How to start a home based event planning business pdf,how to get twitter on phone,positive thought research questions,keys to writing a book 2014 - PDF 2016

Author: admin, 30.06.2015. Category: Positive Quote Of The Day

WASHINGTON a€” For the fourth consecutive summer, teen employment has stayed anchored around record lows, prompting experts to fear that a generation of youth is likely to be economically stunted with lower earnings and opportunities in years ahead.
The trend is all the more striking given that the overall unemployment rate has steadily dropped, to 7.4 percent in August. Summer is traditionally the peak period of employment for teens as they are off from school and get their first brush with employment and the responsibilities that come with it. The picture these teen employment statistics provide looks even worse when viewed through the complex prism of race. One of the more surprising findings of Suma€™s research is that teens whose parents were wealthy were more likely to have a job than those whose parents had less income. That finding is important because a plethora of research shows that teens who work do better in a wide range of social and economic indicators. The teen employment numbers are calculated from the Current Population Surveys, carried out by the Census Bureau for the Labor Departmenta€™s Bureau of Labor Statistics. Unemployment data is calculated in a different fashion, and while it tells a similar story of hardship for teens, it is not considered by researchers to be as accurate as the employment data because it underestimates the severity of the slow economy.
The weak employment numbers sometimes prompt a mistaken narrative that younger workers are just staying in college longer rather than entering the workforce, or are going on to graduate school given the impaired jobs market. Even before the economic crisis exploded in the summer of 2008, workers ages 16 to 19 made up a declining share of the overall workforce, in part because of a decades-long climb in college enrollment, and in part because universities now place less importance on work and more on life experiences and community service. But most of this decline in youth in the workforce is thought to be the result of the severe economic crisis and its aftermath, with older workers taking the jobs of teens. It is pretty well established that a tax increase, especially an income tax increase, will have an immediate negative effect on the economy, with a multiplier of between 1 and 3 depending upon whose research you accept. Last week, I noted at the beginning of the letter that an unintended consequence of Obamacare is a rather dramatic rise in the number of temporary versus full-time jobs.
Fewer than one in four Americans have enough money in their savings account to cover at least six months of expenses, enough to help cushion the blow of a job loss, medical emergency or some other unexpected event, according to the survey of 1,000 adults. It wasna€™t so long ago that David Hutchinson spent a month sleeping under a bridge while his wife and young daughter spent their nights at a domestic violence shelter. Based on the list below, we would describe the United States as a service based nation of aging, vain, obese, shallow, financially illiterate boobs with bad skin and muscle aches, who love sports and entertainment, but cana€™t understand each other, and are addicted to their oil based suburban sprawl debt financed lifestyles.
Many occupations with extreme job growth in the past few years owe at least part of their growth to the changing demographics of the United States. An aging population also has driven job growth in many occupations that are not directly related to retirement planning and care. The growing Hispanic population, in conjunction with expanding international trade, are also factors behind the rising number of interpreters and translators, according to the BLS and Kohli. Personal care aides are in extremely high demand as the baby boom generation ages and the number of elderly Americans rises. The increased number of aging baby boomers approaching retirement and looking to manage their savings and assets has been one of the main drivers behind the growth in personal financial advisor jobs. The number of coaches and scouts rose from less than 100,000 in 2002 to more than 200,000 in 2012. The reason for the growth in massage therapists jobs has been a rise in the number of spas and massage clinics, according to the BLS. As international trade expands and globalization continues, the need for interpreters and translators should continue to rise, according to the BLS.
Petroleum engineers are some of the highest paid workers in the nation, with a median wage that exceeded $130,000 in 2012. No occupation has grown faster than service unit operators working in natural resources extraction, where the number of workers jumped from just over 12,000 in 2002 to more than 57,000 in 2012. And employers in recent months have been collectively adding almost 200,000 new jobs a month. Falling teen employment, however, is just as striking in the 12-month numbers over the past decade. Sum and colleagues did just that, comparing June and July 2000 and the same two months of 2013. The plunging teen employment rate is likely to mean trouble for this generation of young workers of all races.
This survey of households is used in determining estimates for the size of the civilian workforce, the number of employed nationally and the unemployment rate.
Labor force participation is as low as ita€™s ever been,a€? said Keith Hall, who served as commissioner of the Bureau of Labor Statistics from 2008 to 2012. Because of the so-called Great Recession and the sluggish growth thata€™s followed, middle-age and older workers are not moving up the career ladder.
