While the worst of the recession may now be in the rearview mirror, many families are still searching for creative ways to stretch their holiday budgets this year.
Whether these expenditures involve gift-giving, travel or dining out, there are a variety of ways AAA can help its more than 51 million members financially this holiday season.
Rather than trying to save money by searching local shopping malls for a bargain, eating at fast food restaurants, and haggling with telephone operators for a decent hotel rate, AAA members can simply reach into their wallets for instant savings. Before they reach into their wallet for cash or a credit card, millions of AAA members pull out their membership card.
When it comes to paying for all those holiday items, members can use a AAA credit card and reward themselves at the same time. Should their vehicle fail them during the holiday rush, AAA’s legendary emergency road service is just a phone call or email away for members.
As North America’s largest motoring and leisure travel organization, AAA provides more than 51 million members with travel, insurance, financial and automotive-related services. This is the official newsroom of AAA, a not-for-profit organization that provides its members with travel, insurance, financial and automotive services and information.
Whether you are shopping for the holidays, a birthday, or just yourself, these are some great apps to help save money. This handy app not only lets you save money, but also make it by giving you cash back when you shop through their website.
This handy program lets you compare prices at local retailers and online while you are out shopping. A simple program that lets you browse products and discover great deals at some of the most popular retailers. Similar to the other coupon sites it has one advantage is that it lets you take pictures of printed coupons and turns them into digital ones that you can flash at the register. This app goes one step further, letting you compile your grocery list and then scouring the town to find you the best deals on your groceries.
Don’t waste your time clipping coupons that you are just going to forget at home next time you go shopping, download this free app instead.
A favorite for many people — this app is very easy to use and lets you find the best gas prices in your area.
No matter what you are shopping for, you want to save money, thesehandy apps to help save money will help you do just that.
Digital Landing is the trusted destination for simplifying and empowering your connected life.
If you already feel that you are rich, don’t stop there, instead improve and continue to strive because money are easily be taken away. With the prices of gas, food and everything else skyrocketing these days, it seems as if the only thing not going up is most of our salaries.
Go through your garage, storage spaces, closets, and anywhere else you have stuff just laying around. I use to go to the store and have a list in my head, but what I found was that when I left the store, I ended up getting a bunch of things I didn’t plan on getting.
Not only has this helped me out tremendously in my weight loss efforts, but it also saved me a ton of money. By simply planning ahead your meals a week before, you can adjust your spending habits and plan out what you need to spend on food. We all know that these habits are bad and harmful to us physically and mentally, but they also hurt our wallets. Yeah some people call me cheap, but If I can save a few extra bucks by comparing prices before I go in and buy something, then I’m going to do it.
If you have a collection of something and you absolutely do not even look or touch it, what’s the point of having it anymore?
I was banking at a local bank that I could not stand, I was getting fees for things I shouldn’t have been getting, and was spending way too much time on the phone getting the issues corrected.
Its totally free too get started, no hidden fees, annual charges, or any crap like that.Anyone over the Age of 13 can participate! I have created a walkthrough that will help you get started, so you will avoid any frustration. You are not authorized to see this partPlease, insert a valid App IDotherwise your plugin won't work.
This guide recognises that as a grandparent you are an important figure in your family's lives.
Having a new baby is a great source of joy for a family, but it can bring real pressures too. This is often a perfect role for grandparents – keeping older children happy and making them feel special while mum or dad is preoccupied with the new baby. My son hasn't really bonded with the baby – I'm worried he's not enjoying being a dad.
Perhaps mum's parents live closer or are the people she turns to first for help with babysitting or advice? We may all have an image in our minds of grandparents as white-haired men and women but in fact it can hit us all at very different ages and stages in our lives. Grandparenthood is a position of privilege and pleasure but never see it as your second go at parenthood.
From April 2011 working age grandparents who provide childcare for a child under 12 will be able to have their National Insurance contributions credited, to help build up their basic state pension. These days more mum's return to work after having a baby and many parents turn to grandparents for help.
For most grandparents talking to your son or daughter about how you feel and what you can cope with, being open and honest with them, will help avoid problems. Many of you care for your grandchildren for love not money and wouldn't take it if it were offered to you. I am the main carer for my mother aged 85 and now they want me to look after the children when they go to work. Being a full-time carer for an older or disabled person can be a rewarding role but it can also be very tiring and demanding.
If you think that parents are getting something wrong, think about how you are giving advice.
The worst cases are where grandparents feel bullied by parents and placed in an impossible situation. Work out how much time and support you can give without damaging your own lifestyle and give that freely. You may feel worried and powerless to help in a situation where your son or daughter has lost their job.
Only you can judge whether or not you can afford to help financially and also whether the offer to help will be well-received.
