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Buying a home, whether it’s your first or you’ve already owned several properties in the past, can be an exciting process. Are you ready to start thinking about putting numbers to paper and moving forward with the purchase process?  Here are some helpful tips to help put you in the best position when submitting a serious offer on the next home for your family. Whether you are making a direct offer to purchase a home or you are bidding against other potential buyers, make sure your offer is affordable for you and reasonable for the seller. Do some research before making an offer, and find out what the average price per square foot has been on neighboring properties or those with similar characteristics as the one you are hoping to buy. Take into consideration the neighboring properties and the neighborhood as a whole when you make an offer to purchase a home. Read every paragraph and page of any contract, agreement, or document you are asked to sign, before you sign it. If you are positive you’ve found the perfect home, all your financial strings are neatly tied together, and you have the down payment on-hand, make your move as soon as possible.
When you move ahead into the home-buying process with these tips in mind, you will do with less stress and better prepared to handle the process from start to finish.
You may not be familiar with Lori Ballen, Ballen Brands, or The Ballen Method - but I’m almost certain one of your respected professional peers is. Long before 2010, I was a business owner faithfully (and sometimes embarrassingly!) practicing my motto, “fail forward”.
In the six years that followed, growing organically through trial, error, and triumphs, I also launched a training and marketing company, Ballen Brands, to assist honest, hard-working professionals like you. All of my lead generation - all-of-it - is done through search engine optimization (SEO) and social media. I’m so excited to meet you, to shake your hand, to answer your questions, and to help you grow your business. For 2015, Zillow predicts millennials will overtake Generation X as the biggest group of home buyers.
Zillow’s predictions for 2015 are all about buyers – especially young home buyers – having their best shot in years at finding a home. First-time buyers who stayed out of the market – either for demographic reasons or because they just couldn’t find the right entry-level home – will have a breakthrough year, according to Zillow.
Zillow’s 2015 predictions are based on housing data that shows rents continuing to skyrocket while the for-sale market levels off. In fact, Zillow predicts the millennial generation will overtake Generation X as the biggest group of home buyers in 2015. In light of these trends, Zillow took a look at income data, home-value growth and the number of entry-level homes for-sale to rank the best markets for first-time home buyers in 2015. Las Vegas real estate in 2012 will no doubt be a wild and wacky and an unpredictable market resulting in broken crystal balls as it has been for the last 5 years.
Buying a home in the Las Vegas Valley in 2012 is going to be no fun and no bueno for buyers because of AB 284! 2 Simple Ways to Save Money NOW On Your Electric BillOctober 7, 2014 By Renee Burrows Leave a CommentI don’t understand why so many people are jumping shark and going gaga over the free solar panel “giveaway” in Las Vegas. Ikea’s Famous Cinnamon Rolls, Swedish Meatballs, Gadgets and Furniture Coming to Las VegasJuly 17, 2014 By Renee Burrows Leave a CommentIKEA USA announced via it’s facebook page and a press release that they are planning to bring their famous cinnamon rolls, swedish meatballs, gadgets and inexpensive furniture to Southwest Las Vegas! You don’t want to make an offer that will strain your finances, but you also don’t want to make one that offends the home’s current owner. An opening offer based on the square footage (livable space) of the home is a reasonable starting point. If you don’t understand what something means, ask, and if you don’t fully comprehend the terminology, terms, or conditions, continue to withhold your signature until any murky aspects of the paperwork have been thoroughly explained in detail. You don’t want to spend a couple of weeks reaching a decision to buy, only to find out you are now second, third, or fourth in line behind other potential buyers.
Buying a home, whether it’s new or “new to you,” should not only be one of the biggest investments you’ll make in your life, but also one of the more enjoyable activities too. I built millions in various business ventures, and I threw millions away through haphazard mistakes, dangerous habits, and bad choices. I learned the difficult way and I validate my experiences by recycling my hard knocks to demonstrate for you a simple way to dominate digital strategies. If you’ll allow me, I can show you mind-blowing tricks of the trade and secrets of success.
