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Published 29.06.2016 | Author : admin | Category : Easy Way To Make Money

If you are willing to explore the sophistication extended by the real estate marketing, you are best placed to experience it on the year 2015. Just in case you did not know about the technologies that are available for you as a property buyer, here’s a list of Real Estate technologies that will surely leave you bedazzled with their spec features. Egging on the Google maps and location apps does not help much if you are already a property buyer. CommonFloor Retina has been developed on similar line as the Virtual 3D tour with many additional specs from the point of view of an Indian property buyer. How many of you have slipped on a deal just because you did not have the right clauses in the agreement? It is vital to communicate with your employees about the procedures of your business continuity plan before, during and after an incident. At the first sign of any major disruption, accounting for your employees should be at the top of the to-do list. Do you have emergency contact information in case you can’t get in touch with someone? A designated member of the Incident Response Team (the firm’s leaders who oversee the incident) should work with Human Recourses to track down and reach out to every employee, ensuring their safety. Setting these expectations at the first sign of disruption will demonstrate to your employees that someone within the firm is in control of the situation and that they needn’t worry. By providing recovery status updates throughout the incident, employees will calmly be able to support the recovery efforts. For instance, during Hurricane Sandy, some firms set the expectation that status updates would occur every few hours. It is extremely important to have a communications plan outlined prior to an incident occurring. Read on for five takeaways from the SEC’s business continuity guidance update or scroll down to watch our full, 30-minute webinar replay. When writing a BCP, firms undoubtedly remember to create plans for their physical office facilities and technology systems, but it is important that you don’t overlook other important components that drive the well-being of your firm.
Remember: A business continuity plan is dynamic, therefore changes and challenges faced need to be transparent within all parts of the company. The SEC also recommends firms test business continuity plans yearly, however our BCP planners stipulate that for some processes testing should occur on a semi-annual basis. Security threats abound for financial services firms, and private equity firms are not immune. The above security and business threats pose a serious challenge for private equity firms today. The Securities and Exchange Commission (SEC) has made it clear to advisers, with the release of several technology and operations-centric guidance recommendations, that business resiliency is and should be a priority. How then, with all of the aforementioned security threats, resiliency concerns and regulatory pressures, do private equity firms manage and mitigate the risks they face?
Contingency Planning: A comprehensive strategy company wide for disaster recovery (DR), business continuity planning (BCP) and scenario-based planning, such as in the event of a pandemic. Third Party Oversight: As mentioned, the SEC has now highlighted third party oversight in two of its recent guidance recommendations (related to cybersecurity and business continuity planning), and as PE firms look to broaden their outsourcing efforts and leverage critical third parties such as cloud providers, administrators and accountants, it becomes more clear with each passing day how imperative it is to maintain strict oversight of these providers. There is no shortage of threats to financial services firms, and the list of requirements from investors and regulators alike is growing at a rapid pace. Cultivate: More abstract than the prior points, this third pillar suggests that firms create a culture of compliance throughout the organisation, starting from the top. Manage: The fourth and final pillar of an effective cyber security defence programme relates to managing key third party relationships with vendors, and at a higher level, taking a strong position on risk management across the firm. Emerging managers face a tough landscape from regulators and stiff competition for investors, therefore making early investments in cyber security protections is critical to demonstrating preparedness and forging successful investment endeavours.
The potentially big concern to be aware of is the information users are making accessible to the app’s developer, Niantic Labs.
Because the app was initially only released in limited counties (US, Australia, New Zealand), people from other countries have attempted to gain access to the app through unofficial channels. You’ve probably heard several different audit-related terms being used to assess service organizations and data center quality. According to NDB LLP, "the Statement on Standards for Attestation Engagements (SSAE) No. According to the updated standards, an audit that is conducted under SSAE 16 results in a SOC 1, or Service Organization Control No.
SOC 2 provides much more stringent guidelines than SAS 70 or SSAE 16, and is specifically designed to assess the quality of data centers and service organizations. SOC 3 is similar to SOC 2 in that it provides a similar level of assurance regarding the five Trust Service Principles. SOC reports provide data center operators and service organizations with a more comprehensive set of guidelines on which to base their controls and policies.
