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Author: admin | Category: Auto Rate Calculator | Date: 03.03.2016

A growing percentage of Feds are either eagerly preparing for or nervously holding off retirement.  Which category do you fall into? The best retirement porridge comes from waiting just the right amount of time before digging in. Leave too soon, (too hot) risk suffering severe financial ruin during your retirement years.  A time in life in which you are LEAST prepared to recoup from financial catastrophe. Wait too long, (too cold) risk wasting years working, which could have been spent enjoying a hard earned (just right) retirement. But, one of the most puzzling things in the world today is that a Federal job is no longer, widely considered, a great career. So what happened?  Why are Federal Employees (who aren’t financially fit) looking to leave early when their porridge is still too hot?  Why aren’t the best and brightest, of the younger generations, lining up to become Federal Employees?  What took the luster off of federal employment? Constant attacks (by large media and elected officials) on federal employee integrity, work ethics and benefits.  Feds have become political badminton birdies.


The perception that federal employees are unappreciated by, the public, the media and Washington. Lack of trust, by the federal workforce, towards the leaders that control their current and future income, benefits and ultimately lifestyles.
Goldie is a Federal Employees that was looking to retire too soon.  She is 57 years old, 17 years of federal service, GS-11, golden hair and single.
How old will you be when you retire?  Under 55 (CSRS) or 57 (FERS) may be another red flag. Find out, if you are under 62, if you will qualify for the SSA supplemental (bridge) payment.
FERS employee look at your annual SSA benefits statement.  What would you receive at 62 and at full retirement? My preferred option is to look at all (necessary and reoccurring) expenses for the past year and divide that sum by 12.  That should give you a good idea what you need to initially survive retirement.


Randy Silvey is an industry leader in the decryption and education of federal retirement income benefits. This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License. If you are a fan of Fanta or orange frozen push-ups, you will very much enjoy the flavor of these cupcakes topped with a smooth orange-flavored icing to give it a wonderful orange taste in every bite. Bake at 350 degrees for about 15 minutes (or until toothpick comes out clean when inserted into the middle).



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