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Author: admin | Category: Calculatrice Pret Auto | Date: 07.04.2015

Our Savings Calculator is a free spreadsheet that is simple to use and much more powerful than most online calculators that you'll find. If you are comfortable with Excel, you can also use our Savings Calculator as a template and customize it to suit your own personal situation. A unique feature of this calculator is the option to select a random interest rate, to simulate fluctuation in the market.
The versions for OpenOffice and Google Spreadsheets were created using the simpler version of the calculator shown on the left. In the graph, the interest earned is the difference between the End Balance (blue line) and the Cumulative Interest (magenta line).
Caution: These spreadsheets and the content on this page is for illustrative and educational purposes only.

We also have a 401(k) Savings Calculator designed specifically for estimating the future value of a 401(k) savings account. It doesn't include the random interest rate feature, but you can manually enter different rates for each year in the interest rate column. The graph shows that until about 10 years, the majority of the balance is the cumulative amount I've invested rather than interest earned.
It also includes a yearly table that lets you add specific annual deposits that may be different from year to year. Try the Annuity Calculator if you are trying to figure out how much you may need at retirement. This simple to use Excel spreadsheet includes a table showing the interest earned each year.

I'm pretty sure that my tax return will be at least $1000 so I enter that in the Additional Annual Investments field. The screenshot below shows that my estimated savings balance after 30 years is about $134,500.

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