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Author: admin, 14.02.2016. Category: Positive Affirmations Quotes

I have always seen Reel Club under Wildfire when I would go out to eat at Oakbrook Center, but I never went in until last week when a friend suggested we go there for lunch.
I was tempted to get the lobster roll as well, but I opted for sushi since seafood is one of Reel Club’s specialties. Between our meals and the delicious pop-overs that were brought to our table before we had even ordered, it was safe to say we had very little room for dessert. Our server was very attentive with refills of water, iced tea, and the previously mentioned delightful popovers as well as informative about the happy hour and weekend brunch the restaurant offers on Sundays from 11 am. Reel Club partners with the Shedd Aquarium to ensure sustainably harvested seafood is served, but this does not compromise the taste or the freshness of each meal. I am such an advocate of the River North neighborhood when it comes to restaurants and bars. However, I understand oysters are an acquired taste and not everyone is going to be excited about these flavorful and almost buttery appetizers.
I also tried caviar for the first time at GT, and I can now add that to the list of my favorite seafood.
The decor of the restaurant is cool and modern with a basic black and white color palette with touches of wood and netting, which seemed reminiscent of a fishing boat. We were sad to find out one of our go-to diners in Westmont closed, but Intern Amy has the scoop on the tasty place that replaced it. If you liked Moondance before, you will be happy to know the food is still as good as ever. If you are debating where to grab breakfast any day of the week, make sure to check out this new and improved hotspot conveniently located in the James Crossing Shopping Center on the corner of Ogden Avenue and Route 83.
So you have a MojoBistro mobile app, and you have a Twitter account, what do you do next to promote your restaurant?
Whether you have a dedicated social media team member or not, here are some tasty tweets to schedule on a periodic basis to keep your fans engaged with your restaurant via your mobile app. Place your order at the counter and the very attentive wait staff brings your order out to the table.
Which brings me to the bakery, after your meal, even if you don’t need groceries, I highly encourage you to walk around the store. Although this is an extremely popular place for lunch or dinner, make sure to keep it in mind when thinking of places to grab a drink after work or on the weekends. If you really love it, make sure to join the Cellar Club where you will get monthly tastings and your choice of three favorite wines to bring home. Although most commonly known for the vast selection of local and global craft beer, Old Town Pour House Oak Brook offers delicious meal options for both lunch and dinner. The downtown atmosphere is a low key yet classy place to lunch and is easily converted to a swanky bar on nights and weekends, and the Oak Brook location is more of the same. Brian Pautsch wouldn't turn down a trip to Mama Maria’s Taco and Tequila Bar in Orland Park, Illinois! Chris Pautsch is a foodie with a taste for the fine dining at Perry’s Steakhouse and Grill at Oakbrook Center.
Keith Franklin has a taste for the Meed, a honey wine, at Ethiopian Diamond, or the margaritas could pull him in the direction of a Mago Grill and Cantina.
Recently, a question was posed on LinkedIn as to whether or not a business should invest in a mobile app.
The first thing a company needs to have before making this decision is a strategy, documenting what the objectives and goals are and the possible technologies that will accomplish them. Overall, the goals of your company should be thoroughly reviewed before making your decision. Do you have additional questions about the benefits of either a mobile app or a responsive website?
MojoBistro mobile apps are exclusive to the restaurant industry and offer proactive restaurant owners the chance to engage with customers from the comfort of their own mobile phones. Stop by our booth this weekend at the 2014 NRA show to get a full tour of our app offerings, including ordering, from one of our mobile app experts.
2014 is quickly approaching and with it comes a new set of resolutions for a better, brighter year.
Start off the new year with these mobile apps on your phone and sticking to your resolutions will be a piece of cake!
Ray Pun, Strategic Marketing Manager at Adobe, recently sat down with Small Business Trends to discuss his insights into Adobe's recently released Digital Index 2013 online shopping data for Cyber Monday. For more from Ray Pun, make sure to check out Brent Leary's interview for Small Business Trends. A neighborhood staple located in the heart of downtown Arlington Heights, Uptown Cafe has been serving up delicious breakfast and lunch items for years.
Stepping through the doors is like walking back in time with the memories of meals past and the friendly greetings from the owners. MojoBistro has the rundown on what is sure to be trending in the restaurant industry starting in 2014.
Ice Cream Sandwiches: As food trucks and pop-up restaurants continue to grow in popularity, these portable desserts are about to get the same treatment as the cronut of yesteryear.
Seafood: Sea-to-table will introduce far out fish dishes including octopus and monkfish liver. Infused Ice: Bars and restaurants are enhancing the flavor in their drinks with infused cubes of ice. This Thanksgiving was a record breaker for mobile app usage with an upswing in use of 68% over last year.
One of the first things you may notice when you are seated is the removable table center and controls on the side of the table. Each menu item is accompanied with a large selection of banchan—traditional Korean side dishes. The restaurant does not look like much from the outside, but enter through the doors and you are greeted with warm wood accents, vibrant colors and a welcoming atmosphere. If you are looking to try something new, I would definitely recommend you make the trip out to Woo Lae Oak.
At MojoBistro, we have put together our top marketing tips to help you attract customers during the holiday season. For more tips and inspiration for your restaurant, make sure to check out the MojoBistro Blog! Located in the Ritz-Carlton, deca offers an unparalleled Thanksgiving day brunch and dinner.
Spend your Thanksgiving meal at the luxurious Palmer House Hilton with seating options available in the dining room or mezzanine, overlooking the hotel’s historic lobby. Offering the largest selection of menu items out of all the restaurants on the list, ZED451 has got your family covered.
Gourmet dining at a reasonable price meets the holidays at Red Door’s Thanksgivukkah feast. As announced earlier, Kapipal (a Grow VC Group company) has moved to new platform only and the old site was ramped down on May 22.
Today, we are happy to announce new update to our service including better user experience on payments. Payment update makes it easier for creators to collect contributions as well as contributors to make the payment.
Join Grow Advisors (a Grow VC Group company) in Central London on Wednesday June 29, as we lead another edition of the successful seminar Essential Online Marketplaces. Gain valuable insights and learn about the changes taking place in the fastest growing areas in financial services today: lending and raising capital online. We would like to welcome professional from the investment community as well as technology and professional services firms who support them. Governments and regulators have been hard at work in recent months to get the most out of the revolution happening in the financial services industry with the nascent fintech sector.