Ideally you would want your daughter to feel able to come to you for help and for her to accept your answer and understand the reasons for it, whether it's a 'yes' or a 'no'.
They may not feel that they need relationship advice but you could point them (or perhaps one of them) towards Relate's services (see further information for details).
One of the most heartbreaking situations you can face is seeing your son or daughter separate from their partner and watching the family go through emotional upheaval, conflict and possibly hardship.
You are right to try to protect your grandchildren from the pain and perhaps the anger you may be feeling. My daughter is struggling to cope since her partner left and is leaning on me more and more. Research has shown that where paternal grandmothers support contact, sons are more likely to stay in touch.
Grandparents can be really important in their grandchildren's lives, particularly after a breakdown in their parents' relationships – children often appreciate having a person in their lives who is outside of their parents' conflict.
My son re-partnered a couple of years ago, and he and his new wife have their baby, my granddaughter, as well as her two older sons living with them.
Remember that he has chosen to marry her, and will be looking to you for approval and support.
Of course your instinct is to side with your child but a grandparent's role in disputes is to be on the side of the family as a whole. Research shows that grandparents often play a particularly active role with their teenage grandchildren. It's a sign of your close relationship that your granddaughter is able to come to you and it's important for her that she can trust you.
Anxiety about going to school, feigning illness, withdrawn or moody behaviour, falling out with friends, 'losing' dinner money, or unexplained cuts and bruises and truanting can all be signs of bullying. Schools vary of course, but these days they generally take any concerns about bullying very seriously, and have policies in place for tackling the problem. You may pick up on mood swings or changes in behaviour, or you may notice that she has a new set of 'friends' that she is spending time with. If your son or daughter comes to you with the problem, asking how they should discuss it with your granddaughter, encourage them to prepare in advance, stay calm and open in the conversation, be supportive, and not blame themselves. This is definitely an area where it would be wise to agree ground rules with a parent and your grandson. A general rule of thumb is if she is old enough to ask the question she is old enough to have a clear, honest answer.
There are lots of organisations offering advice and support to parents and other family member with a disabled child. This situation is difficult because you know they probably don't have any alternative as formal childcare may not cater for the needs of disabled children. Because of the pressure of caring for my disabled grandchild my daughter's relationship with her husband is under strain. One of the most helpful things you can do is to provide practical support, be flexible and adapt to what the family needs. A family crisis can range from the death of a love one to dealing with the impact of parental substance misuse and from child abuse to domestic violence.
Another common mistake is to expect to 'get over' the death of a loved one after a period of time. You have been an important source of stability in your grandchildren's lives and you are right to pause to ask the question.
If there are difficulties around finding a suitable place for them to meet, child contact centres provide a neutral place for children to meet a parent who no longer lives at home with them. My daughter is being abused by her husband and my grandchildren are growing up in a violent home. This is a terrible situation and it must be a time of great anxiety and sadness for you and your family.
If it is more about you wanting to keep the children with you and finding it hard to let them go, it's important for you to understand that they have a right to a relationship with their father and that he could help them get through the loss of their mother.
A child who is living with parents or carers who are involved in serious drug or alcohol abuse. Your duty as a grandparent is to act in the child's best interests, even though that could be painful. About Learning Disabilities provides a reference point and information about learning disabilities. Action for Children runs family support services, gives parenting advice and works with families in some of the most difficult and challenging circumstances. Advisory Centre for Education provides advice and information about school-related issues including exclusion, admissions, special education needs, bullying and attendance.
Age UK (formerly Age Concern and Help the Aged) runs an information line and has local offices that provide services and support for older people. Al-Anon Family Groups provide support to anyone whose life is, or has been, affected by someone else's drinking.
Alcohol Concern campaigns for effective alcohol policy and improved services for people whose lives are affected by alcohol related problems.
Alcoholics Anonymous runs local peer support groups for people who are struggling to control their drinking. Association of British Credit Unions Ltd (ABCUL) is the main trade association for credit unions in Britain.
Association for Post-natal Illness provides support to mothers suffering from post-natal illness.
Carers UK provides information and support for anyone caring for an elderly relative, a sick friend or a disabled family member.
Child Maintenance Options is a website run by the Child Maintenance Enforcement Commission which provides information to both parents and family members about child maintenance.
Childline offers confidential advice and counselling over the phone for any child or young person. Children's Legal Centre provides legal advice, information and representation for children and young people. Contact a Family provides advice, information and support to the parents of all disabled children. Counsel and Care works with older people, their families and carers to get the best care and support.