As far as I am aware, no peer-reviewed study exists that concludes there will be no negative effects.
This trend results from employers having to pay for the health insurance of employees who work more than 29 hours a week.
The survey includes part-time workers who want full-time work but can't get it, as well as those who want to work but have stopped looking. Charles Gave wrote a withering indictment of quantitative easing this week (which we will look at in a few pages) and included the following chart, which caught my eye. There are no decent jobs for young workers, more children are living in poverty, and more workers are living paycheck to paycheck.
Increasingly disconnected from institutions of work, family and community, they grow up by learning that counting on others will only hurt them in the end. Meanwhile, 50% of those surveyed have less than a three-month cushion and 27% had no savings at all. But despite past decadea€™s painful recession and the slow job growth that has followed, several occupations have more than doubled the number of workers employed.
According to BLS Chief Regional Economist Martin Kohli, a€?The aging of the population is one of the factors that is driving the demand for massage therapists.a€? An aging population a€?is also a factor in the demand for coaches,a€? Kohli said.
For both petroleum engineers and service unit operators in the resource industry, the nationa€™s two fastest-growing jobs, growth likely is due largely to changes in the energy sector. But while the total number of such aides doubled between 2002 and 2012, with nearly a million working in the field as of 2012, it remains a high turnover job because of the typically low pay and the high emotional toll.
Another key driver has been the rise in private sector retirement planning as a result of pension shortfalls.
Several factors have driven job growth of coaches and scouts, and the same factors are expected to continue to drive further growth. The number of workers employed as human resources specialist rose by more than 225,000 between 2002 and 2012. The Bureau also cites an increase in the nationa€™s elderly population as contributing to demand for massage therapists. Already, the number of employed translators has jumped from less than 20,000 in 2002 to more than 50,000 in 2012. Their work typically involves assessing and planning drilling operations, as well as determining the equipment and methods necessary to extract oil and natural gas in the most efficient way possible. Workers in these fields typically are responsible for overseeing and maintaining wells and other technology used in extracting natural resources. Images,snapshots,and pics often capture a sentiment,a mood,a feeling,or even an idea of a person who's at the center of attention.
The US economy is soft; employment growth is weak a€“ and yet we are about to see a significant middle-class tax increase, albeit a stealth one, passed by the current administration. The June survey reported that in June full-time jobs declined by 240,000, while part-time jobs soared 360,000 and have now reached an all-time high of 28,059,000 a€“ three million more part-time positions than when the recession began at the end of 2007. Note that the relative increase in part-time jobs began prior to Obama's even assuming office. Adulthood is not simply being delayed but dramatically reimagined along lines of trust, dignity and connection and obligation to others. There were just no shelters in Phoenix with room for another homeless family, and their top priority was finding a safe place for their daughter.
Both the rise in oil prices, as well as the need to produce from unconventional sources, such as shale oil, have been beneficial to workers in these occupations. Among the services they provide are skin cleanings, advice on proper skin care and removal of unwanted hair. Even the top 10% of home care workers earned just $27,580 last year, when the median wage for employees across all occupations was $34,750.


The resulting cuts to retireesa€™ benefits mean ever more individuals turn to financial planners in order to better plan for later in life.
A growing number of retirees with time to participate in sports such as golf and tennis is a major source of demand for coaches.
One major factor contributing to job growth a€“ and that is expected to continue to contribute a€” is the increase of firms in the employment services industry as companies outsource human resources tasks. The median salary for employed massage therapists was just under $36,000 last year, but the majority are self-employed and most work only part time. As the nationa€™s Hispanic population grows, interpreters and translators also will be needed.
Another factor driving job growth for this occupation is the expected greater need for original music scores or transcriptions used in commercials and movies.
Petroleum engineers are required to have a bachelora€™s degree in engineering and must pass a licensing exam and have four years of work experience to be licensed. Workers are most often employed in oil and gas producing states, such as Texas, Oklahoma, Louisiana and North Dakota. Throughout the years,pictures has become one of the most popular ways to capture memorable moments. I will acknowledge that dealing a blow to the economy was not the actual plan, but that is what is happening in the real world where you and I live.
Casey Foundation shows the number of children living in poverty increased to 23 percent in 2011, after the recession.