Harriett Baldwin, Economic Secretary to the Treasury, announced in April, at the 2016 Innovate Finance Global Summit in London, a fintech panel to set a strategy in the UK and a regulatory sandbox.
During the same period, the Australian Securities and Investments Commission (ASIC), announced a ‘regulatory sandbox’ for Australian fintech startups, allowing firms to “manage regulatory risks during the testing stage, reducing the cost and time to market”, and with the aim to create a leading fintech innovation hub in the region. Again in April, the Monetary Authority of Singapore (MAS) announced new initiatives to boost the country’s position as a global hub for the emerging financial technology sector. Partnering is a strategic action most companies from one-man company to largest multinationals are using as part of their overall strategy. Reasons for the partnering actions can usually be divided in three different reasons based on the immediate focus the partnering is aimed at improving.
The first one is that companies try to get a sustainable competitive advantage by joining forces with one or more companies. The last one is purely to get more innovations or more innovative as an organization by looking for (normally small) firms with groundbreaking ideas.
There are also some companies, one good example is a leading elevator company Kone, which are using partnering process as finding targets for M&A activities.
Using partnering as a way to find acquisition targets is a good indication that partnering is not, or at least, should not be a one-time effort.
The markets are recognizing the benefits the partnering is bringing to the operations and are rewarding that in the valuation of the company share price. The first one can be thought to be self-evident but it seems to be quite difficult for many companies.
There are cases where one side (and also cases where both sides) of partnering are not getting the benefits they were hoping for and end up worse because of the partnering.
Because the partnering is a skill game, any company needs to plan properly and practice by doing it with as many companies as is needed to get positive returns. Even though it is the execution which is bringing the real value from partnering, it is usually also expected that the investors see and understand the value gained from partnering activities.
As discussed above, partnering is almost compulsory to all companies in present day competitive environment and it should be done as one of the core processes of the company.
The last quarter of 2015 saw a reduction in investments into the fintech sector, with a sensible decrease from the incredible numbers of the previous quarters.
According to a new report from CBInsight and KPMG the deal activity on fintech startups rose 39% in Q1 2016 over the previous quarter, and it’s now on track to reach new records in this year.
It’s a fact that growth in funding during the last months has been supported by large investments, with thirteen $50M+ rounds in VC-backed fintech companies. RegTech is technology that seeks to provide regulatory solutions, that can help decrease costs related to risk management and compliance monitoring.
While a more mature market always comes with its own challenges, we remain convinced that the basic premise and inception of new models entering finance are still as relevant today as a few years ago.
Tallinn, Estonia, June 1, 2016—Crowd Valley, the digital back office provider for online private securities platforms, announces its collaboration with the Estonian e-Residency program.
Crowd Valley clients get a suite of services that helps them keep as much of their value chain as possible totally digital. Estonia, a European Union member state, is the first country to offer e-Residency, a transnational digital identity available to everyone in the world.
Crowd Valley e-Residency cooperation announcement at Latitude59 in Tallinn, first from left Kaspar Korjus, head of Estonia’s e-Residency, and Paul Higgins, Crowd Valley CTO.
Join the Agentic Group Thursday, June 9th at Reed Smith Law Firm for an enlighting discussion of Fintech, Second Markets and Venture Finance Innovation in the US. This event will unpack some of the winning strategies that are disrupting, enhancing and evolving the finance world and the technology ecosystem surrounding it. How traditional finance companies (banks, funds, hedge funds) can utilize and cooperate with fintech and blockchain.
Kapipal (a Grow VC Group company) loves rock’n’roll, and has the heart for the world of music and the music business.
As said, Kapipal supports independent music festivals around the world and rock’n’roll is here again on Thursday, June 2, 2016 in Caserta (Italy), in the bucolic setting of Villa Santa Cristina for a sparkling pool party, outdoor, free barbecue, paced rock! On stage some of the most important bands of the Campania regional scene and beyond! Head liner the Bradipos IV, the surf band par excellence, famous all over the world and pride of Caserta City, ready to leave for another tour on the California coast. The Madness Circus, angry and powerful metalcore, already winners of the Hard Rock Cafe contest.
The Kollider, making their debut live, they will do headbanger conil their thrash metal with strong Scandinavian and Viking influences. And if that’s not enough, there will be the Garden of Heaven to give us moments of pure spectacle retracing the greatest hits of Guns’ n Roses story! Kapipal provides labels a great way to scout new bands and validate their potential – Contact us! Access to credit has always been crucial to achieve economic growth in the United States, a country where small businesses are responsible for two thirds of the new jobs created over the past twenty years.
This white paper identifies several areas of focus to foster sustainable growth and access to credit through the continued development of online marketplace lending. Untested business models and underwriting tools developed in a period of low interest rates and overall strong credit conditions. How can we better understand when a new innovation really changes the business, and represents a revolution and threat to incumbent companies? For example, in fintech it is just an evolution to get a new technology platform for online banking services, but a revolution changes the role of banks and more generally the value chain within the very roles in it. Apple didn’t just make a better phone than Nokia, they created the App Store and content business for third parties.
When a new innovation emerges, incumbent companies often see it is just a new piece of technology, and they can utilize it with their old business model. Maybe we can say startups want to over-estimate the impact of a new innovation and incumbent players want to under-estimate it. Cognitive psychology teaches us that humans are easily fallible as it comes to assessing the extent to which events are within their control. Financial services by volume has several interesting occupations, least of which is trading. AI and machine learning are still in early phase, but the practical implications with modern processing power continuously increasing is phenomenal and unprecedented.
None of the current market applications in digital finance make use of real AI, despite what hype around robo advisor services may imply. The US Treasury issued an extensive analysis and commentary of the state of affairs in the most established sector within fintech, marketplace lending.
The notion of caution was issued around the sustainability and stability of business models in marketplace lending, particularly as it concerns a novel and dynamic market that is still finding its long term footing. In our work with financial institutions and fintech pioneers, we often refer to three tenets of what the concept of digital finance builds on, that is efficiency, access and transparency. By detailing workflows and providing access to detailed reporting for market participants, can digital finance pioneers and leaders alike provide a way to further the conversation and develop toward optimal models that allow for learning in the market, but also keep the market participants abreast of events.
There is no action needed for the many of you who have already started to use the new platform – keep up the good work! For those who don’t have active campaign on the old platform can easily start new one on our new site. The migration guide is provided to all who have questions about the transfer from old platform to new one.