Cruse Bereavement Care runs a helpline and provides advice and support to anyone who has suffered a bereavement. Down's Syndrome Association is a membership organisation for people with Down's and their families. Families Need Fathers runs a helpline for those who may be losing touch with their children or grandchildren and provides useful factsheets and information. Family Action provides support services for families and works with the wider family as well as parents and children. Family Fund gives grants to families with severely disabled children to have choices and the opportunities to enjoy ordinary life.
Family Mediators' Association runs a free helpline and you can search their website to find a mediator near you.
Family Mediation Helpline provides general information on family mediation, advice on whether your case may be suitable for mediation, information about eligibility for public funding, and contact details for mediation services in your local area. Family and Parenting Institute is the leading centre of expertise on families and parenting in the UK.
Family Rights Group is a charity covering England and Wales that advises parents,grandparents and other family members whose children are involved with or require social care services. Financial Services Authority provide information about benefits, borrowing money and sorting out your finances. Gingerbread is a national charity working to improve the lives of single parents, their children and their families. Gotateenager is a website run by Parentline Plus specifically to support all those with a teenager in their lives. Grandparents Plus is the national charity which champions the vital role of grandparents and the wider family in children's lives – especially when they take on the caring role in difficult family circumstances. Grannynetis a grandparents' support and social networking website with tips on childcare and other issues. Internet safety - Kidsmart provides information and advice about the internet including chatrooms and social networking for children, parents and those working with children.
Kids in the Middle is a national coalition of 24 organisations and 25 agony aunts who provide information and advice on family breakdown and relationships. Macmillan Cancer Support provides practical help and advice to improve the lives of people affected by cancer. Meet-A-Mum-Association (MAMA) runs self-help groups for mothers with small children and specific help and support to women suffering from post-natal depression. Men's Advice Line is a confidential helpline for all men experiencing domestic violence by a current or ex-partner. Mentor UK focuses on preventing drug misuse as part of a wider project to improve the prospects, health and wellbeing of children. NSPCC runs a confidential helpline open 24 hours a day, seven days a week for information and advice on child protection issues, and where you can report concerns about a child at risk of abuse.
National Autistic Society provides individuals with autism and their families with help, support and services.
National Association of Child Contact Centres provides a helpline and offers advice and information on local contact centres offering a neutral place for separated families to meet. National Childbirth Trust provides advice, support and counselling on pregnancy, childbirth and early parenthood. PACE is a London-based charity promoting the mental health and emotional wellbeing of the lesbian, gay, bisexual and transgender community offer counselling and family advice. Parentline Plus is a national charity dedicated to helping anyone caring for children whether you are a parent, grandparent or part of the wider family. ThePlace2Be is a charity working inside schools to improve the emotional wellbeing of children, their families and the whole school community.
The Post Adoption Centre provides advice, counselling and local services for families and individuals affected by adoption. AAA’s Show Your Card & Save® program is available at more than 164,000 locations in North America. AAA Travel Agency services are available to members and non-members, although members are entitled to special benefits.
As a free public service, AAA inspects auto repair shops around the country and only approves those that meet and continually maintain high professional standards for equipment, customer service, cleanliness and training. The AAA WorldPoints® card allows members to earn points redeemable for cash, merchandise, gift cards, travel and more. Basic membership includes free towing from three to five miles (depending on local club policies) to any destination. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers.

Since its founding in 1902, AAA has been a leader and advocate for the safety and security of all travelers. Pricegrabber lets you brows by product category or keyword to compare prices from various merchants. Access many big name stores and specialty retailers through their app and shop like you normally would.
Use your smartphone camera to scan barcodes of products you are interested and within seconds you will see how much the same product costs online or at nearby stores. Users earn points by making purchases, inviting friends to join, and sometimes even by just walking into the stores. You can build your list by going through their massive online database or scanning the barcode of the item you need.
It compiles all of your weekly circulars and lets you compile a grocery list based off of the sales. They have great deals submitted by users all over the country including both in-store and online sales. We provide relevant and reliable information for consumers shopping for digital home services, like TV, Internet, Phone and Home Security.
Everything in a sense that, he can send his children to the best schools, give comfortable life, eat nutritious foods, could give a better life to his family in short.
Selling a product, make it sure that it is also appropriate to the group of people you are offering to.
Don’t opt for bank loans and credit cards because it has a very high interest which will eat a lot of your money. By doing so you will save a ton of money rather then going into a fast food place and spending unknown amounts of money on crap food.
I switched to a local credit union that not only gave me better rates on savings, but also better service that much more effective and easier to use.
My hope is that I sparked some interest in you, and that it will allow you to save a few extra dollars.