The nationa€™s aging population and changing energy needs played major roles in driving disproportionate job growth for many of the occupations listed. The program is intended to be a sample of the overall workforce, and estimates are subject to sampling error. Vocational schools usually offer cosmetology programs, which skin care specialists typically complete. But schools and universities are actually the largest source of jobs for coaches, according to the BLS. Most human resources roles require a bachelora€™s degree, and interpersonal skills are also very valuable. In addition to musical talent and mastery of a variety of instruments, those in this occupation, especially the ones writing and conducting classical music, usually have a bachelora€™s degree. Oil prices play a major role in determining job outlook for petroleum engineers, partially because higher prices improve incentives to explore and produce oil from newer, more challenging sources.
There are several potential reasons for the professiona€™s explosive job growth, including rising energy prices and the increased extraction of non-conventional fuel sources. And certainly,for a tantamount of consumer and shoppers you cant put a price tag on family and holiday pics.
This week we will briefly look at why weak consumer spending is going to become an even greater problem in the coming years, and we will continue to look at some disturbing trends in employment. We look around and see that we value fancy new leased or financed cars, financed McMansions, fastfood, and lots of shopping outlets. Job growth in college sports, especially womena€™s sports, is expected to be a key driver of employment growth in the field going forward. The top-paid 10% of translators earned more than $91,800 annually last year, while the bottom 10% earned less than $23,570. About 10% of music directors and composers earned less than $21,450 annually, while the top 10% made more than $86,110, a high annual income compared with the same top 10% of other occupations on this list.
In the past decade, oil prices have risen dramatically, possibly accounting for much of the professiona€™s estimated 227% job growth. Decades after the invention of the first camera, a large number of consumers and shoppers continue to take pics, in a hgh tech fashion.
Pay for many financial planners is quite high, with the top 25% of professionals taking home at least $111,450.
Instead of the antiquated bulky cameras with huge lenses,consumers and shoppers frequently use SmartPhones and digital cameras to capture images and to take holiday pics.
Only occupations that existed in both 2002 and 2012 were considered, and any occupations split-up or consolidated between these periods were excluded. From family gatherings,to family picnics to traditional weddings to the holidays,consumers and shoppers often seize the opportunity at planned events and during the holidays for instance Thanksgiving and Christmas to take pictures of loved ones,family,friends and co workers. Further information on each occupation came from the BLSa€™s Occupational Outlook Handbook. Since founding csaccac Inc in 2010, as Founder and President,I fill many hats including Product Tester and photographer. And truthfully speaking,in the beginning I experienced some difficulty;however,after I purchased my first digital camera I began to feel comfortable and enjoy the ease of taking pics with a digital camera. Months after I purchased my first digital camera,I set my sights on a tripod, a universal stand to hold my digital camera. The main reason I purchased a tripod__ at the time, I wanted to create high quality self pics and group pics. Eventhough, I've had my tripod for some months,I am still learning the ins and outs of both my digital camera and tripod. Well,if you havent guessed or envisioned what the featured product for the month of November 2013 looks like or remotely even resembles __then as productor tester I guess I'll do the honors first__it's my tripod. Eventually, I wanted to find out what the craze had been all about and the reason that consumers seemed to ofA  been trading in personal computers for Tablets,_well, at least leaving them at home. Ultimately, I placed online an order for a NookHD+ then opt to pick up the tech item from the store instead of waiting for it to be shipped to my place of residency. AA  few weeks with the NookHD+, I was hooked_eventhough, IA  wasna€™t a fan of touchscreen only. And in all honesty, since the beginning of the Smart Phone craze, I had insisted upon that all of my primary tech gadgets used for work, research and blogging had to be equipped with a QWERTY keyboard. However, in this particular instance,The NookHD+, again, touchscreen only, I made an exception. As I continued to learn the ins and outs of my newly purchased NookHD+ , at the same time, I began to inquire about the accessories compatible with the tech gadget. In doing so, I foundA  the tech item had a Stylus Pen specifically made to use with the NookHD+.
Weeks later, I purchased a different kind of Stylus Pen , I noticed while standing atA  the checkout counter at Walgreens,pictured next to this article is that Stylus Pen. Quite astonishing the Stylus Pen worked wellA  with both of my tech gadgets ( Smart Phone & Tablet).
