McAbby of Oxbury Publishing explains the effect of the total money supply on the economy at large.
San Bruno, CA a€“ For over four years one website more than any other has dominated the cultural mindset of the web. Now though the Google-owned company may have a clever way to address the revenue issue and it doesna€™t involve earning any money. True we are the third most popular website in the world but sometimes ranking just isna€™t enough. It has long been believed that the website has been losing hundreds of millions of dollars a year with bandwidth and storage taking up the bulk of the limited revenue the site earns. Ita€™s unclear what form the contest will take or what kind of prizes will be awarded to the winners. The company will reportedly discourage the use of infants, pets, or song parodies in the contest entries, a move which is expected to significantly limit the number of people who enter. Alex Harris is a 20-year-old IT and video production specialist working full-time at "a franchise's corporate center." On weekends, he produces low-budget commercials for local businesses.
Harris has been a redditor for six months, and though he knows "there's a social taboo about asking this," he wants to know how much money the members of the massive, decently anonymous community make.
What he saw was a sampling of salaries that closely resembled those that you'd find at your neighborhood grocery store or on a subway car cruising up the west side of Manhattan. Redditors left nearly 25,000 comments on the thread within its first 14 hours, sharing salaries and background information about their jobs and hourly commitments.
An Amtrak train carrying 203 passengers collided on Friday afternoon with a truck hauling tens of thousands of pounds of bacon. Individual poems are most often published by colleges and universitiesa€”institutions that do not have much money since they are funded mostly by grants. Some independent presses will pay their poets for aA collection of poetry or a chapbook of poems; however, the advances rarely produce a living income.
If you are self-publishing, how much money you make on your novel depends on how much legwork youa€™re willing to do to promote it.
Short stories and essays are generally published in literary magazines funded by universities and colleges.
As with poetry, story and essay writers may sometimes be awarded prizes for their work by the publisher (but therea€™s no guarantee). Some commercial publications do publish short stories, and they do pay their short story authors a significant amount of money. First of all, if you would like to make money writing poetry, short stories, or novels, then you must BUY poetry, stories, and novels. Most writers write because they love it; they will write regardless of how much money they make or dona€™t make. Writera€™s ReliefA can help you submit your novel or book to agents; we can help you target your poetry, short stories, and essays to the best-suited literary journals.
Hi i am an automobile engineer.Writing is my hobby,though i write most of time about cold part of heart. And of course–if you find the process frustrating, consider hiring Writer’s Relief to help you!
I have many poems written in a book and a i have had a couupled published in books whn I was younger I need guidance to take my love for writting to another level of publications Im determined and ready to get my work out there.


I have been writing for quite some time now, for me though the poems and lyrics come to me in dreams, or out of the blue. Writers Relief; Can you tell me, what is the costs involved in using the services of some one like you? We love helping creative writers target their poems, stories, essays, and books to the BEST markets. Our services range from $100 to our Full Service, which is more of an ongoing relationship.
I know that over the past few years, I’ve developed a minimalist lifestyle, and I just don’t need much. I swear I would be one of those responsible lottery winners who would pay off all their debt, invest a ton of it, and stay quiet. I’d rather just pursue my own goals, try to work for myself and bring in a reasonable income, save where I can, and try to become an “eventual millionaire,” that is, someone who can comfortably retire with that amount and spoil their grandkids with it. Unfortunately, my health has declined, so I am only able to work about 60% as much as I used to.
But now I am in my late twenties, I have started to look at money differently, I realise you have more to pay for as you get older so I need to think about saving rather than spending what I’ve got. Information presented on Money Manifesto is intended for informational purposes only and is not meant to be taken as financial advice. If you ask a relatively new musician that hasn’t already tried their hand marketing in the music business, they will tell you that they aim to become rich from their music. You will need to get your songs made, get your promotional materials made, invest in your musical education, buy any required equipment, and the like. You will be earning more money then you are investing (You should still carry on investing where it’s needed), and you will be earning a more regular income from your music. You are earning more then a comfortable living, and a year’s music work will help you survive for years after that. This will help you see where you are, and help you stay motivated about what you can achieve in your music career.
For example, you invested in this book to learn about how to get started as an independent musician (Good choice by the way).
When you have made your first CD sale, digital download sale or got your first paid gig, this is a big step in the right direction.
Once you reach this stage and have made back your initial investment on equipment etc, you are automatically from then on earning a part time living. You can aim to earn a bigger part time living as you already have a good base to work with, and eventually work on creating a full time living as things move forward. If you have talent, marketing knowledge and are willing to put the necessary work in, this is definitely achievable.
Once again, if you found this guide useful, please share it via Facebook, Twitter, Google+ and the like. Currently there is only the Kindle edition, but you can read it even if you don't have a Kindle.
If you go back and read the article, I think you'll find I never once said the only way to make it is via having a record deal. Before that happens they only earn from performances at live shows and they have to work hard to make themselves known. I have taken some time over the past few days to collect the 2010 data and compare them with financial disclosures from 2009. The constituency organizations of two of that party’s new MLAs, former Tories Rob Anderson and Heather Forsyth, increased their net assets by an impressive $60,723 in Airdrie-Chestermere and $36,075 in Calgary-Fish Creek in 2010.
