Baby boomers are retiring at a rapid rate, and this could mean more job opportunities for anyone pursuing a career in information technology. As baby boomers move toward retirement, many companies are opting to have them help transition new IT professionals into their roles by providing training on how to use and maintain older technologies. According to CIO, many boomers will still try to find ways to stay involved with the industry after retirement because they love what they do. This rapid aging of the workforce is also coupled with fast-paced growth in information technology in general. This article is sponsored by Western Governors University, a nonprofit, accredited, online university. As the nation emerges from the Great Recession, which groups of Americans are faring the best when it comes to credit and debt and who is faring the worst? The study also analyzed in Metropolitan Statistical Areas (MSAs) to provide the 10 highest and 10 lowest credit scores for each generation across the nation. With an average credit score of 735, this generation not only has the best score, but also has the lowest average debt, low bankcard balances and lowest utilization, which means that with the few bankcards they have, they aren’t relying on them heavily, are making payments on time and may be paying those bills in full each month. When analyzing the best credit scores in MSAs throughout country, the top 10 scores range from 753 to 757 and all are attributed to this generation, with the Greatest Generation residents of Mankato, Minnesota, holding the top score (757) nationally. With the most bankcards of all the generations (2.66), this generation relies heavily on those cards, racking up the highest balances of all the generations.
When looking at all of Baby Boomers’ credit scores across the US, the Boomers in Mankato, Minnesota have the best average credit score of 743 and the Boomers in Greenwood, Mississippi, have the lowest average score of 641. This group has an average debt amount of $30,039 which is 7.7% higher than the national average and is the highest of all the generations.
Gen X residents in Fairbanks, Alaska have the highest average debt amount in the country, with an average of $36,150, and the highest utilization rate of 47%.
The highest credit scores for Gen X are in Minneapolis, Minnesota, with an average of 690 and the lowest belongs to the residents of Greenwood, Mississippi, at an average of 641. This group has the lowest average credit scores, is over-utilizing its bankcards and is beginning to develop bad credit habits, such as paying bills late. In Eureka, California, Millennials have the lowest average debt of their generation with only $18,751.
Michele Raneri, VP of analytics at Experian, says Millennials need the most guidance to improve and build their overall credit health.
Millennials Are Not a One Size Fits All Group Gaining Millennials’ trust is essential for long-term survival.
Baby boomers came of age in an era of unprecedented sexual freedom, when the birth control pill allowed women to control their fertility and sex talk became less taboo. The research came out of a small focus group in Florida, so more work is needed to find out how comfortable the baby boom generation as a whole is with talking about sex. The idea, Morton said, was to talk with the women about dating, sex and sexual health to help identify areas for future study. The women in the focus group, however, tended to be well-aware of the need for protection during sex. Despite this take-charge attitude, several women expressed anxiety about bringing up sexual health issues with their doctors. The findings suggest that doctors need to be more proactive in talking with their older patients about sex, Morton said.
Welcome to the new world order: where straight, white, baby boomer men are slowly becoming less and less of the overwhelming majority when it comes to positions of political power and leadership globally. In March 2014 Paris elected its first female mayor Anne Hidalgo, and the race itself was between two women, another first. She was representing the anti-establishment Five Star Movement party (M5S), and becomes the iconic city’s first female mayor. Her victory isn’t just said to be a win for women, but for a new generation of politically-minded people who are sick of the corrupt establishment parties that still hold considerable power throughout Italy.
In her victory speech, Virginia said the result was beyond her expectation, taking her from a relatively unknown lawyer to arguably one of the nation’s most well-known political leaders.
The Five Star Movement are a party to watch in Italy, especially since they only formed 7 years ago by comedian Beppe Grillo. This is the first time they have won power in a couple of major cities, after winning a handful of medium-sized towns in the past.