A key challenge in today’s landscape is weighing cost versus benefit when it comes to maintaining internal hedge fund operations and technology. How does a firm go about maintaining their existing levels of performance and efficiency while also trimming costs and anticipating changes that cannot yet be defined? Setting individual and group goals and objectives, as well as a clear method for achieving these, is one of the most important things a fund can do in order to maintain an effective, scalable staff.
When evaluating staff, a manager should look at each role within the firm and determine what tasks could be consolidated to reduce possible duplication of work and increase operational efficiency.
Technology selection, maintenance and support have always been challenges to investment managers.
As firms are challenged with reduced technology budgets, they should evaluate which applications are mission-critical to their operations as well as evaluate hardware components to ensure they are under warranty and have continued support.
Although the technology is automating your business process, understanding the system functionality, the support model and the expected service level from a third-party vendor is often overlooked by hedge fund managers and hedge fund staff. According to the FBI, these email scams have increased by 270 percent (%) since January 2015. Phishing Email Tests: Mock phishing emails disseminated to employees across a range of current, relevant topics. Interactive Online Training: Sessions cover a variety of security topics including awareness training, cyberattacks, types of phishing and more. Reporting: Advanced phishing training services will provide quarterly reports benchmarking employee vulnerabilities, phishing and training results, user actions, etc. When it comes to protecting your hedge fund’s assets, employees can become your strongest shield of protection. Plans and resources are helpful in getting employees more organized, but for hedge funds and private equity firms, finding time to develop and gather these materials can be difficult.
Consider providing some resources such as binders or forms where employees can write down contact information of insurances, utility vendors, neighbors, etc. It is always a good idea to have some extra supplies stored away if a situation arises when people need to stay indoors or shelter in place. Suggest to employees that they keep up-to-date contact information stored on electronic devices as well as in hard copy form. Cybersecurity has fast become an imminent and pervasive threat to the investment management industry.
By any measure, the investment management community as a whole has been put on notice of the significance of this issue and the severity of the risks it poses and, for those Fund Managers who have not yet designed and begun to implement a Cybersecurity Program, it is accurate to state that such managers have failed to comply with a regulatory hot-button issue that has ranked as one of the Commission’s top examination priorities over the last three years. To be fair, however, the regulatory guidance issued to date does not provide clear standards, checklists or protocols for developing a Cybersecurity Program.
The Commission’s position in this regard was demonstrated in its 2015 action against a St. Of course, times have changed and now we see investor DDQ documents upwards of 5-10-20 pages in length and asking great levels of detail about technology, cybersecurity and operations.
Secondly, there is a clear increase in how hedge funds and financial services firms are leveraging outsourced service providers.
The last point here is with regard to some of the large-scale disasters we’ve seen in recent years.
So we know now that there has been an evolution, but what exactly does that evolution equate to? A case can be made, however, that there’s a time and a place for each cloud platform and both offer their own advantages for financial services firms. Hedge funds and private equity firms demand uptime to ensure operational efficiency and profitability. While a public cloud offering may entice small start-up firms in particular, it is likely these firms will soon outgrow these services and be forced to migrate their data and infrastructure to a larger, more tailored platform.
With a private cloud solution, firms can easily grow and scale upwards as well as incorporate financial-specific and custom applications. One area where the public cloud shines for many is for purposes of testing and development. Larger, public sites such as the Googles and Amazons of the world are inherently more susceptible to viruses, cybersecurity attacks and intrusions. On the compliance front, there are a number of demands placed on hedge funds, private equity firms and other investment advisers. The low-cost option of public cloud computing platforms is seriously appealing to many firms; who wouldn’t want a service priced at $20-$30 per user?
Why Should I Choose Private Cloud Services Over Free File Sharing Services or Public Cloud Tools? The cyber threat world is changing fast and hackers have their sights squarely set on the financial industry, so here are five security practices your firm had better get right. Engage a real-time intrusion detection and mitigation system for both your on-premise and cloud environments.
From our perspective, the cloud is now a tried and tested infrastructure environment that is acceptable to the institutional investor community. Where managers need to spend their time is deciding on the best cloud provider to work with, as opposed to thinking about whether or not they should use a cloud provider in the first place.
