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Author: admin | Category: Calculatrice Pret Auto | Date: 27.04.2015

EmailThe fastest-growing community in the United States is The Villages, a Central Florida haven for retirees.
The Villages, an active retirement community in central Florida, features about 56,000 homes.
According to data released last week by the Census Bureau, The Villages saw its population rise 5.4 percent during the 12 months that ended July 1, 2014. If you are thinking about joining the crowd, here's what a local real estate professional and Villages expert estimates that it costs to be a resident there.
Ryan Erisman, author of "The Villages Florida Book," says the first thing people interested in the area want to know is "Can I afford it?" The official Village line on what it costs to live there is $1,039 a month, well within many couples' budgets, even those heavily reliant on Social Security.
About $1,013 of Erisman's number is for a mortgage on the typical Villages home, which, he says, sells for $200,000 but can rise to more than $1 million.
Erisman estimates that about 50 percent of buyers at The Villages mortgage their homes, at least until they sell another property. Average household income in 2012 in The Villages, according to Erisman, was $93,800 -- high compared to the median household income of $46,956 in Florida, according to the U.S. Besides the monthly costs, Erisman says that most people who move to The Villages also initially spend about $8,000 on things like a golf cart and painting their new homes.
In 2012, some 55,663 Villagers played at least one round of golf, for a total of 2,546,611 rounds played. The survival rate in The Villages for sudden cardiac arrest was 44 percent in 2012 -- about seven times the national average.

If you don't think The Villages is for you, check out these six theme-based retirement communities.
Please someone tell me the truth about the Villages is it as good as everyone said or is that a smoke screen! I've lived in The Villages for eight years and recalculated the monthly cost based on my experience.
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Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment.
This is a tough decision where you need to analyze not only the mortgage payment but all the others debts that you have every month.
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Since 2010, the population of the Villages has more than doubled from 51,442 to 114,350 in The Villages metro area -- 105,000 in The Villages itself -- mostly because of a brisk influx of older people moving from other parts of the country. We ask that you stay on topic, respect other people's opinions, and avoid profanity, offensive statements, and illegal content. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on certain links posted on this website. Please keep in mind that we reserve the right to (but are not obligated to) edit or delete your comments. Protect yourself using one of these tactics.Read moreMany taking advantage of low mortgage rates5 things that annoy us the most about credit cards7 works of art that sold for more than $100 millionFraud alerts vs. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.

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