As the pace and pressure of daily life increases, the contribution grandparents make has never been more necessary. It's important that you don't forget you have more than one grandchild as they will feel jealous of sharing you with the baby in the same way as they resent sharing their mum or dad. Be willing to compromise and negotiate, and remember there is more than one way to bring up a child successfully. It's important not to dismiss it as 'baby blues' which is very common and lasts for just a few days. Many people become grandparents before their 60th birthday, and a smaller proportion before their 50th or even their 40th birthdays. They may not have thought about it from your perspective or they may still think of you as you were ten years ago, not now. Carers often feel they don't have a life of their own or that their own needs don't matter anymore.
No one is going to really mind a few treats, but when it tips over into 'spoiling' them with toys or sweets it can be problematic for the parents who are trying to keep to certain rules, and for the grandchild who knows they can get what they want from you even if mum or dad says 'no'. The parents don't value the grandparent-grandchild relationship and simply see you as someone who is there to meet their needs. You have to weigh up the risk of losing contact with the need to make yourself heard, to be valued and treated with respect. Grandparents often provide financial support to their children and grandchildren and many go without themselves in order to do so.
Some people in this situation ask what the money is for so they can think about whether it is a necessity or whether she needs to adjust her expectations of what she can afford. You probably feel terrible but lots of people cannot afford to give presents and money to their children and grandchildren.
If they can find a way of communicating and understanding each other's perspective, they will have a better chance of addressing their money worries without it causing them to part. From April 2010 child maintenance paid by an absent parent after parents split will be disregarded in working out benefit entitlements. Work out what you can sensibly afford and give it freely but don't turn into a permanent piggy-bank. But it's important to recognise that you may be an important source of stability for your grandchildren and also for your son or daughter. Creating a 'safe space' for children where they can talk and express themselves in your home will help them deal with the break-up of their mum and dad.
Grandparents can offer a lifeline and may even become parent substitutes in single parent families. Do whatever you can to encourage and support his contact with the children and the chances are he will be more likely to keep that contact going.
But sometimes parents decide to limit access and this can be for lots of different reasons. Under Section 8 of the Children Act 1989 you can apply for leave to seek a contact order to see your grandchildren.
But if you can avoid going to court you may be able to avoid communication breaking down completely, and this may be better for you and for your grandchildren in the long-run.
I don't get on very well with his new wife and find it hard to treat my grandchild the same as his wife's children from her first marriage. The Government has recently announced that it will remove the requirement that grandparents have to seek leave of the court to apply for a contact order. Sometimes it's easier for teens to talk to a grandparent as they are not so close to the problem and feel they won't get angry with them. Many parents welcome the fact that their children feel able to talk to grandparents and appreciate the advice and support you provide. As with other concerns you may have about your grandchildren your first step would normally be to talk to a parent. Most children are very internet-savvy and may spend hours on social networking sites like Facebook or on MSN chatting to friends. You may feel that she should talk to her mum or dad rather than you, and try suggesting this to her, but if she has come to you it's probably because you are the person she feels most comfortable asking. As long as you work hand in hand with them the fact that you have your grandchild's confidence can be a useful tool in protecting them and ensuring family harmony. But parents of children with a disability or challenging behaviour may find it particularly draining and difficult to cope, needing extra support. You could try speaking to Contact a Family, a charity that puts families in touch with each other and also provides information about a range of disabilities. Talk to the parents about the fact that you are finding it difficult and explore with them whether additional respite care may be possible. The Family Fund gives grants to families with severely disabled children for things that make life easier and more enjoyable.
Offering to help out with a bit of shopping or taking your daughter or son-in-law out to lunch for a break could ease the tension a bit. Don't be too hard on yourself if you are finding it difficult and if you need it seek help and advice from some of the organisations listed in this guide.
My son and his children have been very upset so I don't like to talk about it but I'm finding it hard because I need to talk about him. You and members of your family may be feeling shock, anger, pain or depression, or just a longing for the person you have lost. Your grandchildren may need to live with you while your son and his partner tackle their substance misuse, or they may need to come to live with you permanently. FRG and the Grandparents' Association both run support groups and Grandparents Plus has a national network for grandparents who are raising their grandchildren. It may be that contact with their father will be disruptive and so it needs to be handled carefully.
The National Association of Child Contact Centres has a network of 350 centres across the UK and their helpline (0845 450 0280 9am-1pm Monday to Friday) can advise you if there is one near where you live.
Call the NSPCC helpline on 0808 800 5000.You can discuss your concerns anonymously if you prefer.
If they are old enough to express a view you could encourage your daughter to talk to them about what they want. If it becomes necessary to take on the parental role get advice early on to maximise the support you can get.
They provide advice and information through publications, training, prison visitors' centres, outreach work and signposting to local support services. They run a young people's freephone on 0800 783 2187 and a child law advice line 08088 020 008 Mon-Fri 9am-5pm. They also run a helpline and provide information about all aspects of living with Down's syndrome.
