• Each state has its own programs designed to bolster homeownership.
  • Some of these programs include Mortgage Credit Certificates and Below Market Interest Rate Loans.
  • Still, others have a combination of both, as well as more specific programs at the county and state level.
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
More program details
Program: Tax-Exempt Buyer
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details
Programs:
  • Homeownership Loan Program
  • Second Mortgage Assistance Loan
  • Live Near Your Work
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Primary residence
  • Meet purchase price limits
More program details
Program: Georgia Dream Homeownership Program
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
  • Primary Residence
More program details
Program: First-Time Home Buyer Loan Program
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
First-time home buyers in Iowa have several options, including a tax credit and loans. Unfortunately, both are not available at the moment. Contact your location housing authority to check the availability of tax credits and loans. More program details
Program: First Time Homebuyer Program
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: First Home Program
Including:
  • No Point and Low Point Mortgages
  • Advantage Mortgage
  • Financing for Mobile Homes
  • Purchase Plus Improvement option
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Various programs include:
  • Convential Mortgage Loans
  • Real Estate Owned Program
  • Save-A-Home Loan Program
  • Military Family Mortgage Program
  • Downpayment and Settlement Expense Loan Program
More program details
Various programs include:
  • Soft Second Program
  • HOME American Dream Downpayment Initiative
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Affordable Mortgages
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Various programs include:
  • First Place Homebuyer Program
  • Cash Assistance Loan
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Buying in a targeted area
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage$aver Programs
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Fulfill the credit criteria
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Fulfill the credit criteria
More program details
Program: Low interest loan program
Requirements:
  • Meet income requirements
  • Maximum purchase price of $214,925
  • Maintain a minimum credit score of 640
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • No bankruptcy in 2 years
  • No foreclosure in 5 years
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Must pay fees and have down payment
More program details
Various programs include:
  • FirstHomes Loans
  • FirstHomes100
  • FirstHomes100+
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Maximum purchase limit $204,432
  • Veteran waivers may be applicable
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details
Program: Low interest loan program
The Utah Housing Corporation offers three variations of home loans for eligible residents: FirstHome, HomeAgain, and Score. Each 30-year fixed-rate mortgage is available for first-time buyers and previous home buyers (except FirstHome), and includes sales price and income guidelines.
More program details
Program: Low interest loan program
Requirements:
  • Own no other property
  • Meet income requirements
  • Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details
Program: Mortgage Credit Certificate
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details
Program: Low interest loan program
Requirements:
  • Haven't owned a home in 3 years
  • Meet income requirements
  • Meet purchase price limits
  • Will be primary residence
More program details