When citing the growth of the fintech market, its common to see indicators such as VC investments in the market referenced. This comes at a while of a large technology overhaul within various financial services organizations, where we’ve had the pleasure of various conversations. Another anecdote comes from a technical lead from a large financial services institution, in their lending department. This paints an interesting picture, one of large scale adoption and validity in the market that is met with the realities of existing infrastructure and its limitations. The London Stock Exchange (LSE) organized an investment fund conference in late March, with alternative finance playing an important role at the event. A question in the conference was, to discuss best models for investing in lending and other alternative finance platforms. The markets development is still at a nascent stage, with significant growth to be expected for several years ahead as the market gains validity and volume. While more than a third of all US states have enacted laws allowing digital investing, California is still without an intrastate securities crowdfunding regulation. The Small Business California’s Crowdfunding bill (AB 2178), proposed by Assembly Member David Chiu and sponsored by Small Business California, would allow SMEs in the state to raise up to $1 million, in securities sold in a 12-month period, within or outside this state. The bill passed the Assembly Banking Committee in April, the next step now is for the Assembly Judiciary Committee to discuss and vote it.
Note: Accredited investors would be limited to investing no more than 5% of their net worth.
California, home of Silicon Valley, is America’s posterchild as it comes to entrepreneurship, so its only fitting it develops its frameworks for incentivizing innovation and opportunities further. The Securities Commission Malaysia (SC), recently announced the regulatory framework for peer-to-peer (P2P) financing, setting out requirements for the registration of platform operators. Last year Malaysia was the first country in South-East Asia to introduce a framework for Equity Crowdfunding (ECF), in an effort to provide wider access to financing for startups and SMEs and create a strong alternative finance market. For those interested to operate a peer-to-peer platform, there are several criteria that must taken in consideration, including that the businesses be incorporated in Malaysia with a minimum paid-up capital of RM5 million (about US$1.3 million), and a board of directors that must be fit and proper.
Ongoing obligations are imposed on the P2P operator such as ensuring compliance with platform rules, carry out investor education programmes, having in place processes to monitor anti-money laundering as well as an efficient and transparent risk scoring system for issuer, a contingency arrangement to ensure business continuity and ensure that its rules set out a rate of financing that is not more than 18% per annum. If you’re interested to read further about the duty and responsibility of a P2P operator in Malaysia, as well as at the requirements for issuer and investor willing to participate in P2P, you can check this exhaustive document released by the SC. Crowd Valley (a Grow VC Group company) is fortunate to work with some of the world’s foremost pioneers in new regulatory environments on setting industry best standards in practical terms. From new approaches to commercialisation, collaboration models and the breaking down of internal silos, fintech is challenging how financial services are prepared, presented and consumed at retail and institutional levels.
Delivering tomorrow’s leading financial services will not be dissimilar to serving up a Michelin star gourmet dining experience. In today’s traditional approach, incumbent financial services organisations have built end-to-end capabilities in-house, under one roof. In stark contrast to the traditional approach, tech startups and others are re-creating core financial services from the ground up. Commercialised via licensed APIs (automated programing interface), features can be scaled, switched on, switched off – and replaced. For example, it is possible today to combine several APIs to create an online lending service capable of connecting issuers and borrowers, including the algorithms allowing participants to set their own market rates. We coined the term Cafe Fintech to convey important parallels across two very different industries.
All of their rolls come with an option to order a half of a roll, which makes it easy to try more than one type at a time. However, the warm brownie topped with vanilla ice cream with a side of salted caramel on the side seemed too good to resist, and I think it goes without saying that it was!
Weather you want to share some sushi at the bar with some friends after work or plan to go out for a nice dinner, Reel Club caters to all occasions. GT Fish and Oyster has plenty of other options including king crab legs, lobster mac and cheese, mussels, and non-fish options like eggplant, duck, pork, and tenderloin.
There was two different options one from California and one from Israel (we opted for the more local option for the check’s sake). I started with a martini and then switched to a glass of wine from their extensive bottle list.


However, if you are in the area and want to stop in there is seating at the bar and a long table up front that multiple couples were sharing.
Check back weekly to find other Restaurant Raves for great dining spots around the Chicago area.
The basic setup is the same, but with vast improvements to the decor and all of the favorite Moondance menu items are still there (phew)!
The tortilla soup was a regular favorite before, and customers were elated to see it on the Citrus menu. No problem, they have plenty of high chairs, booster seats, coloring menus, and crayons to keep them satisfied while they wait for the food. And for social media measuring benefits, use bitly to make a custom link to your app download so you can track how many people click through your tweet to get your restaurant's mobile app.
Standard Market in Westmont is your one-stop-shop for a quality meal and groceries in the Western suburbs.
Along with all of the other menu items you can taste the freshness from start to finish of each ingredient. While you wait you have your choice of water infused by fruits and vegetables such as raspberries and cucumbers.
The produce section is the equivalent of the world’s best farmers market and just around the corner is the bakery with cakes, tarts, and cookies galore. The wine shop, located at the back of the store complete with patio seating, is a great place to unwind and taste some wine paired with cheeses from all over the world. A new location with the same great food and wide variety of beer is now open at Oakbrook Center. The outdoor patio at the Oak Brook Pour House features two fireplaces perfect for a cozy yet posh night out with a new flame or old friends.
Keith also says he wouldn't turn down a trip to Florence, Italy for some authentic Italian food. Dan prefers places that keep the kids entertained as well as fed so he says Dave and Buster’s is the best place ever to go with his kids. This is a great selection for the Chicago sports fan dad who appreciates a good steak and a cold brew. The basis for the inquiry was to point out the efficiency of this mega-trend over other current and traditional methods. User Engagement: Mobile apps can significantly increase your user engagement and keep your company relevant by taking advantage of some unique characteristics like social, interactivity, real-time, and geo-location. Single Website and URL: This option covers all devices as content is adjusted based on the device and screen size.
SEO: More efficient and can be easier as you do not need to create separate content for a mobile website. Cost: The cost of a responsive site is usually quite a bit less than a customized mobile app, and there is no extra maintenance required. The technology that best provides the functionality you need and the convenience for the customer should tip the scales in the direction you need to go. Come visit us at booth #6070 within the Technology Pavilion to check out our new features including in-app and online ordering. Our full suite of app features includes reservation system integration, push notifications, coupons, social media, events, photo galleries, menus, locations, and new this year, in-app ordering! Customers are granted access to your full carry-out or delivery menu within the custom-branded app, they select a time for pick-up or delivery, they can choose to enter their payment info or pay at pick up, and then, you receive a notification of the order on your custom MojoBistro iPad to accept or deny the order.