They also run a grants service for families on low incomes which can be contacted on 0207 241 7459 Tues, Weds and Thurs 2pm-4pm. They provide advice and information for families and produce publications which you can buy online.
You can contact their confidential advice service on freephone 0808 801 0366 from 10am-3.30pm Mon-Fri. They have also produced a guide to help parents prepare their finances before their child is born. They run a helpline 0845 434 9585 and also a specialist welfare benefits helpline 0844 357 1033. Mentor UK's grandparents project seeks to advice grandparents on the harm that substance abuse can cause and how to make sure their grandchildren avoid it. Deals include discounts on meals, hotel rooms, themed attractions, car rentals, movie tickets, apparel and footwear, vision care, prescriptions and auto parts.
AAA, which operates the largest leisure travel agency network in North America, is able to provide access to unmatched travel values via its industry partnerships with leading travel providers, including the best tour and cruise companies, a wide range of hotel operators, numerous themed attractions and special destinations.
AAA’s special relationship with the nation’s leading provider of retail fuel price information – Oil Price Information Service – makes this information available on AAA’s trip mapping and planning tool. Or, they can use the AAA Cash Rewards card that pays back 1 percent of total net retail purchases and there are no tiers to meet in order to get the best return possible.
Each store offers a different percentage, but they all pay you a little something back which can be sent via check, deposited into a Paypal account, or donated to charity.
The earned points can then be turned into gift cars at these retailers and you can start the process all over again. This program also lets you add coupons for individual items so you have everything compiled in one neat place. This is also a great way to find coupons and deals before shopping for technology products.
April is a gear head and a geek that loves tinkering with cars and computers; but strangely the two never meet as she likes to keep her 1940 Oldsmobile in its all original state and her computer updated and running sweet.
Do not just limit yourself because the more prospects, the greater chance to have a sale and close a certain deal.
You must know their need as what I have mentioned above because if you know their needs, you know what to offer. We must also learn to share because we should bring back the blessings that we receive through others most especially the less fortunate. Even though it seems like a downhill battle, with all the enticement to spend money, all annoying letters and calls from credit card companies trying to get you to sign up with them. You can also set up an eBay account or have someone sell them for you and make a few extra bucks. You will also be helping yourself by not eating bad food saving you money in the long run by not having to go to the doctor. The stores may be located in the same plaza, but the price difference between one product may be more than 50 percent than the other. If your collection is sitting around collecting nothing but dust, than its time to get rid of it.
But it's not always easy and, even with all your experience, sometimes you need help and advice too.
We hope this guide offers you support and encouragement as you fulfil that very special role.
They've been through the biggest change of their lives and feel the weight of that responsibility and love for a new baby. Try not to disapprove but offer supportive advice if asked that doesn't slip into disapproval. The grandparents and parents we consulted in putting together this guide also told us about how the role of grandparents, and especially grandmothers, varies between cultures.
Most mothers get better without professional help, but left untreated post-natal depression can cause a lot of suffering and last months, and even years, (although this is rare).
While some grandparents are older, most of the grandparents who provide this childcare are of working age and many have given up work to do so. Parents cannot claim childcare tax credits to pay grandparents unless the grandparent is a registered childminder.
Will you spend money on lunches and travel or after school treats while your grandchild is with you? Your son or daughter may think that because you are caring for your mum you are available to care for the children.
It can be especially hard if you think they are making the same mistakes that you made as a parent with them, and raising your concern may lead to conflict.
It may be to help with day-to-day costs such as childcare or regular lessons or trips for grandchildren.
If you expect the money back but they don't realise that then there will almost certainly be problems ahead.
In a calmer moment, could you persuade them to acknowledge that the situation is causing problems for them and for the children? This should mean that the parent receiving the maintenance payments will be able to keep more of any benefits they claim.
The relationship, usually between single mum and her mum (though not always) can become very intense. Aim to keep the peace and focus on your grandchildren's needs, and hopefully this will pay-off in the long-run.
It's important to try to understand why your daughter-in-law may be doing this (for example, there may have been domestic violence). Try not to do things in anger, but in a calmer moment talk it through with a friend or partner. The variety and complexity of family life today means that step-parenting and step-grandparenting are becoming increasingly common family relationships.
If the break-up interferes in the relationship between you and your grandchildren try to keep communicating with both parents. But if your granddaughter tells you something that you feel you cannot keep from her parents, you need to discuss with her why it's important for them to know. If you have tried this and they don't seem to be taking it seriously, try to find an opportunity to talk to your grandson.
Most teenagers do come into contact with drugs and many will try them, usually starting with cannabis. Most will be aware of the potential dangers and know the golden rule about never giving away personal information online to anyone they don't know.