There are clear indicators to look for and expect from a cloud services provider with whom you wish to entrust your firm's technology lifeblood. When entering into a new partnership, you want to feel confident that the other side understands you and appreciates your unique qualities. One of the great benefits to leveraging an outsourced cloud provider is that it checks off an important box on your task list.
We're all concerned about the potential for a security breach to wreak havoc in a business setting, and preventing such an occurrence is not an easy feat. Following is an example of the type of phishing or imposter emails that enter employees’ inboxes. In this article, we will take a look at some critical considerations and provide guidelines for what to look for when selecting a Help Desk provider for your firm.
The best Help Desks are those on which analysts are 100% employed by the IT service provider. Help Desk employees should be centralized to ensure that clients in all regions have access to the highest quality service regardless of the day or time. It is hard to believe it but the real estate segment offers some of the best tech savvy applications to both buyers and sellers.
If you wish to see what’s inside the house, you can adopt the Virtual 3D tour to zero onto every corner of your dream base. For instance, the Retina not only allows the buyer to view and access the interior of a house, it also allows comparison and review with other similar sites. The builder saves time, money and effort that go in to a building a sample floor, while the prospective property buyersenjoy the experience of living in a place built exclusively for them.
That provides complete online marketing solution including SEO, SMM, PPC, Hosting and web Development Services. To help, you might want to watch our recent webinar highlighting the SEC's June 2016 business continuity guidance update. By doing so, you set the wheels in motion by creating the guidelines for the firm’s recovery. Depending on the severity of the incident, it should be communicated to employees that these status updates will be provided in a well-timed manner. These high-level updates should include a recap of the event, what the firm knows and what response leaders are proactively doing to recover. Delegating who will communicate to employees and what will be communicated is a vital piece to any business continuity plan and any firm’s successful recovery. From senior management executives to representatives from Human Resources and Compliance, internal business continuity contributors need to be informed of and up-to-date on policies and procedures.
Since the financial industry faces so many changes and evolving threats, we recommend that firm stakeholders meet on a more regular basis to discuss operational incidents, changes and challenges as they happen.
Some plans to consider testing more often include, but are not limited to, employee remote access capabilities, disaster recovery systems and employee communication procedures. The SEC advises that hedge funds and private equity firms conduct thorough due diligence on critical third parties to ensure they have plans in place to operate in the face of an emergency. When it comes to managing and mitigating risk, PE fund managers are wrestling with growing threats on the security front and beyond along with mounting pressures from the likes of the SEC and other industry best practice standards. In 2014, the SEC began its cybersecurity initiative and began to advise that private equity firms adopt and employ technical and administrative safeguards to ward against increasing cyber threats. A clear strategy is needed, one that combines infrastructure and business resiliency protocols designed to protect the firm’s equity assets while also demonstrating a commitment to operational excellence now viewed as a necessity by industry parties.
As private equity firms gain great benefits from these outsourced functions, they should continue to take ownership of those relationships and evaluate on an ongoing basis how successfully each provider is managing risk.
As a startup, it's important to demonstrate to investors that you take your business seriously, hence, investments in operational excellence are required.
The most effective cyber programmes will focus on four critical administrative areas: (1) developing comprehensive security policies and plans to prevent external cyber-attacks or internal breaches, (2) training firm employees on said policies and current cyber threats, (3) cultivating a culture of security awareness from Management down, and (4) managing an effective risk programme via external vendor oversight. As a result, training is not only critical but essential so employees understand the threats facing them and the company as a whole, as well as how they can take steps to prevent, detect and respond to cyber security incidents. Senior Management need to set the tone for the firm by spreading awareness of cybersecurity threats and their potential impact on the business by instituting annual information security awareness trainings and sending regular reminders about basic security protocols. Managers must work closely with all their third party service providers to understand how their cyber security programmes are designed and ensure the data and assets of the investment firm are protected from internal and external threats. From day one, start-up alternative firms must operate at an institutional-level, vaulting themselves into competition with established funds and validating the operational excellence that has come to be expected of them.
In existence for a mere 6 days thus far, Pokémon GO has already amassed more daily users than Twitter and Snapchat. To play the game, a Google login is required (unless you have a login with Pokémon), meaning the permissions you grant to the app include giving access to your full portfolio of Google accounts.
