Select a state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Each state has its own programs designed to bolster homeownership.
Some of these programs include Mortgage Credit Certificates and Below Market Interest Rate Loans.
Still, others have a combination of both, as well as more specific programs at the county and state level.
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Primary residence
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Primary residence
Meet purchase price limits
More program details
Programs:
Homeownership Loan Program
Second Mortgage Assistance Loan
Live Near Your Work
More program details
Program: Georgia Dream Homeownership Program
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
Primary Residence
More program details
First-time home buyers in Iowa have several options, including a tax credit and loans. Unfortunately, both are not available at the moment. Contact your location housing authority to check the availability of tax credits and loans.
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
More program details
Various programs include:
Soft Second Program
HOME American Dream Downpayment Initiative
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Buying in a targeted area
Meet income requirements
Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Mortgage$aver Programs
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Fulfill the credit criteria
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Fulfill the credit criteria
More program details
Program: Low interest loan program
Requirements:
Meet income requirements
Maximum purchase price of $214,925
Maintain a minimum credit score of 640
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
No bankruptcy in 2 years
No foreclosure in 5 years
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Must pay fees and have down payment
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Maximum purchase limit $204,432
Veteran waivers may be applicable
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Will be primary residence
More program details
Program: Low interest loan program
The Utah Housing Corporation offers three variations of home loans for eligible residents: FirstHome, HomeAgain, and Score. Each 30-year fixed-rate mortgage is available for first-time buyers and previous home buyers (except FirstHome), and includes sales price and income guidelines.
More program details
Program: Low interest loan program
Requirements:
Own no other property
Meet income requirements
Meet purchase price limits
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Will be primary residence
More program details
Program: Mortgage Credit Certificate
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Will be primary residence
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Will be primary residence
More program details
Program: Low interest loan program
Requirements:
Haven't owned a home in 3 years
Meet income requirements
Meet purchase price limits
Will be primary residence
More program details