The copy of earlier insurance policy effectively owns the car until the designated proprietor or driver of the vehicle. There is an app for Apple and the.

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After reading this article you’ll find the best solution and struggle against your dry and damaged hair. The insurance group your car falls into can have a direct effect on your car insurance premium. From parts prices to performance, a look at the factors which affect which car insurance group your car falls into.
When the time comes to buy or lease a new car it’s worth taking some time to research which car insurance group the new model falls into. Previously car insurance groups ranged from 1-20, however the introduction of a 1-50 rating has allowed the panel to accurately assess vehicles and place them in the right group alongside similar models. Car insurance groups are set by The Group Rating Panel which meets every month to recommend insurance groups for new cars built to UK specifications. The research put forward to the panel by Thatcham normally takes six different factors into account.



Next the group consider the repair costs and times – the longer the time it takes for the car to be repaired, the more expensive the repairs will be. The performance of the model and the model’s security are the fifth and sixth main factors to be considered. Please download the latest version of the Google Chrome, Mozilla Firefox, Apple Safari, or Windows Internet Explorer browser.
Car insurance groups now range from 1-50, with the higher insurance group cars requiring the highest premiums. Although it is not compulsory for car insurance providers to use the recommended car insurance groups when calculating premiums, many choose to use them to set a standard across the board. Nearly three quarters of the information used by the panel, which is made up of representatives from the motoring industry including the ABI, is based on research conducted by the Motor Insurance Repair Research Centre (Thatcham). The group compares 23 standard parts between each manufacturer to see which are the cheapest – the cheaper the replacement parts, the more likely the car will be placed in a lower insurance group.


High performance cars are often classed as more dangerous because they can reach higher speeds so they are usually placed in a higher insurance group, while security features such as inbuilt immobilisers and visible VINs can help to bring the model into a lower insurance group. To assess this, Thatcham looks at the likely extent of damage to each model and the cost of the parts involved to repair it – the lower this cost, the more likely it will be placed in a lower insurance group. The third thing to be considered is the new car values – these often give a good guide to the cost of replacement and repair for the model.



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