A frequent question a tantamount of consumers and shoppers find themselves entertaining especially during the holidays when manufacturers and retailers offer what they consider to be great deals and bargains. After giving the device a run for its money as well as a brief critique of the various apps and functions,I stated in my review of the Nook HD+ how pleased I was with the tech gadget. Further into the critique, I also commented that I was soooo pleased with the tech gadget that I wanted to protect my investment.
Based on my income and budget,I considered the purchase of the Nook HD+ to be a major purchase of the year. Shortly after, I purchased the Nook HD+,I began to look at the recommended accessories for the tech gadget. Eventually, after I and my Nook HD+ survived the return and exchange 14 day trial period,I chose to protect my investment with a Nook HD+ cover. As I began to search and think of different items that could be the product of the month for September,I began to heavily weigh in on August's product of the month,the Nook HD+cover.
Hours later,I arrived to the assertion that there's more than one way to protect your investment.
With the assertion___, there's more than one way to protect your investment, I made the final choice to make Smart Phone covers as the product of the month for September. Furthermore, within the past five years,Ive purchased several Smart Phones from Virgin Mobile.
To be truthful, I've even purchased Smart Phone insurance,a good choice because a few months later my Smart Phone had an accident.
Despite all of the stuff I tried, sampled, tasted and tested during the recent months, as a result of a long review and critique besides from featuring the Smart Phone as a product of the month,I began to think of the different ways Ia€™ve used to protect my Smart Phone as an alternative product of the month.
For instance,Smart Phone insurance has been one the ways I protect my investment from unexpected accidents.


Ostensibly, there's more than one way to protect your Smart Phone from accidents such as, for example, you accidentally drop and break your Smart Phone or in some weird, odd, freak accident as you rush out the door you accidentally step on your Smart Phone or heaven forbids the same thing happens to you that happen to me, a few months ago, I dropped my Smart Phone in the toilet. Without a question, eschewing further debate, Smart Phone insurance is a great investment for consumers and shoppers who use their Smart Phone daily and for work. Best of all, Smart Phone insurance usually saves the consumer from digging deep into their pockets. So, what about before those mishaps and accidents, if you havena€™t figured it out__ there's more than one way to protect your investment.
Even though, at first, I might of skipped over protecting my investments, I am more open to the idea of investing and protecting my major purchases. Here's an example of what I am talking about, I currently have several Smart Phone covers to protect my Smart Phone from breakage, moisture, and malfunctioning.
Varying in price,color,size and shape, most of today's Smart Phone manufacturers and retailers offer to consumers and shoppers Smart Phone covers as an accessory. From passwords, to anti-theft apps, to screen locks and codes, there's more than one way to protect your investment.
Regardless of the price, and hopefully it is within your budget, a true frugal savvy shopper knows the importance of protecting their investment.
Above everything else,both I and my Nook HD+ survived the return and exchange process,quite remarkable,I even have the receipt to prove it.
Unlike sooo manyA  items, I ve returned and exchanged in the past,__it,meaning my Nook HD+ survived the fourteenth days as printed on the receipt.
A business practice that's part of Barnes and Noble store policy that allows customers fourteen days to return an item.
In short,the 14th day, adhering to store policy was the final day that I couldA  actually return my Nook HD+ and get cash back.
It goes without saying ,I readA  the instructions,totally unavoidable with a new tech gadget,as well as,downloaded apps,and,uploaded wallpapers. Not quite sure,on the day I purchased my Nook HD+__ifA  in fact, I would be satisfied with my purchase,I chose at the time not to purchase any kind of accessories.
As it turns out,I was soooo pleased with my purchase of the Nook HD+,I wanted to protect my investments. It doesnt matter if you're on lunch break,on a mini vacation,at a webinar or conference,filling out an online report or having to send emails can be a hassle if you don't have a wifi connection,a Broadband device is just one of the many tech gadgets that consumers and shoppers frequently use to get an internet connection. Constantly,on the go,I wanted to have access to wifiA  while away from my place of residency.
Because,I perform an arrary task that frequently requires wifi access ,I purchased a Broadband to Go device from Virgin Mobile. Egregiously,as a Virgin Mobile customer and fan,I live by Virgin Mobile products except in the case of Virgin Mobile wifi devices. Recently,I purchased Virgin Mobile's MiFi 2200 to conciliate my worries about not being able to access wifi home. Aside from very slow internet speed,the device could only connect to one tech gadget and,the 3G USB plug n play stick broke too easily. Affordable,great to have on hand for shopping emergencies,the latest in recycling,a recyclable tote makes shopping less of a hassle.