That economic reality, increased inventory, and millennials getting married and having children after delaying those choices, will give buyers more negotiating power.

Rising prices and competition for properties from regular buyers have pushed them out. A Sellers are currently pushing the limit with pricing higher and getting multiple offers which also pushes the prices higher.
More often than not, a homebuyer’s stress level is directly related to their understanding of all that is involved in buying a home. A seller wants to offload the property as quickly and completely as possible so they can secure the funds from the sale to spend as they wish. Talk to your associates, your friends in real estate, and ask what they know about the Ballen name.
And the good news is, your success story won’t cost you millions over decades like mine did! I’m so sure of your potential growth in my classes, I’m willing to put my name on the line. Rick Shelton noted that in 2010 all internal factors within our market place have stabilized – inventory, prices and absorption (or sales). Things that will detract from your home’s curb appeal and value are negotiating points when you are ready to make an offer. It will only take you a short amount of time and a small investment to build your business, your reputation, and your riches. A As our inventory currently falls down, sellers know that in the event of a low appraisal, all they have to do is put the home back on the market and seek out a cash offer.
This will allow you to take a proactive stance in ensuring that your credit is in good shape.
But my husband and I held on by the tattered threads of our rags to riches dreams, gathered up our life lessons, and joined Keller Williams Realty in September of 2010 with a wish and a prayer. Predictions included that 2011 will mirror the pricing activity and sales of last year with the caveat that all external factors, such as interest rates and the value of the American dollar stay consistent. You should avoid making any large purchases during the year prior to your home purchase, and also avoid opening any new lines of credit or extending existing ones unless it’s unavoidable.Anticipate a down payment of 20 percent and start saving as early as possible.
Using the stepping stones I’ve spent more than a decade constructing, you, too, can build your success story in business. When we became a part of the Keller Williams family, all we had was a computer, faith, and an undying need to succeed. Lawrence Yun noted that Las Vegas could see an increase of home values by 15%; he also stated the pendulum could swing the other way and we could see a decrease.
You can sometimes find lenders who will require less, but 20 percent is often the standard down payment for a mortgage loan. Yun noted the factors to watch to see which way the pendulum swings are the population migrating to Las Vegas, job growth, and softening of bank lending guidelines.What Does Las Vegas Need Most The main components needed to bring more stability to our local market include jobs, jobs and jobs according to John Restrepo. When you determine how much you are willing to pay for a house, you can then calculate what your down payment needs to be and start budgeting to put that money aside for the purchase.Get your financial paperwork in order so you can have it ready for the lender when you start the pre-approval process. Lenders often ask for paycheck stubs, bank statements, W-2s, and tax returns; they want a sufficient amount of documentation to establish a financial history. Without jobs, people are not able to make their house payment or get qualified for a new loan to purchase a home. You should have on-hand your tax returns for the past three to five years, and paycheck stubs and bank statements for at least the past year or longer.Get pre-approved for a home loan before you start house shopping. Restrepo also noted that diversification of our local economy will be required since the majority of our economy is based off tourism. You don’t want to have your heart set on that two-story brick Colonialon a cul-de-sac in the perfect suburban neighborhood, only to find you can’t qualify for a loan that matches the price tag.
If the rest of the country does not have expendable income to visit Vegas, the whole city suffers. Loan pre-approval lets you know, after various lenders have examined your credit worthiness, exactly how much you will be able to afford. One suggestion Restrepo mentioned was creating additional quality health care facilities (especially because our town is desirable to the baby boomers which are in need of such facilities) and increasing our Education system. Local business owners and politicians have been working on the local health care system however we have a long way to go in the education arena. Just because a lender will give you a $500,000 mortgage doesn’t necessarily mean you can afford to make the payments each month.
Restrepo also mentioned that getting our state budget under control and decreasing our state deficit will also play a major factor in the recovery of our local economy.Key Players in 2011The panelist closed in predicting the major players that will have the most impact on the local real estate market in the coming year.

Set a price range that you feel comfortable with and stick to it, regardless of how much purchasing power you are approved for.Don’t take the first home loan you are offered.
