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Author: admin | Category: Calculator Car Loan | Date: 12.07.2015

Mortgage Calculator .exe file - click the link and immediately run the calculator application or save it to your desktop. Mortgage Calculator zip - Here is a .zip file of the full version which has more advanced features! Leave the Periodic Payment area blank and fill in the other details and it will act as a normal standard mortgage calculator; then click find next to Periodic Payment. This is a brief tutorial that will show you have to use the HP 10bII financial calculator to amortize a loan.
Now that you have your loan information, now it’s time to input the data into your HP calculator. First clear your calculator memory by pressing the orange button and then pressing the C ALL button. The present value is entered next, which is $9700 so input 9700 into the calculator and press the PV button. For the future value, it is usually zero unless there is a balloon payment and in this case there isn’t so enter 0 and press the FV button.


Now we have solved the equation for 4 out of 5 of the variables except the monthly payment which is what we need.
If you would like to check your work or see the variables that are stored in the calculator you go now press any of the variable buttons and you will see the data you just entered. Now let’s say that the payment is too high and you would like to extend the term of the loan to 120 months, it is very easy to do.
To do this just type 120 into your trusty calculator and press the N button and you have just extended the term to 10 years. Now let’s say that you want to have a payment of $150 per month even, which is also very easy to do. This is the tricky part… before entering 150 into the calculator you will need to change it to a negative 150 before placing it into your HP. If you press the N button you will find out that if you want to have a $150 monthly payment the loan term will need to be 92.80 months.
Also, don’t forget that the payment is going to be a negative number whenever you change it.


You can leave the Loan Amount empty and fill in the payment amount you can afford to determine the house value thata€™s realistic for you. While this calculator is quite flexible, if multiple fields are left blank when you click the find button, it will produce an error that will need cleared before it will work again. So if you have a loan for $9700 at 9.9% for five years and you would like to find out the monthly payment, then you can find it out easily using the HP 10bII calculator. So to find out the monthly payment, just press the PMT button and you should get -205.62, which is your monthly payment amount.
Press the PMT button and you will see that the new payment for the 10 year term is $127.65.
This will store the payment of $150 into your calculator so now you can see all the different variables stored in the calculator to arrive at your $150 monthly payment.




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