A custom-branded mobile app from MojoBistro builds a connection with your customer that goes above and beyond food and atmosphere.
To make it a bit easier to stick to this year’s resolutions, here are some apps that will help you develop better habits, stay sharp, keep up to date and be more effective in your activities. Manilla: Stick to your budget this year with Manilla, a website and app that stores your bills in one place, sends you reminders when they are due and files them for you.
The statistics, collected by Adobe, back up claims that we are now living in a mobile age, with a record 18.3 percent of sales originating from mobile devices, an increase of 80 percent over last year. If you are a regular, you can bet that the owner Georgia will be greeting you by name and with a warm hug.
The wait staff are super friendly and the owners are constantly walking around, visiting with customers and helping with orders when things get busy. 2014 is set to continue blurring the lines of hospitality, as vegetables are incorporated into desserts and ice cream sandwiches get the gourmet treatment.
Follow in the well-received footsteps of the ramen burger or dessert pizza with your own concoction. Look for local eateries to begin implementing a more multipurpose design with fine dining on one side and a more casual atmosphere on the other. From small geographic regions to a single city focus, specialized ethnic cuisine is becoming very specific. These entertaining presentations are sure to delight customers and translate to an increase in sales. In addition to dining on delicious turkey, catching up with the family and cheering on their favorite football team, mobile device users logged 1.3 billion app sessions over the Thanksgiving weekend. Stop in to Woo Lae Oak out in Northwest Suburban Rolling Meadows for a taste of authentic Korean delights.
Take a trip out to the Northwest Suburb of Rolling Meadows for a bit of authentic, traditional Korean dining. Once removed, the center of the table transforms into a grill that allows your food to be cooked right in front of you.
Wait staff dressed to the nines in slacks and crisp dress shirts bustle throughout the restaurant, visiting with guests and answering questions regarding the menu. As the holiday season moves through December and into January, the desire for dining out and entertaining increases as customers are looking to celebrate out and about with their family and friends.
Go traditional with brined and roasted turkey, sauteed green beans and cranberry chutney or try something out of the ordinary with seafood gumbo and sushi and sashimi prepared to order. An expansive spread starts with autumn greens and Belvedere cheeses before moving on to entrees of smoked lake trout and maple honey molasses-roasted turkey. Pumpkin raviolo, wild boar terrine, fame consomme and turkey roulade all promise a savory take on your Thanksgiving staples. Oven-roasted turkey, pineapple glazed ham and traditional sides such as stuffing, brown-sugar glazed sweet potatoes and green bean casserole are sure to please even the pickiest of eaters.
You can be sure that everyone can find something to enjoy with their bountiful Thanksgiving buffet. Dine on everything from roasted turkey breast and brussel sprouts with lamb bacon to noodle kugel and latkes.
There was an exciting three months of running both sites parallel as we wanted to ensure that the campaigns on the old site were able to run until their finish without any hassle.
Now it’s even easier to find your projects, edit them or how do they perform and who have contributed. Our goal is to equip you with vital knowledge that will allow you to avoid common pitfalls, and to develop and launch businesses faster.
Creating a regulatory sandbox, to mitigate risk and let innovation flourish, is the path they have decided to follow.
As defined by the UK Financial Conduct Authority (FCA), a sandbox is “a ‘safe space’ in which businesses can test innovative products, services, business models and delivery mechanisms while ensuring that consumers are appropriately protected.” Companies have still a month to apply for the first cohort of the regulatory sandbox, the deadline is set for 8 July 2016. Last but not least it has been the turn of France, where the Autorite des Marches Financiers (AMF), announced the launch of its Fintech, Innovation and Competitiveness (FIC) division, operational as of 1st June 2016, with the aim to enhance the competitiveness of the Parisian financial centre and to analyse new risk and opportunities. We believe so, even though we will need to see how the details pan out in the various countries, as we don’t have much information on the programs or their longer term impact. Veli-Matti Lahti, who has done research on the value and strategies of partnering and also been responsible for the partnering in multi-national companies. The main partnering trend has started in the US during the mid-seventies and has spread from there all over the world during the past forty years.
In this process the companies actively look for partners, start to work with them and continue it for few years and then when the partner’s operative functions are properly integrated into the company’s operations and it has proved to be worthy, it is acquired by the company. This is so specifically for larger companies because partnering is not an event which happens and then the company is in Shangri La, but a process which needs to be learned and mastered to get the most benefits out of it.
As mentioned above, partnering is a skill which needs to be practiced and done over and over again so that the company is able to execute the partnering process in a manner that it brings as much benefits as possible from the partnering. One vital point here is to have a professional partnering organization which is responsible for planning the partnering activities, finding, evaluating and selecting the partner candidates, managing the partnership (this does not mean running or executing the activities which were fixed in the partnering agreement, but the overall management), and when the time is right, end the partnership. Most companies are informing stakeholders and specifically investors of partnering activities and hope that the markets are valuing the news positively.
If the partnering is not a well working and continuous process there could be numerous things which are ruining good intentions of partnering and value it was expected to bring. Market analysts started to become skeptical that the industry could continue to grow at the same pace, with a slowdown for the start of the year that was foregone. With $4.9B deployed across 218 deals, VC-backed companies took 86% of overall fintech funding. The UK is taking the early lead in the area, with the Financial Conduct Authority (FCA) opening a regulatory sandbox to allow businesses to test innovative services, products and business models aimed at enhancing customer outcomes while mitigating regulatory and reputational risks. Crowd Valley will develop and extend its offerings through its work with e-Residency, a secure digital identity platform.
E-Residency is helping to create fully digital financial services, and Estonia is a pathfinder in the digital sphere,” says Markus Lampinen, the CEO of Crowd Valley. E-Residency enables everyone, everywhere to securely identify him or herself online, open and run a location independent business, and take advantage of a marketplace of services specifically for e-residents.
Crowd Valley provides the full digital infrastructure needed for digital finance platforms accessible through a single online interface layer (API).