Ditching the old biodegradeable plastic bags for a recyclable tote,it's a smart move and a great investment for frugal,savvy,and environmentally conscious consumers and shoppers.Available in most local chain stores and at grocery stores,recyclable totes are becoming the better choice than leaving stores with the traditional biodegradeable plastic bag.
Part of a movement to get consumers and shoppers involved in recycling and to think about going green,consumers and shoppers now have the option of trading in those plastic bags for a recyclable tote. A frequent shopper,I usually purchase a couple of recyclable totes to hold store purchases and other stuff. Eventhough,I like having the choice to purchase a recyclable tote,I havent completely stop using biodegradeable plastic bags. However,I have to point out the fact that when a consumer and shoppers purchase a recyclable tote they're not limited to using the tote only in that store,that's why they're called recyclable totes because they can be used more than once.
In fact, most recycable totes last for more than a week,I should know because I still have a few leftover from the previous month.
A great deal,a really good find,a price you wont find anywhere else,and the best price among competitors,I love a great sale and I love rewards for shopping. Savings and Rewards,for most consumers and shoppers,it's all about getting the best price for items purchase daily. From household supplies to groceries,anyone who shops frequently knows consumers and shoppers love a really good sale_,the economic recession of 2008 could be the culprit.
In fact,since the 2008 economic recession savings and rewards has become extremely important to American families on a budget.
For many American consumers and shoppers,the unexpected downturn of the American economy caused a disruption in their daily activies thus forcing consumer and shoppers to rethink the way they shop and how they shop.
As a frequent shopper and consumer,I am constantly looking for a great deal and sales on items I purchase regularly,mainly because I do live on a strict budget. Admittedly,after the 2008 economic recession,I rediscovered coupons,and began clipping coupons frequently. In addition to clipping coupons,I also began to check sale ads at home and at the door of stores before shopping.
Along with making a shopping list,clipping coupons at home,checking sale ads at the door and comparing prices,these days one of the best ways to save and get the best deals,I feel without a question has to be with a savings and reward card.
And speaking honestly, a savings and rewards card from your local chain store should be a consumer or shoppers BF(bestie). A must have for consumers and shoppers who seriously want to save,a savings and rewards card. Throughout the years, my experience with last minute shopping in most instances was not too pleasant. Admittedly,I empathize as well as concur with consumers who express sentiments that last minute shopping makes the shopper(consumer) feel uncomfortable and forlorn with the just thought of buying a gift at the last minute. Often tight on funds to purchase a gift ahead of time,last minute shopping for an overwhelmed consumer with a limited budget could cause the consumer to be late and in some instance not to attend the event or special function.
Subsequently, over the years, I have come to realize that last minute shopping it's not the best of fun. As a result, I definitely would not recommend last minute shopping to a consumer as a shopping tip. Unequivocally, shopping for special events and functions such as finding an appropriate could take several visits different stores. Finding the appropriate could mean spending an entire day in a Hallmark store reading cards, it could also mean spending all day on the phone with friend or relatives discussing gift registry,preferences,stores,likes and dislike of the recipient.
Ostensibly,the older you get the adults in your life expect two things from you one not to embarrass them in public and two if you don't have a gift to bring at least show up at special functions on time. Indeed, an earnest shopper as well as a meticulous shopper knows finding the right gift or card for a special function could require hours of shopping and visiting different stores.
Shopping done precipitously could result in purchasing the wrong size,color, or something way out in left field. Don't wait until the last minute to shop for a party,baby showers,bachelorette bash,birthdays,holidays ,and anniversaries avoid uncomfortableness and the feeling of being inadequate,plan the week before. On certain days, I have even shopped the day of the event that often leaves me feeling embarrassed ashamed, and guilty about my finances even worse depress.
Incontrovertibly,last minute shopping in many instances could causes the consumer to become distraught,exasperated, and disconcerted not surprisingly all the emotions take away from the planned day. What's more important being punctilious for the planned event or arriving with a hand picked gift for the recipient or recipients? Ultimately,the answer remains with the shopper (consumer) The answer should be non bias and based on the event as well as the recipient and not the shoppers wallet .
The meticulous consumer that normally keeps track of birthdays, holidays,and anniversaries with calendars,through emails,P DA's ,Smart phones and other tech savvy gadgets of courses would not necessarily share the same feelings of a last minute shopper .



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