Virginia will inherit a city that has over $15 billion in debt, with crumbling infrastructure and a housing crisis. Her main campaign promise was to battle the corruption of what is known as the “mafia capitale” scandal, where city hall officials were caught stealing millions from the state which has led to a proliferation of some of the city’s public services. And of course there is the typical misogyny the women will have to face, given that female leadership is still a relatively new phenomenon.
But with the new era of leadership also comes the voicing of disdain toward these outdated types of comments.
Italian women may face opposition, but they are no stranger to hard work and proving the naysayers wrong. When we see women being elected to positions of power, and political leadership around the world becoming more diverse than ever before, it gives us hope for real change in the future.
Boomer women have been a force for change since the 60s, so we can talk openly about this subject and others. There was a bond among the five of us who went through the journey together. We were forever changed in mind, body, and spirit. The Taos Institute, the publishers of the book, kindly provided a copy of 70Candles! for a giveaway. My BFF L and I went to a special preview of this grownup chick flick this week, which opens nationwide March 18th.
Sally Field does a superb job as the eccentric, ever-single Doris, who works as an administrative assistant at a design firm by day and goes home alone to her Staten Island stuff-filled home each night.
This week I spoke with Ann Hoffman Ruffner, founder of Wayfinding Women, a connecting, coaching and travel company for women.
In addition to my 30 years as a therapist, I have 20+ years of extensive leadership experience as an educator and administrator in mental health.


During one of these getaways in 2011, we began talking about how we wished to share this experience with other women, to create trips that would allow them to feel all the joy we do from friendship, travel and time to reflect. I’m back from the gym and finished my aerobic exercise with 20 minutes on the elliptical.
November is National Family Caregivers Month, a time to be especially kind to those who care for aging family members.
Known for its moisturizing properties, the borage herb (borago officinalis) grows wild throughout the Mediterranean.
Education reporter Jenna Johnson introduces you to ambitious student leaders, journalists, activists, interns and newsmakers from colleges across the country. Okay, there's an SAT test scheduled for Saturday, so let's start off with a practice question. Those over the age of ------- might need to sign up for a sex ed class, because a new University of Indiana study found that group has the ------- rates of condom use.
University of Indiana sexual health researchers surveyed 5,865 adolescents and adults, ages 14 to 94, about their sex lives, favorite acts and condom use -- one of the most comprehensive studies on the topic in almost two decades, according to a university press release. You seem to be drawing the conclusion that older people don't know to use condoms or the risks of not using condoms, but not using condoms doesn't inherently mean unsafe sex or lack of information.
Well, that's because A) baby boomers are either likely to be less sexually active than teenagers, and thus do not need to use a condom, or are more likely to be in committed relationships where condom use is no longer necessary. The over-40 contingent will include tons of women who can't have kids and don't need birth control, and includes a higher ratio of people in committed relationships to people not, so the STD risk is also lower. Researchers point to myriad factors contributing to the rise in STD instances, among them a high midlife divorce rate and the ease of finding dates online. I did this purposely to demonstrate how distracting and detrimental bad grammar is in effective communication.
A friendly Monday Public Safety survey describing the sexual activities of Americans as old as 94 and as young as 14 found that, surprise, no one has safer sex than teens. Approximately 10,000 people in the United States turn 65 every year, and that trend will continue through 2030. However, anyone earning an IT degree should be prepared for more full-time job openings as more and more boomers turn 65 each year.
According to the Bureau of Labor Statistics, employment in the IT industry is expected to grow at an average annual rate of 6.1 percent.
But with higher utilization compared to their card limits, higher incidences of late payments, and a total overall debt load totaling averaging $23,332, it seems this generation is not entering learning positive credit behaviors.
You can check out a city-by-city and state-by-state comparison of credit scores at an interactive website Experian maintains (hint: states in the north like Minnesota and Wisconsin are best, while states in the south like Louisiana, Mississippi and Texas are worst). The lowest score for this generation belongs to the residents of Laredo, Texas, with a score of 692.
