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According towards Community Financial Services Association of America website (CFSAA.com), as of April, 2012, “The Community Financial Services Association of America (CFSA) is the national organization invested in advancing financial empowerment for consumers through small dollar, short-term loans. Now in the 12th year, CFSA was established encourage laws and regulations that protect consumers, while preserving their use of credit options, and to oblige and encourage responsible payday advance industry practices.”

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