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Author: admin, 30.12.2014. Category: Quote About Positive Thinking

A positive working environment will help improve the overall productivity rate, create happier workers, improve morale and help to lower the overall turnover rate. No matter how good someone is there will be mistakes made, and this is just a part of working with other people. Most companies are split up into multiple different teams, and fostering team spirit within these areas is a great way to improve the work environment. On behalf of Creative Safety Supply based in Portland, OR, I strive to provide helpful information to create safer and more efficient industrial work environments.
Whether you are starting a new business or expanding an existing one, you need funds to get things moving.
SBA is a federal agency dedicated to assisting small entrepreneurs improve their small businesses, make the most of contracting opportunities, and gain greater access to small business loans.
It is this guarantee that induces more banks to lend businesses money even if they don’t fit the credit criteria.
Nevertheless, as most small businesses desire an SBA loan, it is quite useful to know what steps you have to complete to apply for one. Before you begin with the application process, find out about the various loan types operated by SBA. The 7a Express Loans are quite similar to the standard 7a loans, but offer a faster application process. Finally, the Disaster Loans a€” as the name suggests a€” are targeted at businesses damaged by a disaster in a disaster area.
The first thing you need to do is find out whether or not your business is eligible for a loan program. When you visit banks, you should find out their total SBA loan volume and also if they participate in the SBA Preferred Lender Program.
It’s always recommended to find a bank that deals regularly with SBA loans as they are more likely to have a proper application process in place. Once you have a received formal proposal from the bank youa€™ve chosen, you should quickly get all your paperwork done.
You must remember that SBA has a rather comprehensive document checklist, which you can find here. In addition to all the important documents, SBA expects you to provide a simple and direct cover letter that clearly explains who you are, what your business background is, and the nature of your business, the amount and purpose of your loan request, your requested terms of repayment, how the funds will benefit your business, and how you will repay it. If you complete the documentation process correctly, chances of your loan getting approved quickly increase.
Once you have filled out all the forms and organized your paperwork, you need to meet with the bank to finalize your application. While ita€™s true that applying for an SBA loan is both a time-consuming and complex affair, you can save both time and money by getting yourself organized.
Microsoft (NASDAQ:MSFT) is taking on startups such as Canva and Adobe Spark Post with a new app called Sprightly. The app provides a handful of templates to choose from and you can as well customize them with your business information and photos. Although it doesna€™t offer a huge room for creativity, you still get really good-looking end products with minimal work.
While Sprightly is remarkably similar in concept to Canva and Adobe Spark, it has a narrower focus.
Its predecessors have grown to be quite popular with social media managers who need a quick and easy way to create graphics that they can use on various social media sites. Sprightly, on the other hand, also aims at democratizing design, but it specifically targets small business owners who are looking to intensify their online campaigns. Therea€™s the guy who always tries to set it five degrees warmer than everyone else likes it. Comfy just closed on a $12 million round of venture funding led by Emergence Capital, along with CBRE and Microsoft Ventures.
While Comfy says it can work with most forced air HVAC systems, those savings are likely to be more pronounced when it comes to larger office spaces with lots of employees or separate spaces. Aside from that, the company also claims that by using an app that takes every employeea€™s habits and preferences into account, it can also lead to higher employee satisfaction and productivity.
People spend loads of time watching YouTube videos, whether to discover something new or just as a way to pass the time. That makes YouTube a prime venue for small businesses to consider running video ads, and many do. Small businesses can create a YouTube video in one of two ways: directly from their iPhone using the app or by contacting Google, which brings in a professional videographer to shoot and edit the video free of charge. Director requires no video production or editing experience, and many small businesses are already using it, with positive results.
Lovell’s video drove a 73 percent increase in ad recall among target customers on YouTube and a 56 percent lift in brand awareness, YouTube claims.
Other examples of small businesses that used Director to create ads include Nadia Geller Market, The Dog CafeA and The Juicy Leaf, all based in Los Angeles, according to the announcement. Those cities thus far include Atlanta, Boston, Chicago, Los Angeles, San Francisco and Washington D.C. Business owners in these communities who advertise on YouTube can request that Google send a professional filmmaker to their location to shoot and edit a video ad for free. All Google requires is that the business owner spend $150 on advertising on YouTube over any time period. Once you download and open the app, which you can do from the iTunesApp Store, you choose from more than 100 templates designed for different verticals: retail, restaurants, healthcare and others.