Even with the high balances, this group has an average utilization percentage and low incidence of late payments.
Not only is their debt high, but it seems they are using their cards much more and may not be paying those debts off or on time as they have the highest occurrence of late payments (0.60) that has ultimately resulted in their average credit score of 653, which is 28 points lower than the national average.
Brands that build engaging, personal banking relationships will win a larger share of spending power. But a new study finds that older women may still struggle with bringing up sex in the doctor's office. One woman said she was embarrassed to see her doctor about a yeast infection, because she knew he also treated her ex-husband and was afraid of what the physician might think. She and her colleagues are now developing survey-based studies that can gather information from a larger sample of older adults to find out whether the focus group women were representative of their demographic.
She covers the world of human and animal behavior, as well as paleontology and other science topics. Here in the US it is an exciting as well as tumultuous time as we wait to see if the country will elect Hillary Clinton as the first female president, but in the meantime, there are numerous female heads of state who have been democratically elected around the world. But it’s not just the highest levels of political office that are seeing great shift in the balance of power. More recently, London elected Sadiq Khan as their new Mayor in a landslide victory, making him the most powerful Muslim politician in all of Europe. Virginia captured 67% of the vote, which was a major blow to her opponent Roberto Giachetti from the Democratic Party (PD), who was backed by Italian Prime Minister Matteo Renzi, also of the PD. We have the possibility to build a new urban community, but above all we have a duty to heal a city which has been deeply injured,” she said in a speech after her win.
He founded the party after tapping into the major economical discontent brought about after the crash of 2008.
Rome hasn’t had a mayor for 8 months, adding to the disarray already felt by its citizens, after former mayor and PD member Ignazio Marino quit due to a financial scandal. Former Prime Minister Silvio Berlusconi reportedly refused to support the leading right-wing candidate, claiming her pregnancy made her unfit for public office. The president of the lower house of parliament, Laura Boldrini, who has suffered misogynistic insults and threats of rape during her political career, celebrated the victories of both Virginia and Ciara. Congratulations and good luck with your work to mayors Virginia Raggi and Chiara Appendino,” she wrote on Twitter. Many people are familiar with Licia Ronzulli, the Italian Member of the European Parliament who has been bringing her young daughter with her into parliamentary sessions since 2010. We are eager to see what Virginia Raggi and Chiara Appendino will do in their new positions.
Do you remember how her character Annemarie moved from her hometown of Brewster, New York to NYC? I was overwhelmed with gratitude for all that I had accomplished during the past 16 months of YTT200 training at Lourdes Institute of Wholistic Studies in Camden, NJ. Jane mentioned a blog called 70Candles!, with stories from women in their 70s, and a book by the same title written by bloggers (and now authors) Jane Giddan and Ellen Cole. Their wisdom about positive aging is very inspiring for baby boomer women who are following in their footsteps. Women Thriving in Their 8th Decade, is a compilation from the conversations that Jane and Ellen had during gatherings with women of this era and from many of the women who contributed to their blog.


Be sure to enter the Rafflecopter below and leave a comment on how you intend to stay vibrant during your second act. It’s been said that women of a certain age fade into the woodwork or fall out of favor as they age. Ann shared her own post 50 transformation journey with me and discussed how she is empowering  women worldwide to realize their dreams, live joyfully, and positively transform their world. I decided I wanted to create joyful experiences of connectedness where women are inspired and supported to discover and celebrate their gifts and purposes to better serve themselves and the world. These getaways helped us manage the demands of our hectic lives by allowing us to recharge, connect with one another, and reconnect with the truest version of ourselves. Henry Lodge (also know as Harry) and Chris Crowley, authors of the Younger Next Year series would be proud.
Many of those who are family caregivers are boomer women, sandwiched between the needs of their parents and their own kids.