While the party’s local organizations have not wracked up large net assets, there is noticeable spending happening in a few constituencies (including more than $24,000 in expenses in Edmonton-Beverly-Clareview where candidate Deron Bilous is campaigning). I didn’t include Alberta Party constituency fundraising because that party only had 3 registered Constituency Associations in 2010. I guess I will have to go to second life,from a twitter link to find what they have in the bank.
As I already commented, I did not include the Alberta Party constituency financials because almost all of that party’s local organizations have been set up since or are still being set up. It’s very tough to read your blog without doing it through the prism of your Alberta Party activity. Because of our revenue share agreement with the provincial party, many associations choose to simply send their fundraising proceeds into the party itself, where administration than applies the amount to an internal account that becomes payable at election time. There’s no end to the talk of how much cash is sitting on the sidelines just raring to be put to good investment use. YouTube has from its inception been a full-fledged spokesperson for web 2.0 in both the most positive respects and the most negative. The site though has continued to struggle with revenue, again representing web 2.0 in extremis. The company has begun formulating plans to challenge its users to create and submit videos to try and guess how much money they are losing on a day-to-day basis. We feel as though we dona€™t really know our audience and we want to hear from them on a more personal level and reward them for their input.
The site receives approximately 20 hours of footage a minute and has little to no advertising.
Reddit, like every other multi-million person community on Earth (except for North Korea), is filled with people of various backgrounds, benefits, and businesses. In order to save time and address specific situations, a specialized lexicon has developed around the site.
Herea€™s a breakdown by genre to help you understand how much money you may or may not make with your writing. Therefore, ita€™s unlikely that poets will make any significant money by publishing their individual poems. Often books of poems are published via competitions sponsored by independent and university presses (the poet pays an entry fee, which is then put toward the payment for the book of poems once a winner is chosen).
According to 2010 statistics, in the larger New York City publishing houses, you might expect a publisher to pay you anywhere from $2,000 and up for your book or novel. Some publishersa€”who have national distribution, best-selling authors, and strong salesa€”are foregoing traditional advances. Statistically, the majority of money made by self-published novelists depends on the success of their marketing efforts and the ultimate sales of their book. Unfortunately, most academic institutions dona€™t generally have big budgets for their presses, so writers will generally not make much moneya€”if anya€”by publishing their short stories and essays in literary magazines. Story and essay writers can also compete to win a publishing contract for a collection of their writing. In other words, when publishers of poetry, short stories, and novels can count on turning a profit, advances will be more likely to rise. ButA in order to get to that point, writers often have to a€?pay their duesa€? by not getting paid any money for their early work. Some writers may go on to make a significant amount of money on their writing, but we cana€™t guarantee writers a big income.
It would be very useful if you could guide us towards some publishing houses that show more interest in first timers :). We hope your passion for writing (and reading) will give you a lot of joy over the course of a very long life. Is the amount of income we currently bring in going to be at a level that can sustain us for the long run? I wouldn’t even move apartments, but I’d totally hire someone to help me clean the house every day! Do you have an amount in mind for how much money you think is enough money for you or your family? For example, I think I need $X today to support my needs and wants, but as I achieve the goals, I want $Y. So I now have a budget in a spreadsheet, I have cut down my outgoings, this covers essentials and some nice to haves every now and then, and anything I save I will keep for contingency or I may even pay off more of my mortgage.
While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances and information may become outdated over time. All of these things cost money, but are essential if you want to progress and get where you eventually want to be.This is the same in all types of business.
It’s good to know your hard work is starting to pay off, and you have enough talent to earn from your music. It may not be enough to focus on music full time, but it helps with your living costs and gives you money to put back into making your career move forward even faster.This part time living wage is the level I truly believe ALL talented independent musicians can reach IF they put the work in.
You can afford more expensive things in life, and money isn’t an issue for the short term future as long as you use it wisely.
Later we can go on to aiming to make more money, but things should be taken one step at a time.


You can see it can work, and you now know it’s a case of refining the process and scaling things up. Hitting each stage will encourage you to do better, and help you see what is really achievable for yourself.
You will also need a small budget to get things started, though using the tips I will give later in this book, this budget can be kept to a minimum.
But when it came to setting out on my own, I realised that being a good musician doesn't necessarily equip you to be a good music business person. The vast majority of that party’s local organizations have been set up since or are still being set up.
Regarding the folks critical of you for leaving Alberta Party financials out of the mix, you are right in that the Alberta Party did not begin registering CA’s with Elections Alberta until 2011.
