The copy of earlier insurance policy effectively owns the car until the designated proprietor or driver of the vehicle. There is an app for Apple and the.

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The comprehensive cover is often expensive but the insurance cover costs extra because the insurance covers many times almost everything, both you and your car and the third party. The comprehensive also covers medical cover, malicious damage, personal effects and vandalism.
The most common is that comprehensive covers personal effects, accidental damage, vandalism, malicious damage plus flood and storm.

If your car is not worth that much then you can always scrap the car and it could be cheaper in the long term instead of paying a comprehensive car insurance cover. Comprehensive cover also got variable excess and compulsory  excess, and medical expenses cover up tp a specific sum of money. Especially if you are not entitled to any NCD, the bad parts are of cause that you won't be covered in the event of a car accident.

So if you find out that comprehensive cover is to expensive, try a different insurance cover- for example third party fire and theft.

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