Borage seed oil is rich in the skin-nourishing fatty acid gamma linolenic acid (GLA) and has been used for centuries to help soothe and calm skin discomforts like dryness, itchiness, and redness.
Needless to say, they learned lots of interesting things: * When having intercourse, condoms are used one out of four times.
From 1996 to 2003, total cases of chlamydia, genital herpes, gonorrhea, syphilis and genital warts among people over 45 increased 127%, from 344 cases in 1996 to 780 in 2003.
According to a study from Georgetown University, this means that 31 million jobs will open up as baby boomers retire.
In the case of IT, veteran workers are still relied upon to help run critical systems on somewhat dated technology, according to CIO. This rapidly outpaces similar professional, scientific and technical industries, as well as the economy as a whole.
They are managing their debts well and have maintained a higher-than- average credit score of 700. Others said that their doctors never asked them about sexual health or volunteered any information. Ideally, those surveys will help uncover why women struggle with bringing up sex topics with their doctors, Morton said. Stephanie has a Bachelor of Arts in psychology from the University of South Carolina and a graduate certificate in science communication from the University of California, Santa Cruz. At local mayoral levels we are seeing a more diverse representation of the population they serve. And just this week, Italy gets to celebrate a couple of major victories of its own, most notably electing 37 year old Virginia Raggi as the new mayor of Rome. Chiara Appendino, 31, is also a member of Five Star Movement, and clinched 55% of the votes against her PD rival. She has sparked many discussions around the role of mothers in the workforce, and has added this issue to her own work.
There’s a crisis that’s about to happen in the coming years that none of the presidential candidates are talking about. It’s great to know that there is much to look forward to into our 70s, 80s, 90s, and maybe 100s! Unlike her brother who married and had a family, Doris remained a caregiver to her mom during her entire adult life. For the past 8 years, I have served as president of this organization, leading the collaborative of 30+ organizations from the SW Ohio and Northern Kentucky region in educating our communities and reducing the stigma surrounding mental illness as well as increasing awareness and understanding of suicide prevention.
We were reading Finding Your Way in a Wild New World by Martha Beck, a Harvard professor turned life coach (and made famous by Oprah). For many months, I visited him in the hospital each evening, driving a long distance after a full day of work, then home to make dinner for my son, leaving little time to rest, and start the routine all over again.
Yet when she became ill at 89 and we had to give care from afar (since mom lived in Florida and N and I lived in the northeast), it became quite difficult.  We decided it was best for mom to move into an assisted living environment where she would have the ongoing care she needed.
Through her website, she offers advice, information, inspiration, and resources to boomers who are pursuing startups at 50+.
Yup, those over 40 -- let's call them baby boomers and ignore the fact that they are also probably your parents -- are least likely to use condoms. Assume everyone you sleep with is loaded with STDs until you can conclusively prove otherwise.
Maybe some would say that married people shouldn't trust their spouses and still worry about STDs, but you need to look at more than age alone to come to a true conclusion about condom use and what it means about different generations. Rates of STDs increased in patients under age 45 as well, by 97%, during the same time period. However, many have been relegated to part-time or consultancy positions, which opens up opportunities for those who are new to the IT field.
And high rates of sexually transmitted infections (STIs) in retirement communities suggest that older adults aren't always aware of the need for protection once the risk of pregnancy is past, said Cynthia Morton, a professor of advertising who specializes in health communication at the University of Florida.
We related to her holistic approach and concepts of “Wordlessness” and “Oneness.” It spoke of the ancient art of “wayfinding” and seemed to call me to a new purpose. Just the other day I noticed another two vertical wrinkles above my third eye – not a pretty sight. For the sentences that did include subjects and verbs, I rarely saw the two components agree.
They asked me to share their news with you so I thought I’d tackle the topic head on. Sharon Lee, a Kansas City, Mo., family physician and medical director of HIV Wisdom for Older Women.
Instead of wasting your time arguing on this website, go back to school and learn how to write.



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