Grandparents often feel that they don't know the right thing to do so it's important that you have some help to deal with issues that arise. Perhaps you could offer to look after the other children, take them out or give them treats as they may be feeling jealous of all the attention their brother is getting.
You and other members of the family may still be grieving for the grandchild you were hoping for and now have to come to terms with the fact that the new person in your family is disabled. They may be able to get a cash direct payment from social services to pay someone for this, or to pay you for the care you are providing if you do not live with them.
Give them space to talk to you if they want to and listen, but try not to offer an opinion.
But you may be uncertain whether your grandchild is at risk or how significant the risk may be.
She doesn't want the children to live with their father after her death but wants them to stay with me. Cruse Bereavement Care offers counselling to adults and Winston's Wish provides bereavement counselling for children and support for parents and carers of children who have experienced the death of a loved one. If you can, agree with both parents where the children will live without going to court, perhaps with the help of a family mediator.
They also produce a grandparents' guide for grandparents with disabled grandchildren which you can find online. Mind also run local services and groups and can signpost you to support available in your own area.
If a family member or friend is not already a member of AAA, membership makes a great money-saving gift too. Members also save online with well-known general merchandise retailers, as well as with many of the Internet’s best known and trusted specialty stores on items such as jewelry, floral arrangements, books and other media, and luggage. In the current economy steep discounts, as well as free upgrades and extras are not uncommon, but holiday travelers should seek up–to-the-minute information for the best deals.
AAA recommends all motorists have their vehicles thoroughly inspected by a qualified technician at least once each year; especially if they are contemplating a long road trip.
Cardholders not only get some of the best rewards available, the added benefits include no annual fee, reduced foreign transaction fee, and zero fraud liability.
Unlike most road service plans, AAA membership provides coverage for any vehicle they are driving or riding in.

The more crown you draw, the bigger the chances that they could be your prospect consumers and could contribute to higher sales.
It’s no wonder most of us are in a constant state of debt, so with that being said, here are 10 tips that I used that saved me some money, hopefully they will help you out as well. Water also fills you up helping to keep you full so you won’t eat as much, helping you to save on additional food costs. Most people smoke a pack or 2 a day, by stopping smoking you can save a great amount of money, and also save your lungs and the lungs of those around you. Their relationship with you shouldn't be an added pressure for them to worry about at this time, rather something that can help and support them. In most cases the baby's mum and dad will know the baby better than you do so what parenting methods they adopt has to be a decision for them. If you have a good relationship with the other grandparents then maybe you could suggest meeting up with them when they are looking after the baby?
Relationships between mothers-in-law and their daughters-in-law can be hard to navigate, whatever your cultural background. Most commonly it may start within a month of giving birth, but it can start up to six months later.
But many new grandparents say it has been a life-changing experience, usually for the better.
If you want to spend money on your grandchild there may be other things you could buy that would be more welcome, such as regular lessons or a contribution to their Child Trust Fund savings account. They may also fund those expensive one-off items or family milestones such as a new school uniform for secondary school or a contribution towards going to university.
You could also keep an eye out for job opportunities that do come up – although be careful how you pass on this information as he may be sensitive to the suggestion that he's not trying hard enough to find work. You may feel under considerable emotional pressure to step in but genuinely feel you cannot afford it. To find out more about how parents can make arrangements for financial support after separation contact Child Maintenance Options on 0800 988 0988.
Kids in the Middle have produced a short, accessible guide for parting parents and their children. You may be working yourself but find that she wants to go back to work and will only trust you to look after the children. Do what you can to make sure that your grandchildren's best interests are the biggest factor in any decision you or she takes.
You can download a DIY legal guide from the Grandparents Association website (see further information). There are also professional family mediation and advice services that you can go to for help. Sometimes stepchildren feel some resentment towards a stepparent, as well as jealousy towards a new baby. If you need help turn to some of he organisations listed in this guide for support and advice. A potentially trickier issue is that children and teenagers can view an enormous amount of material online, including very explicit and disturbing pornographic images and video clips.
Reassure her that if anyone sends her offensive or unpleasant material it is unacceptable, even if other people think it's OK or funny. But it may be as simple as just being there, listening and 'being a sponge' to help soak up the stress and worry the parents are having to deal with. But as many parents and grandparents with disabled grandchildren will tell you, for every challenge they face there are many more joys. Mencap also runs an online forum for parents and carers of children with learning disabilities and run local groups where they can put people in touch with each other. They could also investigate what support is available in your local area from Relate's counselling service. They may 'dip in and out' of it, feeling and appearing very sad then switching to being very positive and practical. Contact details for organisations who can help are listed at the end of this guide and for advice on child abuse and neglect. But he is their father and unless he poses a risk to the children he has a right to see them. They have been living with me for over two years, since she became ill and haven't seen much of their dad. However, if it is not possible to reach an agreement you may wish to apply for a legal order.