The templates, developed by professional filmmakers, include shot by shot guidance on how to make a video, walking users through each part of the process.
The app then stitches the different video segments together and allows for customization, such as the inclusion of background music or further editing. Affordability, simplicity and ease of use are the primary benefits to using YouTube Director, Google says. Online business community Alignable has expanded its digital resource base with the launch of a dynamic new content hub. Main Street Insights has been designed to complement Alignablea€™s extensive social network of local business owners by providing users with a diverse range of useful market data, service reviews and industry tips.
Launched at the end of May, Main Street Insights not only enables the experts at Alignable to publish content addressing common business questions and concerns — but it also provides members of the online community with a public forum with which to draft and share stories about their own business experiences. As a result, Chief Marketing Officer Dan Slagen says that Main Street Insights will inevitably prove to be a crucial content resource for businesses of all shapes and sizes.
The new digital space also highlights the most intriguing forum debates happening elsewhere in the Alignable world. The concept behind Main Street Insights certainly slots in well with Alignablea€™s current range of offerings.
Since its launch in 2012, the Boston-based social network has grown by leaps and bounds for one simple reason: it shuns clickbait and time-wasting business content in order to help local businesses forge genuine connections with purpose.
According to a NerdWallet study in 2015, which is the last time this data was collected, the top cities for young business dona€™t just include the big names like New York and San Francisco. A big part of the reason the Austin area, which has the 11thA largest population in the U.S.
The San Francisco area of California offers young entrepreneurs the chance to live in a community with plenty of other successful and educated individuals.
In this city, young entrepreneurs enjoy a high small business loan rate along with a high percentage of young people. The Denver area, which ranks 23rdA in terms of overall population, also offers a high small business loan rate, with $14,648,482 in SBA loans per 100,000 residents. The area around the Twin Cities offers a lower-than-average unemployment rate, at just 3.1A percent.
Another community with a workforce and potential customers with disposable income, the Seattle area is ranked number six in terms of median earnings, at $55,123, and 22ndA in terms of general population.
In Madison, which ranks 82ndA in terms of overall population, residents enjoy an unemployment rate of just 2.7A percent. Another community where entrepreneurs can enjoy a Texas-style business friendly atmosphere, Midland boasts a rate of 2.9 small businesses per 100 residents.
With the median earnings rate at $60,168, the Boston-Cambridge-Newton population is the third most highly paid in the country.
Fargo might not sound like the most hip place for young people to start their businesses, but with an unemployment rate of just 2.1A percent, ita€™s got a thriving economy and plenty of opportunity for young entrepreneurs to build successful companies. If youa€™re like most entrepreneurs, youa€™ve probably spent tons of time reading blog posts, watching videos, listening to marketing podcasts and praying for a larger audience. But for some reason, you just dona€™t seem to be connecting with your audience the way you would like to. In this article, Ia€™m going to outline seven different traits that your brand needs to have.
Nowadays, people have a lot of choice in most fields about where they want to spend their money, and often the only thing that may differentiate you from competitors is your sense of mission. Make sure that, regardless of what size your business is, that all of the leadership from top to bottom is on board with being flexible.
People hate it when other people are inconsistent and unpredictable, when they say one thing, then change their minds and say another. In addition, be sure that your company a€?walks the talka€? and that your actions are in line with your goals. In order to appear like human beings behind a company, instead of faceless automatons, it’s important to have a story behind your business.
You will have many stories you will need to manage, from the one you tell about your mission, to the stories that you release to the media. Part of getting the attention of your customers these days is to make your marketing strategies engaging and interactive.

Make posts about different events and stories that have to do with your brand, and even comment and a€?likea€? the posts of the people who are following you. These are just a few traits of some of the more successful brands, and the main overall idea to keep in mind is that people just want to be able to relate to a company before they buy. The survey conducted by GoDaddy and Alignable reveals five top obstacles to a business’s online success. According to the study, more than 51 percent of small businesses hire a professional Web designer to build their website. Free website builders provide all the basic tools small businesses need to get up and running in no time, the study says. An extremely interesting finding of the study is that 91 percent of small businesses are looking for more opportunities to generate revenue from their website. Easy-to-use ecommerce site builders and online marketplaces like Etsy are making it easier for businesses to reach more customers. For the study, GoDaddy and Alignable surveyed more than 100,000 small business owners in North America. Boston-based Alignable is a social network for local businesses to generate trusted referrals.
