5.Your budget is not working because you feel that you do not make enough money each month. Following a budget can be difficult at times, but if you are disciplined and honest with yourself you can make it work for you. If you use cash when planning your budget, and only cash it will be very hard to overspend, as the money will not be there for planned expenditures unless you take out of your cash envelopes set aside each pay period with the amounts already allocated.
If you are doing everything right, keeping track of your income and expenses and your budget is still not working, you may want to earn extra more income. I hope that these 7 reasons why your budget is not working will help you figure out where you are going wrong and how to get back on track. Frugal Fanatic is her place to share practical ways to save money, make money and tips for everyday life. Most people forget to account for the small things or they don’t track them at all and it makes sticking to a budget and making it work very hard. Sticking to a budget can be difficult and there are many reasons why you savings account is not increasing. Take a look at this list of 7 reasons why your budget is NOT working and how to make some changes that will help make your budget work for you. Consider a part time job, or other ways to gain a little extra spending money so that your budget is not as tight each month.


If you get a flat tire and you need to take the money to fix it out of your rent money, you are always going to find yourself short somewhere.
Find out how you can make money shopping online or how to start a blog to start earning cash from home now! Do not try to keep up with the Joneses, instead focus on creating a stable financial future. Keep track of everything you spend; that latte at Starbucks, those great sunglasses you just had to have. It is better to estimate over and have $20 left after you pay a bill then to estimate under and be $20 short on that bill.
If you are, then you need to get firm with yourself and learn to say no to the things that you want but really dona€™t need.
Start putting money aside for an emergency fund so that when you have an unexpected expense you aren not blowing your budget to pay for it. If you constantly use credit, you will always have an extra bill to pay each month and you will be overpaying for what you bought. It is difficult not buying items that you want every day, but it is worth it in the long-run. Once you see it in writing, you will realize just how much you are spending on these little things.


Many companies will allow you to go on a budget plan each month so that you bill will stay consistent throughout the year. After a few months you will get used to your budget and know how much and should and should not spend each month on certain categories. Using cash can not only help to prevent you from making unnecessary purchases, but it helps you put your budget into perspective. You will be surprised at how much money you can save by just cutting the little things out. This is a wonderful way to manage your bills because you will not exactly how much to budget every single month. It is difficult when you first start out because you may not know how much to budget, but if you stay consistent you can be successful.



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