At just six days old, there’s likely plenty more to be learned from the app, and the developer will likely be sharing more information in the near future on security permissions and settings. Taking advantage, hackers have already begun to post malware-infected versions, hoping to steal or compromise user information once the malware is installed.
One particular area where there tends to be some confusion, however, is the topic of audit standards which govern service organizations and the data centers they manage on behalf of client firms. SOC 2 and SOC 3 combined provide a benchmark against which two data center audits can be compared using the same set of relevant criteria – a major enhancement to previous audit standards.


An organization is not required to meet all five of these principles in a SOC 2 engagement, but they do provide a more comprehensive evaluation of the provider and its data centers.
They also benefit clients and end users, as they provide better assurance that providers are meeting high standards when it comes to security, availability, processing integrity, confidentiality and data privacy. Back in the aftermath of the 2008 economic crisis, operational cuts were made across personnel, infrastructure and everywhere in between. Determining what a fund should be evaluating is half the battle; developing an actionable game plan and executing it is the hard part. Ironically, managing the day-to-day operations are not tasks that investment professionals typically have experience with or have much interest in.
If a hedge fund does not have a sound staffing and operating model, managers may find that certain operational tasks are not being fulfilled, which could lead to portfolio or compliance risk. During periods of growth, firms tend to hire quickly as they look for bodies to complete new tasks, but as firms tighten the reins, they are finding that consolidating tasks into one role makes sense. Much like a strong hedge fund operating model, a well-architected technical infrastructure is a must-have in order to support your staff and provide the ability to scale your technology needs down the road. By determining mission-critical versus non mission-critical applications, firms can assess where they can reduce costs.
There are many systems built specifically to help automate fund operations across the front, middle and back office systems. Federal Bureau of Investigation (FBI) stated that phishing email scams requesting wire fraud transfers have cost firms more than $2.3 billion in losses since 2013. During this phase, schemers phish languages within email threads and obtain enough information to pinpoint money-managing employees within the firm. With the rise of these incipient, sophisticated attacks, the need for fully managed phishing and training programs grows exponentially. Take action today as the cost of inaction drastically outweighs the upfront cost of cybersecurity. It might be easier to have employees gather together and discuss emergency preparedness techniques and why they are important. Employees' family members and roommates should have established meeting spots if evacuating the residence is necessary. This should include food (don’t forget pet food), water, medical supplies, and toiletries.
They should discuss a communications plan, such as a call tree, to ensure family members and friends are safe during and after an incident.
If possible, you’ll want to be closely monitoring the given situation to understand potential impacts.
The Safeguard Rule thus provides the statutory basis for the Commission’s position on devising a Cybersecurity Program.
But with the way IT has evolved over the last 5-10 years, it’s no wonder investor inquiries have changed in both size and scope. An investor due diligence questionnaire may have been one or two pages and focus mostly on firm investment history, performance, etc. So let’s talk a little bit more about the influences for this due diligence evolution. The reality is, you can’t operate a successful hedge fund with a couple of laptops and a Verizon FIOS connection. Years ago, most firms were operating their own Server Rooms and managing their own technology. They have all, in and of themselves, led to one of the biggest influencers of all, and that’s regulation. If investors are educating themselves more about technology and asking more probing questions in order to achieve higher levels of satisfaction, what exactly do they want to know? We’ve discussed it in depth here on the Hedge IT Blog, explaining the differences between the two and why most funds are choosing to go with a private cloud solution.
We’ve taken a look at some of the key areas firms will consider when looking at public and private clouds and identified which we think comes out on top. Public cloud providers, however, do not offer investment-specific IT support and rather have limited customer service representatives troubleshooting the most basic of email and desktop support issues. For example, traditional public cloud services do not offer or support vertical-specific application integration; as a firm grows to require a portfolio accounting platform or order management system, they will find that these applications are incompatible with their current cloud offering. Hedge fund private clouds are building up their lists of hosted applications (Eze Castle’s cloud currently hosts more than 100 applications), allowing firms to reduce hardware costs and scale upwards by adding new users. Public cloud security likely varies from provider to provider, but overall, is limited in its scope. Experienced hackers are much more likely to target a large, public enterprise that has greater potential for a breach – and greater potential for headlines. Since 2014, the SEC has made cybersecurity a strict priority, advising firms to employ layers of security to prevent, detect and respond to threats originating inside and outside the firm.