It is not an act of disloyalty towards their mother, and they shouldn't be made to feel guilty about that. Regular inspections and maintenance can help consumers avoid major repair expenses, or the frustrating inconvenience of an automotive breakdown. Experienced drivers know the expense of a tow alone will frequently pay the full cost of a one year membership in AAA.
If the game takes 10 hours to beat, and that’s it, then you ended up wasting your money.
You can even put back the money you were going to spend on the more expensive product in a savings account, and not even notice it.
We can't address every situation that may arise, but we hope this guide will help support you as you in turn do what you can to help your family. You may find that if you are a grandparent whose daughter has a baby it is easier for you to get involved than if you have a son who becomes a dad. Just gently being there may be enough, either on the phone or, if visits are OK, in person from time to time so that you are on hand to help out while they have a rest.
Focus on enjoying the baby when you do visit, offer practical help and try to see it from their perspective. If you and your daughter-in-law (or son-in-law) come from a different cultural heritage, you may have different expectations about the role the grandparents should play. Mild post-natal depression can be helped by increased support from family and friends, so try to offer practical help, encourage her to get enough rest and to eat healthily and often, especially if she is breastfeeding, and be ready to listen if she wants to talk. Try not to get too focused on it as a symbol of the ageing process but rather treat it as a development in your and your family's life that presents new opportunities and a new and exciting journey for all of you. The odd day here and there is probably fine but when it's an ongoing commitment the costs can add up. Again, it pays to get these rules clear, perhaps via an informal contract, and to discuss any differences of view. The fact that you have been there and done that means you have valuable experience to bring, but sometimes parents don't see it that way and they may respond badly to what they hear as criticism rather than supportive advice.
Talk to the parents about it and ask them if they are OK with what you spend on your grandchild.
If you can get into a discussion about what they could do to address it you can then suggest a few alternatives.
Keeping lines of communication going is usually the best way of managing conflict and avoiding people becoming estranged from each other.
You might also offer practical help such as babysitting while he goes for job interviews or completes application forms. You may not feel it is necessary but one option is to draw up a loan agreement between you, particularly if you are worried that there could be a misunderstanding. His parents need to decide whether they are sufficiently concerned to contact the school, even if he is worried it will make the situation worse.
If there is a reason why you can't do this, encourage your granddaughter to talk to you or to someone else who can help.
Talk with a parent about which sites it's okay for him to view on the internet, and perhaps about how much time he spends on it. Try not to be shocked but listen to what she has to say and treat her questions with the respect they deserve. Parents with disabled children often struggle to get the support they need from local services. Remember that people can find it difficult to bond with a child or grandchild for lots of reasons, not just because of disability.
People often think that because something is distressing you shouldn't talk about it, but talking and sharing memories can really help.
They may seem to be coping well but their behaviour may change, perhaps becoming withdrawn or misbehaving at school. If you are worried, discuss your concerns with an expert on the NSPCC helpline on 0808 800 5000. If the person you suspect of abuse is your son or daughter or their partner, this is a very difficult situation. If you can, save up a 'running away fund' for her and tell her that it's there, so money worries don't keep her trapped in a violent situation. Courts base their decision on what is in the best interests of the child and will take into account where the children have been living and the stability you have provided for them.
If it's best for the children, could you support their contact with their father or even support them to live with him, however hard it may be for you? To find your nearest one you can search online via their website or check your local press for details. In addition, the motor club’s unique abilities as a roadside problem solver means members are not left alone to find a repair shop, arrange their own towing, secure a rental car or even make hotel arrangements should their holiday trip be disrupted. I sold a lot of baseball cards I had stuffed away, and came out with almost a grand in profit.
Why not just pick up a book and read, you’ll be saving money and staying away from the pointless brainwashing tactics commercials pound us with. Try to remember that as a new parent your son or daughter will be seeking your approval, in the same way they have throughout their lives. Helping with older children, doing the shopping or cooking a meal are useful contributions too. Talk to her about your own experiences as a parent, and how things are done in your culture, and listen to her point of view. She is probably feeling guilty for not being as happy with the new baby as she had hoped to be and may not want to admit there's a problem. Many grandparents will tell you just how much their grandchildren have enriched their lives. When you are caring for someone else it is easy to think that your own wellbeing doesn't matter. Most parents and grandparents accept that there are differences and in fact the children often enjoy it. Try not to sound too definitive about the answer – let them share the process of arriving at the solution and let's face it – you might be wrong!