Selling handmade jewelry isna€™t as easy as just throwing some beads on a string and throwing a product listing up online. When it comes to selling handmade jewelry, especially on ecommerce platforms like Etsy, there are a few general tips you can use to make sure that your shop is a success. Before you ever get around to selling handmade jewelry, you need to truly master the art of actually making jewelry.
Once you make your items, youa€™ll need to photograph them so that your customers can see what your pieces look like before they buy. When creating the actual listings for your handmade jewelry, there are several different things that need to be included. Once you have your jewelry made, listed and ready for shipping, ita€™s time for you to reach out to your target customers.
As soon as you begin using a unique and distinctive name in commerce, you enjoy a€?common law rights of first use.a€? This means you get some level of brand protection even without formally registering a trademark. The benefits are for both the employees and the company itself which is why it is so essential for managers and others on the leadership team to take an active approach to creating a positive working environment. These are many different ways companies can help encourage these types of positive changes. If the management and leadership are not conducting themselves in a way which has a positive impact on the workplace, nobody else will either.
Rather than focusing on any negative things that go on at work it is better to quickly address the issue and move on. Most people don’t even realize when they have been misunderstood and just believe that the other parties are either incompetent or out to get them.
When done properly there can be friendly competition between teams, which helps strengthen the workplace environment. Even when there is a disagreement it is possible to work it out without becoming disrespectful.
My knowledge base focuses primarily on practices such as 5S, Six Sigma, Kaizen, and the Lean mindset. One of the most reliable and highly recommended sources of loans for small businesses is the U.S.
It is still worth noting that procuring an SBA loan is a lengthy and complex process at several banks. You may talk to an SBA officer at a bank to review the various programs and determine which one fits your requirements. For the 7a Loan Program, your business should operate for profit, be small as defined by SBA, have reasonable equity, and be able to show a need for the loan proceed, among others.
If youa€™re not too sure about this, you may visit this page here to find local SBA lenders, and sort them on the basis of proximity or loan volume.
A good tip is to start assembling all the documents early, so that you don’t waste precious time. Make sure you double check all the documents you are submitting and get all your queries answered by the loan officer, who has both experience and expertise to guide you in the right direction. This is the underwriting stage in which your bank will thoroughly analyze all the information you have provided to approve or decline your application. The app allows you to instantly create professional-looking fliers, detailed catalogs, and beautiful posters right from your iPhone. The two apps also come in handy as they are cheaper to use when compared to hiring a pro designer. This is why some of its templates includes those that retailers would find useful, including tools to create product collages, coupons, catalog pages, price lists, among other things. The Android version was launched earlier this year and now the company is promising an expanded collection of templates, styles and colors with the iOS debut. Your goal is specifically to get there before your co-workers who like to set the temperature especially hot or cold. And maybe you even have a few team members who like to turn the office into an arctic tundra. Comfy is an app that allows all employees or building occupants to have a say in the temperature around their cubicle or workspace — without having them just change the thermostat for the entire office to one extreme or another. The company plans to use the funding to build its team and develop new features and functionality to better serve clients going forward.
Then they can use the app to request warmer or cooler temperatures in the area where they work.
The system works best with variable air volume systems that are managed with direct digital controls. Youa€™ll need to contact the company for a custom quote and also make sure that your HVAC system will work with Comfy. The company estimates it can reduce HVAC costs by around 20 percent, likely because it prevents employees with extreme preferences from constantly playing the back-and-forth game with the thermostat. If you’re working at home by yourself, you already have the ability to set the thermostat to the temperature you like and not have to worry about going back and forth or setting different temperatures in different parts of the office.
The site has claimed aA 50 percent growth in watch timeA annually for the last three consecutive years. A third way pertains to app developers exclusively, so it’s not applicable to most small businesses. Lovell used Director to shoot and edit a video ad, upload it to YouTube and work with an AdWords expert to run a campaign. And Google says it plans to expand that service to additional communities in the coming months. To do so, the app pulls existing assets (logo and app screenshots) together from the app page in the App Store or Google Play Store to create the video. They provide listeners with a rare glimpse into the body and soul of an up-and-coming entrepreneur — starting with their childhood and early career, before delving into their latest venture and the challenges theya€™ve been forced to overcome. Sharp discussions on social media marketing, management operations and human resources affordA readers an opportunity to weigh the pros and cons of small business strategy in order to make their own minds up about how to move forward.