By giving foreigners and non-residents access to Estonia’s public and financial e-services, Estonia is building a borderless digital society and unleashing the world’s entrepreneurial potential. With e-Residency, entrepreneurs can: get easier access to EU markets, open a bank account and conduct e-banking, use international payment service providers, declare taxes, and sign all relevant documents and contracts remotely. We are finding talented music projects with the independent labels to find the musical talents hidden in the garage and the pubs of our cities.
Use Kapipal to pre-sell tickets or albums, special promotions, merchandise…you name it – Why not start already today! Originally connecting individual borrowers and lenders, online marketplaces are now structured networks that include partnerships with institutional investors and financial institutions, engaging in both direct lending and securitization transactions. Amongst them, the US Treasury Department underlines the need for all stakeholders to use digitalized credit scoring processes carefully. While there is debate as to the definition of disruptive innovations (see HBR article), the definition is not so relevant in practice. Startups typically have a dream of a change that is a revolution, and incumbents want it to be only an evolution. Google created a new model to sell and price online ads in its search engine with key words, clicks and auctions. I worked for Nokia in the late 1990’s and I had to make a strategy for new technology that was emerging to our business area.
The company has done excellent work with marketing and created hype in the early adopter communities.
But we can conclude that both are making a mistake if they think a new technology alone changes anything significantly.
Technological advancements in computing power has been remarkable, but the growth and pace of development keeps on accelerating. Humans also easily overestimate their own importance in the events that befall them and in turn underestimate the impact of factors beyond our control, such as timing, the environment and sheer luck.
However, if you look at the complex, though logical and information rich environment,s what exactly is defensible for us humans that we can actually hold on to? In raising these points in conversations with more traditional firms in financial services or market participants, a common dismissal is “We’ve been using the basics, a phone and a relationship for decades. But in the next wave of applications, we are going to be seeing new models unfold that will dwarf our imagination and displace tens of thousands of professionals into new capacities and capabilities. This comes the same week as the founder and CEO is ousted amidst internal reports of misconduct within the pioneer and leader in the sector Lending Club. In it the Treasury details several positive trends and spillover effects of marketplace lender pioneers, such as the increased service offered to often underrepresented consumers, the efficiency in the underwriting and decision making process and the benefits of increased competition in an often brick and mortar dominated market. The Treasury noted how the macro environment these companies have grown up to and developed in, has consisted of largely previously anomalous conditions, low interest rates, a financial crash, on one hand a clear increase of requirements on brick and mortar lenders and on the other a push toward more transparent, efficient models in financial services. Looking at recent events, its clear these values are not to be left unchecked and they are not a given just because a service embodies a digital native presence. We all have a role to play in the market and we should not accept the status quo at face value or the service we may get, but require and hold all participants accountable in the stride toward universal best practices that go above and beyond that of the the incumbent financial services market. We communicated that old and new site will run in parallel for three months as we wanted to give our users time to finish their current projects and have a chance to get familiar with the new site. Only thing to remember is your login details for old site don’t work and you need to sign up again. However accurate these numbers are, 2014 and 2015 have continued a dramatic increase in the pace of investment. An example of which was a recent discussion with a system administrator within a large banking conglomerate who had been brought in to oversee the winding down of existing legacy infrastructure.
In the process of getting details of how their collateralized business debt marketplace should function (the configuration process), our team lead asked whether we could piggy bank on the existing infrastructure for business information as it already exists.
Navigating these types of particularities is a crucial part of the adoption process and through our work with our clients we have been fortunate to be able to assist in the creation of new ways of delivering services for the modern consumers. Funds and wealth management business has especially need to find more uncorrelated assets in their operations. One conclusion of a panel discussion on the topic was that ‘open-ended’ models don’t work properly with p2p loans. They listed some requirements and candidates for those instruments, for example, 1) they must be scalable and easy to understand, 2) new real estate based instruments, and 3) PRS (Private Rented Sector) investment instruments. What the market needs is sophisticated participants with a long term view and commitment to developing these new models, pioneering new opportunities and setting benchmarks in the market. Investing in startups, family-businesses and more in general in SMEs, is not that easy yet. While the investment limit for retail investors is the lesser of $5000 or 10% of their net worth. The prior attempts to pass a crowdfunding law in California were not successful but now it could be the right time. The new California Local Economies Securities Act (AB 2751), by the Sustainable Economies Law Center (SELC), which already passed the State Assembly Banking and Finance Committee, aims to make investing in local businesses much easier. These two initiatives are an important step in developing access to capital for small businesses and further growing the entrepreneurial ecosystem in California. Those interested to start a P2P financing platform can submit their application to the SC starting yesterday, May 2 2016. After having released these guidelines for digital investing, the securities commission authorized the launch of six platforms (Alix Global, Ata Plus, Crowdonomic, Eureeca, PitchIN and Propellar Crowd+) allowed to facilitate digital investing for non-accredited investors. You can find the new rules in the Chapter 13 of the document (Guidelines on Recognised Markets). Everything from front-of-house services, such as customer on-boarding, account management and customer advisory, through back-of-house services ranging from risk management, payments, transactions and settlements. From e-wallets, payment gateways, ID verification, KYC, AML and others, these building blocks are designed to be integrated and run with others. The increasingly advanced range of APIs now on offer begs the question – why develop stand alone in-house solutions? Throw in payment gateways, custodian services, AML and online KYC checks, and you have a market ready platform. A Michelin starred restaurant, where the best professionals in their chosen areas of expertise are brought together to offer unrivaled service. My friend had been craving a lobster roll for a couple of days at this point, so her meal decision was easy. Reel Club offers both table and booth seating as well as an outdoor area that is perhaps perfect to sit at on a summer afternoon for happy hour. Their portions are small plates and perfect for sharing and trying many different dishes as opposed to just one. A one and one sixteenth ounce of caviar was served with blinis and six different pairings that included egg white, egg yolk, pickled onion, and chives. Going out to breakfast on Saturday and Sunday is frequently the most relaxing part of my weekend.
The new restaurant looks and feels tremendously fresher and has been brightened with white walls and vibrant lime, orange, and yellow accepts on the booths, flatware, tables, and wells.
This is a bowl filled with brown rice, seasonal market vegetables, and peanuts all topped with a peanut ginger glaze. Beverages choices are not limited to Coke or Pepsi products but include smoothies, juices, and a plethora of high-end wine and beer. When you are done with your meal you and every member of your party are served a small, warmed brownie or cookie from the bakery. The staff is very helpful when making a decision and eager to offer any suggestions they may have.