These foundational layers of security include anti-virus protection, network firewalls, web filtering and strong password policies.
Be sure to track and observe all network actions to be aware of breaches, attacks or unauthorized access of sensitive information. It is essential that companies authenticate firewall configurations and anti-virus patching, network device security and evidence of criminal activity. A firm must train employees on handling confidential data and define their responsibilities around cybersecurity. They have become very thorough in their operational due diligence process, understanding exactly what cloud providers provide from an operational, management and security perspective. Employee awareness and training are arguably the most important factors in preventing a workplace security incident, but let's not overlook the technology must-haves.
We hear and read stories too often about employees being victims of social engineering schemes. This approach means that the support analysts are focused solely on servicing the products provided by their company, thus allowing them to become experts on those systems.
It is not uncommon for an IT firm to have decentralized Help Desks focused on specific geographic regions.
With technology in place, you can now cover expansive townships, survey plots from home and even keep a watch on the progress your house has made since the foundations tone was placed! You no longer have to make a tour to the site and stay famished till the sample flat is ready for a good look.
Due to reduced absorptions, the prices of particular property may swing by 20 per cent at either end. You could face an array of issues affecting one or more factors within your firm, so it is important to implement a business continuity plan that not only addresses potential risks but also outlines comprehensive protection methods.
The BCP should also take into consideration the ideas, recommendations and changes brought forward from other departments within the firm. Third party providers should provide you with information on their disaster recovery and business continuity plans as well as all test results and other operational findings. Downtime may prove to be less concerning for a PE manager than his hedge fund counterpart, but that does little to calm uneasy clients and investors who expect operations to run smoothly at all times. Even more recently, in June 2016, the SEC sent a risk alert to registered firms recommending comprehensive business continuity policies, again highlighting the importance of operational risk management.
On the cybersecurity front, that means leveraging technology infrastructure with robust, security-rich features including intrusion detection and ongoing traffic monitoring, regular vulnerability assessments and next-generation software, firewalls and patches to keep hackers out and firm assets secure. This should include technical and administrative safeguards being employed to secure confidential data.
To help you navigate through the evaluation process, we’ve pulled together a guide to understanding audit terminology and industry standards.
As such, it contains a less detailed summary opinion provided by the auditor which gives an overview of the effectiveness of the controls that the data center or service organization has deployed. Essentially, these new audit standards have raised the bar, leading to what is sure to be a more effective and efficient future for data center technologies. Budgets are tightening, and with increased demands from investors and regulators, funds now face greater challenges than ever before.
In order to create a performance-driven hedge fund operating staff, fund managers should identify and define the roles and responsibilities of each staff member.
Firms are also finding significant ROI with outsourcing tasks to third-party specialists as they can reduce headcounts while increasing operational efficiency. A simple exploratory audit with your staff members can help determine which applications, data or research services are not being used and may no longer be necessary. Most systems were created to save time and reduce manual errors, which is always beneficial, but these systems don’t work on their own.
Equipped with this insider information, the criminal sends a spoofed email, assuming the identity of the firm’s CEO or other senior executive, to an employee responsible for managing funds and requests an illegitimate wire transfer.
Breaches will happen, but when employees are provided with the tools and knowledge needed to recognize fraudulent emails, risk decreases and a firm’s defense system becomes stronger and more agile. Getting the conversation going and providing some resources or relevant websites can better ensure that planning activities happen prior to a disruption. This can be done in a variety of ways depending on resources available to you: TV, radio, newspapers, or social media.
And although the guidance materials from the SEC, the NFA, the CFTC and FINRA are not entirely in consonance, the common theme among them is an overarching directive that Fund Managers must commit to adopting a culture of cybersecurity compliance that permeates the entire enterprise. Jones had violated the law by failing to adopt policies and procedures reasonably designed to protect against threats to the security of its customer and third-party information. We’ve seen high-profile breaches at major retailers, healthcare providers and financial services firms. 2012 wasn’t that long ago, but the reality is, many firms were unprepared for the havoc that storm wreaked on their businesses. In 2010, with the Dodd-Frank Act, firms were introduced to stern recordkeeping requirements as well as calls for enhanced disaster recovery and business continuity plans.