Take your time and shop around for a loan that provides you with the lowest costs and fees, and an interest rate that is competitive.When you are looking at the sales price of a home you are interested in and you think you can afford, keep in mind that your mortgage payments aren’t the only costs associated with buying or owning a home. The second group of players will be Foreign Investors that are able to buy a secondary home or invest their currency into the local market to receive a positive monthly cash flow. The third group of major players are predicted to be First Time Home Buyers due to the fact they can get an affordable monthly mortgage payment for the same amount or cheaper than local rental rates. In some areas, there is some seasonal fluctuation with housing prices simply because of the temporary influx of visitors, but the market itself is always going up and down. The best time to buy a home is when you’ve found that house you simply cannot live without.When you have found a home you like in a particular neighborhood, check out the prices of similar homes in the same area to determine whether or not the house you’re interested in is overpriced or priced just right.
At the end of the day, all of the participants provided an educated guess for the next year.
This will let you know where your property lines are, which is useful information to have in the event of property disputes (“your tree is in my yard” or “half that fence belongs to me”) or when property taxes are due.Bigger isn’t always better. We don’t have history books or public policy to review to predict future data and handle current issues.
Also, bigger homes have bigger price tags, and property values rarely go up enough to give you a resale edge, so choose a home that is the “right” size for your family’s needs.Be objective. Even if you absolutely love the red roses bordering the driveway, or the diamond-shaped fire pit in the backyard, don’t make your buying decision based on your emotional pull toward a home. Evaluate it logically and analytically, and do your best to choose a home that meets all your needs. You can always plant begonias and build a fire pit after you’ve bought the best house for your family.Even if the house is new, have a certified home inspector give it a thorough examination before you decide it’s the right house for you.
Some homes have hidden issues that don’t reveal themselves until after you’ve signed on the dotted line.  A home inspector can often detect these issues beforehand, saving you the headache of dealing with the perfect-home-turned-money-pit. If you have already created a short-short list of potential homes, you might be able to negotiate the cost of a home inspection into the seller’s side of the arrangement.Spend time in the neighborhood at different times of day.
Is it a neighborhood that you feel comfortable in, no matter what time you are out and about?
Or does the young couple several doors down throw parties every weekend, or perhaps the children across the street engage in a loud and disruptive game of street hockey every afternoon? Is the neighborhood near local amenities like the grocery store, your workplace, K-12 schools for your children, dining venues, entertainment locations, parks, or other spots you visit on a regular basis? In this complex and ever changing real estate market, make sure you are choosing the right professional to help you achieve your short and long term real estate goals.
DO research, ASK questions, INTERVIEW real estate agents and CHOOSE the agent that offers you the best service for your specific needs. This includes the placement of various furnishings and decor to fill the rooms and cover bare walls or built-in shelves. Read More…Search Notice to ReaderThe purpose of this website is to provide information, updates and solutions to issues regarding the real estate industry.
Some HOAs are extremely restrictive — down to the color of the exterior paint and what type of flowers you can plant in your yard — while others are less prohibitive and lean more toward ensuring that everyone lives in a safe and appealing neighborhood.There are a large number of funding options, tax breaks, discounts, and other boons offered to home buyers, whether a first-time buyer or repeat owner.
Dig thoroughly and look for as many financial breaks, credits, and options as you can find.
Real estate listings held by brokerages other than this site owner are marked with the IDX logo. Some examples would include funding or grants for the purchase of a home that has been substantially upgraded to be more energy efficient, or options for people who pursue specific fields of employment.Avoid buying a home that has an irresistible view. A house that overlooks the Las Vegas Strip or one that has an unimpeded waterfront view may not have that same view in a few years. If you buy a home strictly because of the surroundings, you may soon find yourself stuck with a house you didn’t care much for in the first place — without an appealing view to make it more bearable.Many real estate agents represent the seller, not the buyer.
You can, however, find a “buyer’s agent” that represents your interests and works for you to help you find the right home for your family.

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