From the truffle popcorn appetizer, to the large and in-charge pork belly grilled cheese, these items will not disappoint. Your choice of seating varies from traditional tables and booths, to bar-style seating and spacious private dining areas. The menu variety and functionality of the space lends its atmosphere to both a family-friendly vibe as well as a nighttime hangout.
You should consider touch screen navigation, interactive features, and the incorporated use of other phone features such as GPS and cameras. However, you do still have to think about what information makes it on the mobile-sized site. However, there are companies that have invested a lot of money into solving some common business problems with a mobile app and made that platform available to the market at a lower cost than designing frameworks from scratch.
You just have to find the right formula and use it correctly to turn it into something that will be successful and lasting for your business.
The final transaction goes through your restaurant’s existing point-of-sale system for your convenience. Actively build restaurant loyalty and engage your customer base by offering your restaurant virtually in your customer’s pocket. It can be easy to get started but often, after a few days, we lose track or start making excusing. Now it is easy to see exactly how much cash you have left and stick to your planned budget. With the Push.co app, you can enable real time notifications for your favorite blogs and news sites. When comparing mobile experiences, Adobe found that the average time spent in a mobile app versus on a mobile website ranged from two and a half times longer to four times longer depending on the mobile device used.
Overall, Uptown Cafe is just a great option for those looking for a cost-friendly, delicious, low-key meal at a quaint neighborhood cafe. This increase highlights a growing usage trend as mobile and mobile apps continue to gain in popularity.


The chicken was tender with just a tad of heat while the brisket was the thinnest I have ever seen and cooked to perfection.
Our server was amazingly helpful, patiently answered all our questions and explained the dining process. With this potential influx of customers, it is important that you make sure your restaurant is on their list of hot spots.
Whether it is a Christmas-themed happy hour or a New Year’s Eve countdown, the holidays are the perfect time to celebrate.
A twist on customers' favorite traditional desserts is a great way to spice up your holiday offerings. Do not miss out on dessert which includes such sweet options as pumpkin pie, cinnamon flan and cranberry almond puffs.
Leave room for dessert, with options ranging from pumpkin chiffon and pecan pies to chocolate layer cake and New York-style cheesecake.
At the same time we developed our new site to offer better crowdfunding experience to our users, The Kapipalist. What’s really positive is that governments and financial regulators of some of the most advanced countries are showing awareness and understanding that creating an infrastructure where fintech companies and products could bloom and grow, would help significantly the efficiency of the financial sector and the economy of the country as a whole. Partnering can be anything from outsourcing a single function such as office cleaning or accounting to another company, to making a multimillion dollar investment into a joint venture with one or more other corporations. The same way as in acquisitions, also in partnering there are high costs involved and high probability that one or both sides will end up in worse situation than it was before the partnering. Naturally, both (or all companies in case of multi-party partnering) sides in the partnering needs to adjust the partnering to fit its needs whatever the needs are. This organization needs to establish the processes and practices of partnering as well as continuously document and propagate the best practices.
According to my research on publicly listed companies in Nasdaq OMX Helsinki exchange from all partnering activities between 2006 and 2010 there are huge differences in how the communication is done and what is the reaction of the markets. As in all activities, continuous practicing and experts in one’s own organization is the best way to get it right. Despite the current level of uncertainty, stock market volatility and the impending Brexit referendum, that could see the UK leaving the European Union, the number of fintech deals in Europe increased by a 25% over the previous quarter, with no mega-rounds and one large round between the top 25 with a German online lending platform called Spotcap that raised $34.4 million in February. The integration allows those with Estonian e-Residency’s secure digital ID to quickly and securely authenticate themselves or digitally sign in the private securities platforms supported by Crowd Valley. E-residents receive a smart ID card which provides digital identification and authentication to secure services, digital signing of documents, digital verification of document authenticity and document encryption. We are thrilled to see its applications in the growing global fintech market and to develop new models together with companies like Crowd Valley,” said Kaspar Korjus, head of Estonia’s e-Residency team. This platform has process modules and workflow templates that enhance customers’ digital finance experience and engagement.
The same e-Residency platform allows financial and web service providers, start-ups and developers to avoid country specific solutions and have quick access to international markets by letting clients from anywhere in the world use their services via a secure government verified digital identity.
The more relevant question is whether a new innovation opens opportunities for new companies and is a fatal threat to old business. They are about technology, but the reason why they are a revolution is that they are not only technology, they change the business models and business logic of entire industries.
Banks want to utilize blockchain to have better database solutions, and startups want to use blockchain to destroy the positions of banks with new business models. Amazon cut the middle-men from the book sales value chain and offered a new customer experience. Now it is getting a lot of pre-orders for a new model that just comes out after a couple of years.
New big things also include new customers, new customer experience, new business model, changes in the value chain and new division of commodity and value-added components.  Those who want to make a revolution must change fundamentals, not just improve things. Have you thought through the extent of the plausible impact of artificial intelligence (AI) and machine learning in the financial services market?
Like all change it will be uncomfortable and fought against, but try arguing the contrary point.
Its clear these conditions are not permanent and shifting the environment will have an impact on business models. If anything else, consumers, partners and stakeholders should hold a spotlight to them rigorously to ensure that perceived transparency is not misused.
The new site offers many improvements and we are constantly updating new features to make even better.
In case we didn’t reach you go to our migration guide for more information how to transfer your existing campaign to the new site. Another factor that’s often harder to quantify, is the adoption among the incumbents and established market participants in the sector but arguably its at least as indicative of a larger trend. They also concluded that the US BCD (Business Development Company, similarities to VC funds) is a very problematic structure to use for p2p loans. To name a few in October the SEC approved the Title III of JOBS Act, making online investing possible for retail investors. From a pure innovation cycle point of view, they offer a credible alternative to acquiring or buying out companies seen as threats to incumbents. The Main Lobster Roll came on a New England style roll stuffed with fresh lobster with garlic butter drizzled on top. I went with a party of five and we got a dozen and a half order that included every type of oyster they had from both the East and West coasts, and I still could have eaten more. So, you can imagine my disappointment when I found out one of my go-to places, Moondance Diner in Westmont, had closed. My coffee mug was never empty before I was offered a refill and the food came out hot quickly after it was ordered. The others being located on Fullerton Avenue in Lincoln Park and on Aurora Avenue in Naperville. The wait staff is accommodating, friendly and eager to offer any recommendations on food and beer. If you are stopping in during the lunch or dinner hour and are not planning on shopping, definitely take advantage of the valet parking services as parking in that area is tight.
