The copy of earlier insurance policy effectively owns the car until the designated proprietor or driver of the vehicle. There is an app for Apple and the.

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When you book a hire car you will have the opportunity to purchase an extra ?excess? insurance for your hire car. Car hire excess insurance is not a requirement for a hire car, it is an optional extra that you can purchase to give you peace of mind and to protect you should something go wrong. Standard excess amount on cars are usually not less than €1000 and can be higher if you have a bigger class of hire car. This means that if you have an accident or damage to glass, tyres, roof etc, your car rental insurance will only cover costs above the excess amount. Car Hire Excess Insurance can be purchased from Car Booker at the car hire booking, simply tick the box. Car hire excess insurance can also be purchased at the point of pick up at the hire desk, however, this is not provided to you by Car Booker and therefore we have no control over the pricing. Excess insurance provides peace of mind and protects you against having to pay a large excess in the event of an accident.
All suppliers displaying their car hire packages with Car Rental Buddy include basic insurance coverage – collision damage waiver, theft waiver, and third party protection.
Excess is the amount you are liable to pay in the event of an accident or if the rental vehicle is stolen.
If your rental package has an excess payable of $3,300, it means that you are only liable to pay up to a maximum of $3,300 in the event of theft or an accident. The standard excess amount for a hire vehicle is generally quite high and is much higher than the standard excess payable for your personal car insurance.

The important aspect to remember is that rental vehicles are not in the same category as personal vehicles.
Furthermore, every driver that rents a vehicle will have their own driving history and insurance claim record.
Remember: When organising your own personal car insurance, there are various questions insurance companies will present, and the premium you pay can change based on the responses you provide. When organising your personal car insurance, you are able to change the excess amount payable.
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That means that if you have an accident and you are required to pay the excess, then the car hire company will take this from you directly. In many instances, there is a lot of confusion surrounding what is covered, the excess payable, and the amount of standard excess applied to a rental package. As with your personal car insurance, if you are involved in an accident or theft has occurred, to make an insurance claim you will need to pay the detailed excess as per your policy.
Car hire vehicles have scheduled bookings and an accident or theft will result in loss of business for the supplier.
Whilst the circumstances surrounding the purpose of insurance are similar between your personal and car hire policies, the consequences are different for a supplier and an individual. I think for those who are thinking of getting insurance should read this post before they make any move.
You will then use your excess insurance policy to reclaim the amount of the excess that you had to pay.

We hope this article will assist in explaining the insurance component and the options available to you when selecting a vehicle for hire.
Unfortunately, car hire suppliers are unable to determine or detail whether a driver is a rating one or not. Should a person not listed on the policy be driving your vehicle and they have an accident, your insurance company may void your policy cover.
Before you choose the insurance provider, it’s important that you know your requirements and be familiar with the type of insurance that you will get. You should notify the insurance company immediately and they will advise you about all documents, receipts etc that you will need to have in order to submit your claim. Talking also to a broker or insurance agent will help you to learn more about car insurance.
Collision Waiver Damage is normally included but it is subject to exclusions and usually to an excess.
Options are usually to reduce the excess to a lesser amount or, in some instances, you can purchase a complete package that offers nil excess.

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