To develop the top ten list, NerdWallet took several different factors into consideration, including the population of people between 25 and 34, the education level, cost of living and more. Salt Lake City has the second highest SBA loan rate in the country, with $21,590,164 in SBA loans per 100,000 residents. The young, active community in Denver also offers a fairly educated workforce, which may also lead to potential networking or partnership opportunities for young entrepreneurs.
So young entrepreneurs who choose the area can enjoy a thriving economy as well as a community made up of potential customers with access to disposable income. The community also has a high percentage of young people, with 16A percentA falling between the ages of 25 and 34.
And with 16.9A percentA of the citya€™s population falling between 25 and 34, it has a community full of young professionals, which could offer young entrepreneurs plenty of collaboration and partnership opportunities. And straddling Massachusetts and New Hampshire, it has the 21stA largest population in the U.S.
In addition, residents between the ages of 25 and 34 make up 16.3A percentA of Fargoa€™s population. And youa€™re probably wishing you could get more engagement from the audience that you do have. If you want more engagement with those you wish to do business with, you have to build the strongest brand in your space.
If you can get your brand to embody these traits, then you will enjoy a much better connection with your audience. For example, if you are a coffee shop that focuses on using only sustainable ingredients, you might tell post infographics on your social media accounts, You might print facts about the rainforest on your cups.
Chances are, much of the criticism aimed their way was about how they were a€?wishy-washya€? or hypocritical. If you don’t stick to one main idea, people will lose the feeling of trust and consistency that they associate with your brand very quickly. Their core mission is to produce happiness, and this reflects very clearly in the way they treat their customers and employees. Storytelling is what will breed a feeling of true familiarity, and it is remarkably effective at generating trust. Having stories to associate with your brand makes it stick in the mind of your customer more permanently.
But achieving online success in this increasingly competitive space is a huge challenge, a new study has found.
About 26 percent of businesses use DIY Web builders like Wix, GoDaddy Website Builder and Squarespace.

On the other hand, 40 percent of businesses are creating and sharing content via blogs less than once a month. A key step to growing your business involves enabling users to make purchases from your website. Even if youa€™re great at building and marketing a shop, you arena€™t likely to have sustained success if your products are only so-so. When it comes to jewelry, there are plenty of different creative ways to showcase your pieces.
To come up with a reasonable price for each item, you need to account for the cost of the supplies that you used, the work you put in and any profit youa€™d like to make.
For example, you should list the materials and supplies that you used to create each piece, along with the size and exact measurements. So after youa€™ve completed your pieces, you need to come up with a way to protect them throughout the process of selling them. Your exact marketing strategy can vary depending on the style of your pieces and your target audience.
Is it just for large corporations or is it something that could benefit your small business? A trademark is a word, phrase, symbol or design (or a combination of any of these) that identifies the source of a product or service and distinguishes it from competitors. In addition, when you incorporate or form an LLC, this registers your business name in your state; no other business can incorporate or form an LLC in your state with your same name.
Whether it is in an office environment or a manufacturing facility or any other type of work, it is important to do everything possible to have a positive workplace. The important thing when taking steps to improve the workplace environment is to make sure the changes are directed toward the employees and their wants and needs, not just what the management team would like them to be.
When things are done exceptionally well, however, make sure to focus on this and share it with others. Encourage the entire company to work together as one team is also a great way to improve the way things are done and help people across division lines to get to know each other better.
By recognizing that everyone is there to do a good job it is easier to overcome obstacles and conflict in a positive and productive way.
I believe in being proactive and that for positive change to happen, we must be willing to be transparent and actively seek out areas in need of improvement. SBA guarantees a percentage of those loans to the banks, so financial institutions have more reasons to lend money to businesses. You no longer need a designer or any designing experience to create eye-catching content for your business. And all the back and forth switching between various temps can really drive up your officea€™s energy costs. The app collects that data and combines it with regular patterns and routine preferences of each user to come up with a temperature plan thata€™s most likely to keep everyone comfortable, happy and productive. If employees are actually comfortable in their workspace, rather than having to deal with their co-workersa€™ varying temperature preferences throughout the day, they can spend more of their energy and focus on their actual work-related tasks. The city or community in which you decide to start your business can make all the difference.