The kids love the racing games and games that award tickets so they can pick out a toy when the family leaves.
A good rule of thumb is to design for the mobile size first and add as you get to larger desktop views. Our all-in-one iPad app ordering management system makes it simple and easy for your employees to manage to-go and delivery orders. From easy-peasy in-app reservations to no-nonsense in-app ordering, a MojoBistro app offers your diners a non-stop, 24-hour connection to your restaurant. With Lift, you can track your habit-forming activities as an added motivator to keep you going. The menu is filled with traditional breakfast favorites included loaded omelets, fluffy pancakes and over sized waffles.
They are more than happy to refill any side dishes and are attentive without being intrusive. Incorporating seasonal touches and holiday decorations adds a fresh quality to the dining experience and is a great way to set the festive mood for your customers and staff. Focus on greeting and thanking your customers rather than sharing your other promotional messages. Maybe it is a free slice of peppermint pie with an order over a certain dollar amount or discounted sales of a creative seasonal menu item. From a food drive to donating a percentage of sales to a local charity, your good deed is sure to create some buzz and drum up warm feelings. From Yule logs and pumpkin cakes to eggnog cheesecake and sugar cookie milkshakes, these holiday desserts are sure to win rave reviews with your fans. Stripe is a widely used and secure payment service provider and was offered on Kapipal earlier as well. And as both companies are having their own individual needs, one skill is to first find a right partner to bring the needed benefits in a way that the other side agrees and also sees the partnering bringing the benefits it needs. And when a company is setting up its partnering organization, it needs to understand that what might be best practice in one company does not necessarily work in another company.
Combined with the digital infrastructure that Crowd Valley provides its clients, online platforms can now seamlessly transact in digital finance marketplaces in a purely online fashion. However, recent setbacks experienced by prominent actors stress the importance for all not to sacrifice long-term sustainability and stability while shaping this promising sector.
I tried to be smart and named the strategy “Evolution to revolution,” because to speak only of the revolution and a threat would have been politically incorrect internally. Not only do these represent demeaning way of looking at some of the most promising technological advancements, arguably they represent a deep misunderstanding of just how fundamental this change in landscape is. Now the three months has passed and we are ramping down the old site on May 19th after which you are unable to access it any more.
That being said, this trend is unmistakeable across the board and sooner or later, it will get completed either smoothly or more likely, through a series of at times critical system failures. At the same time, more and more senior talent from the traditional finance companies are moving to p2p lending and instrument companies. A few months prior, South Korea launched “Financial Investment Services and Capital Markets Act” and Portugal regulations for securities crowdfunding. The rolls were served with a side of garlic mayo dipping sauce along with traditional soy sauce. The oysters take a while to come to your table as they are freshly shucked in the kitchen, so I recommend ordering them when you order your drinks to get them as soon as possible. Multiple flat screen TVs, indoors and out, make this a desirable destination to watch a good game accompanied by an even better beer. Sweet Baby Ray's is the perfect choice for the dad who loves to BBQ but wants to relax on his big day even without a special buffet. Once you have downloaded the app, you can write your own habits, draw on suggested habits from the community or even join a group of people who are working toward the same goal. Everest encourages you to take your goal and break it down into more manageable, bite-sized bits. If you are looking for something besides your usual breakfast menu, Uptown Cafe also offers a wide range of standard diner fare including wraps, burgers and soup.
This is the perfect way to make customers feel special and entice them to keep you in mind when planning their holiday celebrations. Spread the news of your fundraiser by reaching out to the local media and posting on social media.
But the much bigger thing that is happening in transportation is self-driving cars and car-as-a-service. With hundreds of legacy Windows 2003 servers haunting in the background, there was literally no way it would be a good use of anyones time. How else is the gap between the suit and tie wealth management banker and the millennial that doesn’t want to speak to a person going to be bridged? We welcome discussions with leaders in their fields on how to leverage synergies and best practices from existing frameworks in emerging environments.
I would love to go back soon for their happy hour to try some of the other rolls they offer. Your delivery folks will love our in-app map systems with geo-fence to verify that the order is placed with your delivery zone. Contributors can still use credit or debit card for payments and creators collect the money straight to their bank accounts.
Whereas, if the communication to markets is done well, the positive reaction can increase the company value almost up to ten percentage points immediately after the news have been announced.
Maybe combining self-driving cars and an Uber type service, car-as-a-service, is the real revolution?
They give each kid a little gift bag that has an activity sheet – connect the dots game, etc. The app will plot your check-ins on a calendar and highlight when it becomes a regular occurrence. From pumpkin pancakes in the fall to the fruit festooned waffles in the spring, make sure you give them a try.
I won’t order anything that I will only receive after two years at the moment, when the industry can change totally in a few years. But the most fun Dan says is when he makes handcuffs and tells the kids they can’t escape from him. Maxwell will be deciding upon and after this illness passed we will take a look at producing these scripts into feature films or television productions. All existing campaigns with Paypal are still working with Paypal payment until the campaign ends. Maxwell is spending this time taking care of his wife, and not in production, he has plenty of time to read scripts. Thus, this is a wonderful time to have him take a look at your script.i»?A This page is set aside to give us an opportunity to keep our visitor abreast of what is going on with Maxima Vision Films and our film school.
At the same time we encourage our visitor to write us anything they feel may be of interest in film and television to our community. Many of these articles are written by our own CEO who is serious about keeping our whole community up to date with any breaking news and events we may be involved with.
In the event you write to us a story we find the community may want to know about we will post here on this page. These stories may be of any kind pertaining to the film and television industry, from casting calls our community may want to know about, to events in the area, to a new story ideas you come up with you think might make for a good film or television production. Randall Maxwell of Maxima Vision Films takes some of the backdrop of that particular White House, fictionalizes the story, orchestrates some look-a-likes and dramatizes a womana€™s lust for power who is willing to do whatever it takes to become the first lady president of the United States, including assassination, sex, love or war.
When three unlikely but well-intentioned groups of mighty people join forces to battle the demon, they face challenges within and without. Their variegated backgrounds, including slavery, military, and commoners, must be overlooked if they are to stop Man Burnera€™s evil quest.
