Sadly, Target RedCard has changed their terms you can no longer directly load the prepaid card directly with a credit card so this no longer works. That said, we can only earn as much as our spending will allow in order to responsibly earn bonuses. We do not spend a ton of money on frivolous things, so our monthly spending only used to allow us to get a few credit card sign up bonuses a year. That was until we found an easy and free way to pay our mortgage with our credit cards in a bit of an indirect way. Now we will earn many more bonuses and rewards while not spending a penny more, simply because we can pay our mortgage with our credit cards.
In addition we can now pay other bills with credit cards, like our electric bill, that we couldn’t previously use credit cards to pay.
So how do we pay these bills on our credit cards without paying fees and earning rewards at the same time? I never thought I’d use a prepaid debit card until my friend Holly, from Club Thrifty, taught me this awesome trick. In the past, using this method confused me due to all of the complicated procedures you needed to follow to make it work.
Then, just this past year a new product entered the market that made the process so simple that I had to try it out for myself. The beauty about this prepaid debit card is the fact that you can reload it directly with a credit card.
To top it all off, this card as no fees that would apply to me except the $5 purchase fee I reimbursed my friend for. Now that I can put money on a prepaid debit card, you’re probably wondering how I can pay my mortgage. All I have to do is set up my monthly bills within my prepaid card website and I can use bill pay to pay almost any bill.
Having the ability to pay bills like mortgages and utility bills makes a huge difference for our monthly credit card spend. This huge jump will allow us to earn more sign up bonuses, which often have high spending thresholds to qualify for.
In fact, we’re planning on taking an extended four night weekend trip to a nearby beach for almost nothing. As with any credit card spending to earn rewards, you must be sure you are in firm control of your finances. Well, that’s my wonderful insight into paying my mortgage and other bills with credit cards. About Lance CothernLance Cothern, a Certified Public Accountant (CPA) licensed in the Commonwealth of Virginia, is the founder of Money Manifesto.
After reading personal finance blogs for many years I finally decided to start my own blog to help people become financially successful. Sign up for the Weekly Newsletter to receive all the new recipes, DIY projects, and tips straight to your inbox each week! When it comes to living green and saving money, the easiest thing you can do is reuse items that you come across everyday.
Re-using glass jars is an excellent way of organizing your home and saving money on containers at the same time.


Whether you have a container from baby wipes or antibacterial house wipes, you can use the container for many different things around the house. Paper towels and paper napkins easily start making your trash bin bigger and eats away at your monthly budget.
Pill bottles and medicine bottles are usually a staple in homes where people get sick,  take vitamins, or just even have children in the home.
The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. More, checking your Watch’s serial number is mandatory, if you purchase the device from a third party seller like eBay or Craiglist.
The easiest way to check for your wrist gadget’s unique identification number is by reading the back of the Watch case. Another handy method for finding out your Watch’s Serial Number is to use the software. This trick showed me how to pay my mortgage with my credit card indirectly through a prepaid debit card.
When I first looked into it there were no prepaid debit cards you could directly load with a credit card. While there were no nearby areas I could purchase the card at, I had a friend who was able to get one for me and mail it to me. Granted, you can only load $1,000 per transaction up to $2,500 per day and a total of $5,000 per month. Technically, I could pay off the credit card bill I used to load the card if I wanted to, but I think that’s silly and abusing the system.
Before, we would have only been about to charge about 30-40% of our monthly expenses on credit cards but now I’d say we can charge 80% to 95% of our monthly expenses on credit cards. Typically, the credit cards we apply for require us to spend anywhere from $500 to $5,000 in the first few months to earn the sign up bonus.
However, now that we’ll be able to start earning more rewards and bonuses, we might be able to use them to pay for whole vacations or short weekend getaways.
We’ll be able to do this using just a couple of credit card sign up bonuses that we may not have considered had it not been for being able to pay our mortgages with credit cards.
You simply cannot afford to begin spending more money simply because you’re making purchases on a credit card. You don’t want to pay high interest charges when you only earn a few cents on the dollar in rewards. I’m so stoked and am totally looking into cheap and free vacations going forward into the future! You can read more about him here or connect with him on Facebook, Twitter, Google+ or Pinterest.
I forgot to mention that my mortgage is paid in full, so that kind of cuts back on the need for this very interesting way to squeeze a little bit more out of your credit card.
Information presented on Money Manifesto is intended for informational purposes only and is not meant to be taken as financial advice.
Not only does it save you money to get multiple uses out of products, but living green means you have less waste and less product in your home. The same glass jar that you bought your pasta sauce in can be used to store many things around the home.


Not only is it a great exfoliant for your face and body, but it helps get rid of scars and stretchmarks as well. When it’s time to throw those bottles away, save it to use in your home for some really neat items. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this. Comparing the string displayed in three different locations, allows you to detect if the unit really belongs to the seller, it’s not stolen and comes with the original package. Depending on which model you own, the box can be rectangular shaped (in case of Apple Watch Sport) or square-like (Apple Watch and Apple Watch Edition). However, I probably would pay a small fee in this case since my rewards would more than pay for the fees. If you do, you won’t end up earning any value from these bonuses and the credit card companies will have won. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances and information may become outdated over time. You can create see through storage for your favorite items, turn glass jars into beautiful painted vases, or create tiny sewing kits for your favorite crafter. You can also use a glass jar to make a soap dispenser or a sugar shaker.
You can cut out smaller pieces for napkins for the kids, specifically give towels for the bathroom and kitchen, and even store cut out smaller pieces in a container for re-usable makeup remover pads. No articles or images may be used without written permission.Custom Design by Pixel Me Designs. The 12-digit string of the smartwatch stores a lot of information including manufacturing date, location, unique unit identifier and model code. This way you make sure that your money is well spent and that you retain the manufacturers guarantee.
Regardless, once you have the Target Prepaid REDcard you can reload it at any target nationwide. They may quit allowing credit card reloads which would essentially make the whole system quit working.
I am not a personal finance professional and you should seek out a professional before making any financial decisions.
Store your shampoo and conditioner at just the right amount you need for being on the road and away from home.
However, you need to know how to decode this unique string of numbers and letters in order to understand what it means. Another neat trick is to make a mini first aid kit by storing bandaids and antibacterial cream in a pill bottle.
It has to display the same 12-digit string as the one one printed on the back of the Watch.



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