And its percentage of residents with a bachelora€™s degree falls at 45.9A percent, which puts it at fourth place in that category. And with 16.3A percentA of its population falling between the ages of 25 and 34, therea€™s a lot of potential networking opportunities along with an available workforce of young professionals.
They may not be aware of it, but prospects are looking for some motivating factor that they have in common with you. For example, Apple consistently makes big money in the saturated electronics field simply because they are able to brand their products as unique. Their customer service is known to be some of the best in the business, and this is why they have so many repeat customers.
If a brand is too hard to figure out, your potential customers will merely ignore you, and that’s the worst that can happen. Because of this, it’s a great idea to exploit social media as much as you can and interact with your audience.
Allow your brand to become part of their routine and their identity, and you may just have a customer for life.
Get an idea for the best materials to use and the best methods to make jewelry items that are unique and fit with your branda€™s style. However, ita€™s usually a good idea to get at least one or two photos of each item on a simple background so that customers can see your items clearly.
When selling on Etsy, ita€™s also important that you account for Etsy fees, shipping costs and various other expenses you might incur while running your business.
Since customers cana€™t touch and try on your items if theya€™re shopping on Etsy, you need to give them as much information as possible to make sure that theya€™re comfortable with their purchases. But social media can be a great way to reach out to handmade jewelry buyers, especially visually oriented platforms like Facebook and Instagram.
Therea€™s no single right answer to the question if you need a trademark or not, but this article will discuss all the key aspects of trademarking to help you decide if ita€™s time to trademark your company or product name. Corrective action should always be done in private, but rewarding positive behavior should be done in public so everyone can benefit.
When people in a company respect each other they can accomplish far more than would otherwise be possible. An organized, safe, and well-planned work space leads to increased productivity, quality products and happier workplace.
But throughout the day, that doesna€™t stop others from heading over to change it to fit their specific preferences. Employees can even get an immediate stream of warm or cool air in the area around their workspace right after updating preferences in the app. But the cities you might immediately think of when choosing a business location may not be the best choices for young entrepreneurs.
San Francisco is just 14thA in terms of general population, but the other cities around it add to its feel of being a much larger metropolitan area. Salt Lake Citya€™s general population doesna€™t fall within the top 100 largest cities in the country, so it could be a good choice for those young entrepreneurs who want more of a small town feel.
So if you choose Madison to start or relocate your business, you can enjoy an educated workforce and thriving local economy. You might also consider taking photos of your jewelry on a model so that people can see what they might look like when theya€™re actually being worn. You can also browse through other similar items on Etsy to get an idea for the market for your type of jewelry, though you shouldna€™t only price your items based on what other shops are charging. Aside from sizing and materials, you can also include your shop policies in the listing and any care instructions customers might need in order to keep their jewelry purchases undamaged.
And then you need to also come up with a shipping system that will keep your items protected while theya€™re on their way to your customers. In addition, Etsy offers some options to boost the visibility of your listings for a small fee.
But the data collected also determines the best way to manage your officea€™s heating and cooling over time.
Paul rank 47thA and 66thA respectively in overall population, so the community as a whole offers a large population without the expense or hassle of huge cities.
Observe old brands like Coke that have struggled dealing with a changing landscape in the past.
You want to present a mission that they can get behind and even create a community that they can feel like they’re a part of.
Shoot for a simplicity similar to this in order to help your customers remember you better. You can make beaded necklaces, clay pendants, glass-blown beads, wire earrings or any number of other pieces. Bubble wrap, small boxes and other protective items can be helpful in ensuring safe shipping. And you can even work on improving the SEO of your shop and listings so that your items are more likely to show up in Etsy and Google searches. This is permissible because the two companies are operating in entirely different industries and capacities.
Bureau of Labor statistics and more, 17.5A percentA of Austina€™s population falls between the ages of 25 and 34. Of course, you can offer several different items for sale in your handmade jewelry shop, but it can be beneficial to develop a specific style so that customers know your pieces when they see them. For example, you can put a pair of earrings next to a quarter to show the comparison, since everyone knows how large a quarter is. However, you should also have policies in place for those rare occasions when something does get damaged or lost. Ita€™s very unlikely that anyone would ever confuse the two companies when shopping for running shoes. So play around with some different methods and find a style that you enjoy making and will allow you to craft high quality pieces.
Decide whether youa€™ll accept refunds or exchanges, and if customers will need to meet certain guidelines in order to get their items replaced.

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