There are a few benefits to this: not only does the party have the luxury of the extra cash flow in between campaigns, the association in question can spare itself the additional (though minor, true) headache of issuing its own tax receipts and report. Similar to the long running game show a€?The Price if Righta€™, users will compete for prizes based on how close or far their guesses come to the truth. We always see them trying to impress people and be clever to get viewers but sometimes that just isna€™t enough,a€? said a spokesperson for the site. It is a fusion of different media styles, different topics, different formats and different sources. These phrases make communication more efficient for regular redditors but can sometimes leave casual users confused. Occasionally, a magazine will choose a poem from among those it published in a given year and award that poem a prizea€”however, thata€™s not income a poet can bank on. Established poets have been known to enter many contests (and pay many contest fees) before securing a win. Instead of paying their writers one lump of money at the beginning and then relatively small royalties later on, they are instead offering authors a higher share of royalties from the starta€”with no advance. While some writers may not make a profit that goes beyond the cost of printing, others go on to do very well under the love and care of their writers! Please see our a€?How much money will I make writing poemsa€? section above for more information on writing contests. If you want to have the best shot at getting your short story published in a paying market, youa€™ll most likely need to build a strong bio, with a history of having published in college and university literary magazines, before moving on to bigger and better known publications. A writera€™s success in nonpaying markets will often determine how much a writer is paid when he or she approaches paying markets (since payments are sometimes determined by how much buzz surrounds a given writer).
What we can promise is that our clients have more time to write because we tackle the submission process for them, making it more effective and increasing their odds of publication.
That being said, those who publish simply to see their work in print dilute the waters for those of us who have spent time and money learning our craft in general and gathering research for a particular work.
I honestly don’t know if there is even a market for this kind of stuff- the christian writings and poems are beautiful.
I think its a great idea to join a creative writing group to help get you started in the right way; there knowledge is invaluable. Yet, I still get anxious every time my checking account dips below a certain number, and it makes me want to hustle more and more to get it high again. I am not a personal finance professional and you should seek out a professional before making any financial decisions. If you want to get into buying and selling property, you first need to invest in buying a house. The first time someone pays you for your talent, you will know you’re on the right track.
There are more ways to make money from your music then just selling CDs, so as long as you are willing to learn those ways and play to your strengths, it’s possible to make more money then you spend on your music career. This level is only usually achievable if you get a good record deal and it works out well for you. As you start doing more shows and getting your name known more though, things will start to pick up. This will make it easier to reach the break even stage, and then go on to earn a part time then hopefully full time living from your music. Most of the people I work with are independent musicians, and I encourage them to take things into their own hands rather then chasing down a record deal.
To be really successful financially as a musician you have to make it big and have a record company promote you.
So be prepared to make a significant investment if youa€™re going to attempt to make money by entering publication contests. I would love to at least know if I would ever have a chance at making any money, I do this for therapy,as my life has been a very dark one at times. If you want to create your own shop, you first need to put the money in to rent the store front and buy your stock.As a musician, once you know you want to make a career out of your talent, this is generally the first stage you will go through. This level is harder to achieve then earning a part time living, but is still possible as an independent musician. We may not NEED this extra money and may be able to live a very happy life without it, but if someone was to give you a few million dollars without you having to do anything in return (No catch), I’m sure there would be very few people who would turn that offer down. Do you think the people at the top of their game in these and other professions didn't read any books? The raw excitement and the pure personality that come out of game show success is something we crave.
An example is the author of Harry Potter J.K she was a teacher she never earned much money but when she wrote Harry Potter she earned huge money went from barely surviving on bills to one of the richest people in the world. You need to invest in your music career if you want it to take off, and you need to invest wisely. That they just gained the knowledge out of thin air?As humans we learn things through the guidance of others. The 2011 reports should reveal that there are three parties building true province wide grassroots organizations.
But let’s begin with a look at a chart that should startle, or alarm you, depending upon how sensitive you are to issues of taxation, inflation and personal liberty. Ive published many poems and short stories succesfully without it being an issue whatsoever. The fact that the Liberals and the NDS have been around as long as they have and are in this kind of financially limited position is a pretty strong reason the Alberta Party has risen on to the scene. Some smaller independent houses may pay less than $2,000, especially for new writers or for books that may not have a wide appeal. Please also read my reply to marty, I hope that clears up some of the concerns you've had. We need a new model and a new voice that can become a viable option for moderate and progressive voters all across Alberta. He was a mathamatics teacher he earned good money but when he wrote Alice in Wonderland he became one of the greatest story tellers of all time and made a very good living on the books.
And by the way these two authors cared nothing about money only their passion proves that you have to love to write to be creative in story telling. But now if you wanna write short stories I would suggust collecting a bunch of short stories to make a big book like Brothers Grimm did with their fairy tales.
It’s hard to make a living on short stories but you can do it if your stories are really creative.
But people prefer to see a novel than a bunch of short stories like author of Alice in Wonderland before Alice he wrote a few short stories but didn’t make much on it at all. He made it big on Alice in Wonderland because he got to developed it more and tell it more. Also I have to say about the novel Wizard of OZ compared to the movie the novel of it tells a lot more about what happens through it all and even developes Dorthies past more like explains why her dog gets in trouble. Also in the novel Peter Pan it tells more about Peter’s past and shows him with Wendey before the events on the cartoon take place.
If your planning on making it big in creative writing do it because you love to write not for money and do novels they sell better. And later on if you make it big you can advance into other writing fields that pay amazing such as screenwriter if your novel gets turned into a movie or cartoon and even a producer. Example is author of Harry Potter she got to produce and write the screenplay for the final Harry Potter movie.



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