The powerful and precious Atma stones must be kept secret if the world is to be saved.Will Man Burner be able to succeed on his quest to find the Atma stones? This delay is expected to last a couple of months, postponing production of every film by a couple of months.The reason for this suspension is due largely to the fact of us not yet having our film school, which is attached to our production company at the point where our investment group had wanted it by summer of 2013.
Another large factor is not finding a large enough pool of talent here locally who have enough professional film experience or training to allow us to completely cast four feature films per year, let alone finding enough professionally experienced crew.Thus, one of the things we are now awaiting is hiring a casting director in Hollywood to cast any remaining major speaking roles for each film we have been unable to cast thus far. This is an all out effort to raise the bar in this region of professionally trained actors as well as crew.
At this summer feature filmA  consortium; Whether you are an aspiring producer, director, script writer, editor, animator, actor, cinematographer, or just want to learn the ins and outs of the film making industry, you may begin as early as the summer of 2013 building your working resume by participation in our Summer Feature Film Consortium! Well, we have serious investors who share our same passions who are willing to put their money where their mouths are.
Let us commit ourselves then together to perfecting our craft of film making and television production by committing to professional training and stop spending money with so-called agencies who are simply in business to sell schools and photos, but have no real connections to even consider making even a feature film.
It is a very sad thing that so many have been lured into such scams and have been taken advantage of, but now it is time for change and a part of this change is a must, raising the bar of excellence.
It is now time for us to show our investors that we are willing to invest in our future so that very soon they will allow us the opportunity that all of us can make a very good living doing what each of us love doing and that we are extremely passionate about.A This film school has always been and will continue to be always a very specialA  part of our production company and our plans for the future as a means of keeping well trained professionals continuing to come on board with our production offices, from professionally trained actors to crew. This keeps fresh ideas coming through the doors, but more importantly it allows us to always know we have the most highly skilled actors and crew that money can buy. Our investment group has always made the film school a stipulation on their investing in our feature films and will continue to do so. A One of the biggest concerns of our investment group is to keep from happening here what happened in Louisiana, where their film makers were at least diligent in getting their law makers to raise the incentives to entice major film production companies like Maxima to come into their state to produce films in their state. They were able to do this by quoting statistics which prove, when major film production companies come into your state and begin producing motion pictures, they bring with them literally millions of dollars into the local economy. In Louisiana, they experienced tremendous success in enticing these companies into their state.A Unfortunately, these companies came by the droves, however, once there they found there was not enough professionally trained talent already there to produce the number of films they wanted to produce, causing them to have to hire the bulk of their needed talent out of state.
Because these incentives are based on hiring local talent, these companies when they were forced to hire outside of state talent, they lost their incentives.
Louisiana has since worked diligently trying to get professional instructors in their public schools and universities to train up a workforce of professionally trained film and television professionals to salvage what they can of the professional production companies who have remained and tried working with them.A At Maxima Vision Films, we have experienced the same thing in this region as far as finding sufficient professionally trained talent to do here what we had planned to do in this region. When I speak of this region, I am speaking of the region of Tennessee, Arkansas, Oklahoma and Louisiana. We have two investment groups, one of which has already committed to funding four feature films or television productions per year over the next five years here in this region with Maxima.
We want to shoot films that matter, films which can help to shape our culture positively as opposed to negatively. These films will be marketed directly to the Christian community, which when one considers 70% of the USA population are professed Christian, this is an enormous market. We are certain if we can keep our production cost down under a million dollars the odds are in our favor of at least breaking even if not making a few dollars, especially considering telling stories that matter. If we can keep our films under $500,000 the odds go up even further, and we know one film in 6-7 will make a substantial return. Our main goal though is telling stories that matter, that might help shape our culture positively, and we can all make a decent living while doing what we are all passionate about doing. A To accomplish all of this though, we are going to have to raise the bar here in this Texas region as far as talent goes.
We are diligently seeking those individuals who have a real passion for film making and television productions, who are driven by this passion to do whatever it takes to one day be able to make a living in a industry that chances are very bleak in anyone getting to a point of making a living.
However, one thing is for certain, to have any chance at all, the more one is willing to do in the industry, whether it be sweeping the floors, taking coffee to the director, or being the lead role, or simply investment of time, energy, and money to keep perfecting their craft, all tends to lead to work, which gives us more exposure, that in turn leads to more work, etc, etc, etca€¦ A The point is this; we have investors, which is something, if not the one and only thing which keeps most from doing what they truly want to do in this industry!
These investors are seeking individuals like yourself who are like minded, those who have a real passion for film making and television productions, but who are also just as passionate about telling stores that matter. However, the real key is finding these like minded individuals who take this business very serious, as serious as our investors take it, those who are willing to invest into their own future, so as to help them to perfect their individual craft so that they are the very best they can become, so that as a collaborative art form we are able as a group of individuals creating a quality product. After he began his own recovery, he helped set up centers to help other addicts."I abandoned my old life to serve the Lord Jesus Christ," he said. One twin struggles with an addition to prescription drugs, while the other battles doctors whose prescription anti-psychotics are driving her sister to madness and death.a€?One is what I call a€?preachya€™ and more for the church community and affirming faith,a€? Maxwell said. With the first type of film we will focus on films which are considered preachy and on the nose which will be marketed directly to the Christian community. The second types of films we will focus on are those designed to reach the un-churched with a message of hope for a hurting world, a film with at least a redemptive message.
This investment group is especially interested in getting involved with projects where the project owner has some sort of invested interest in the project themselves or have some avenue to put together a split funded project somehow, thus splitting the risk as well.A A Thus, this investment group funded many trips around the country for Dr. Maxwell to travel and meet with other investment individuals, companies and groups who had expressed interest in partnerships with the films we were already in pre-production stage which were our films a€?Rachela€™s Gracea€? and a€?Sister Surrendereda€?, both of which had an estimated production budget of around $300,000.
We had felt with partnering with others who could double the production budget we could add at least some actors with much experience as well as other talents. Unfortunately, at this point, though we met many such investment groups who had expressed interest in split funding our film projects, most simply had projects themselves who they wanted our investment group to invest in their film projects and did not show us even any interest what so ever in split funding our film projects after our investment group paid travel and lodging expenses for Dr Maxwell to meet with these people.
A With this being said, this has been a very expensive summer for our investment group in trying to put together split funded film projects.



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