There are also family relationship services that can help, particularly if both parties are willing to use them.
If they are under pressure they may not appreciate your perspective, or understand what it's like to live on a small income or a pension.
If your grandchildren need counselling then Relate offer a young people's counselling service and the Place2Be also offers counselling and advice to children and young people in school.
But this route is likely to add to the conflict and make things worse emotionally and practically for you, for the parents and for the children.
She might want your help to 'smooth over' the conversation, so you could offer to be there. It may help for them to get some specialist advice from people who understand what it's like to live with autism. The Down's Syndrome Association provides information and resources about the condition, and are a national membership organisation, open to grandparents of people with Down's. Your son and grandchildren may welcome some time to talk about your husband but are avoiding the subject for fear of upsetting you. If you are concerned about your status as carer for the children you may want to seek legal advice. You will be feeling conflicting emotions about how to act in the best interests of your grandchild. You need to decide whether to discuss this with his parents but if you are worried call children's services or the NSPCC. There may be a women's refuge in her area and you can call the 24 hour freephone National Domestic Violence number on 0808 2000 247 to find out. AAA maps and AAA TourBook® guides are also available free to members at their local office.
They may also want you to babysit so they can spend some time together, or young parents may want to continue to enjoy the kind of social life they had before the baby was born.
But this can be especially difficult if you have older children still living at home with you.
If your son or daughter is on a low income they may struggle to get a loan from mainstream lenders, but there are alternatives such as credit unions which offer small, affordable loans. She may feel very protective towards her older children and she may also be feeling guilty about the amount of change they are having to get used to. Let her decide as far as possible when and how she tells them and be clear with her about what you will or won't do. Perhaps you could ask one of his parents to install it on your computer if you aren't sure how to do it? You could suggest that they contact the National Autistic Society which provides confidential information, advice and support to people with autism (including Asperger's syndrome) and their families.
Try not to feel guilty but focus on the family as no doubt they need your help and support. If you believe he poses a risk to their safety or wellbeing then you need to be clear about the reasons why, providing any evidence you can to support your case. It is important to make your voice heard before any childcare arrangement begins otherwise you may feel resentful and they may have come to rely on you. This takes you through the key things you need to discuss, preferably before the childcare arrangement begins. It's also easy to become isolated but there are organisations such as Carers UK that can help you (see the further information section at the end of this guide).
If you have never been unemployed before you may feel embarrassed or ashamed about having to rely on state benefits.
You may not hesitate at the time, but it is important to think about your own wellbeing as well as that of your daughter and grandchildren. In terms of your own feelings towards your stepgrandchildren, remember how difficult it must be for them to adjust to so many new relationships.
You can contact their advice line on 0845 070 4004 or their parent-to-parent line on 0800 9 520 520. Post-natal depression can spoil her experience of being a new mum and put strain on family relationships. It will be harder to change the arrangement once both parents have gone back to work as you may feel you are letting them down. But it's also important for you to be clear about what your household rules are (eg no shoes on the furniture or no food in front of the TV). There are also practical, accessible guides which advise people on managing their finances. But if you think of the national insurance payments you have made during your working life, this is your rainy day money and you are entitled to it.
It is also important that you acknowledge to yourself and to her the limits of the support that you can offer and explain why. They may be missing being with their father and they may be seeing less of their father's parents. But ultimately it's parents who are responsible for their teenage children and you need to respect those boundaries. If you can, keep the computer in a family room where you can keep an eye on what he is looking at, and get him to show you the sites he likes to use. It's important to get help as soon as possible, to relieve the depression, to support her relationship with the baby, and to help the baby's development in the long run. Children will accept there are rules that they have to follow when they are in your house and parents should respect that too. In particular the Financial Services Authority and Citizens Advice produce advice and information to help people manage their debts (see the further information and advice section at the end of this guide). If you have more than one child don't be surprised if (adult) siblings feel jealous of the extra help and support you are giving your daughter. While some grandparents feel equally attached to both grandchildren and step-grandchildren, it is natural that your feelings towards them may be different. For your granddaughter, it may be as simple as to have fun or this may be a phase she is going through. The internet history tab is a way of having a look at what he has been viewing, but trust is also important here so rather than laying down the law it's important to talk to your grandson about why you need to be involved.
It's important to remind her that drugs are (usually) illegal and can affect her physical and mental health, but also to let her know that while you may not approve, she can always talk to you.
Or your granddaughter may be using drugs to escape pressure at school or at home, or because she is having difficulty in coping with stressful situations.
Again, it's important to talk calmly and get to the root of any problems, to help her manage these situations without drugs. If your granddaughter confides in you and feels she cannot talk to her parents, you need to decide whether this is something you must tell them about.

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