In the event of a crisis situation or an outage, hundreds of thousands of users will be trying to reach a limited number of support personnel, creating additional problems and highlighting a severe lack of customer support. On top of that, public cloud providers generally do not support any form of custom application integration or hosting of any hardware dedicated specifically to the fund itself. Unfortunately, testing environments can also fall by the wayside if underutilized, deeming these investments wasteful.
Additionally, there is less transparency on the security front, and firms using the public cloud are less likely to be provided with deep knowledge around the infrastructure and security controls maintaining their data and assets.
Plus, these companies employ significantly more personnel, meaning the risk of an internal cyber incident is greater.
Sophisticated security methods such as intrusion detection and prevention tools and regular vulnerability assessments are strongly recommended. The amenities and services included with a public cloud platform can be limited (see previous sections above), and therefore, warrant a closer look by investment firms. Beyond monitoring, you need an established incident response team and plan that can swing into action if a breach is identified.
You'll want to know where vulnerabilities exist before implementing additional security measures.
One compromised computer can infect an entire organization, so at least annually, employees should complete security awareness training on a range of topics. And while the thought of hosting IT offsite was once a worry for allocators, today's investors find comfort in knowing hedge fund and alternative investment firms are focusing on their investment priorities and leaving the technology decisions to the experts. This has allowed managers to become much more comfortable at appointing a cloud provider to deliver an infrastructure that will perform well in any type of trading environment. From downloading a malicious virus to falling for a wire transfer scam, these occurrences not only have financial implications to an investment firm but can also impact an employee personally and directly. Note the sender email address, which includes Eze Castle Integration’s domain, the balance due amount and the type of company (medical) sending the invoice. Alternative investment firms rely heavily on technology, but no technology is completely infallible. They are also much more likely to be experienced in resolving any issues that your firm may experience. The challenge with this approach is that resources often get stretched during peak call times resulting in long hold times. Images,snapshots,and pics often capture a sentiment,a mood,a feeling,or even an idea of a person who's at the center of attention. Just go to the online portal and experience the visual projection of the layout at Virtual 3D tour. You can add clauses as you move ahead like parking costs, Community membership, water bill, registration costs and finally the transfer of property. The Price Heat Maps gives a fair picture of the swing in the recent times and also allows you to compare different property prices within the same geography. The SEC not only highlights the importance of being able to access critical systems and applications during a disruption, but also the importance of effective communication. By gathering this information your firm is able to ensure that whether a business disruption directly impacts you or one of your crucial third parties, both entities will still be able to operate business as normal. Also important to note, within both topical areas, the SEC has called attention to third party oversight and has made it clear that firms should conduct thorough due diligence of critical service providers as well as ensure said parties have employed their own comprehensive policies and protocols to mitigate risk.
In the development stage, firms will need to identify systems and plans currently being used, technical procedures and systems in effect, employee access controls relative to confidential data as well as user responsibilities for both prior to and in the event of a data breach.
Even scarier, if you use Google Apps for Work, what information are you unwillingly providing to Pokémon GO? SOC 1 reports are intended for use only by existing data center clients and are not recommended for prospective customers or the general public. Brexit) looming and a tough economic market for investments, fund managers are once again looking to maximize efficiency and operations across the organization. Ensuring that you have the appropriate resources and are informed and trained on these are the most important aspects of your operation.
Keep in mind, during large-scale events, calling and texting volumes rise and typically overwhelm dedicated carrier networks, so it may be difficult get a call though to loved ones. They are using a wide variety of systems and applications to track investments, communications, etc.
Now, with the advent of the cloud, especially, funds are leveraging outsourcing to support all aspects of their business. Hackers today are savvy and have a wide variety of tools that they’re using to penetrate networks and access sensitive material and, in many cases, take control of assets. And of course, now, the SEC has taken a keen interest in cybersecurity and is focusing their examinations on the level of preparedness firms have in place to thwart cyber-attacks. With the public cloud, firms can easily and cost-effectively set up testing and development environments without the fear of overspending or underutilization.
Private cloud providers are much more likely to employ strict access controls and implement security practices that will prevent and detect intrusions and maintain the safety of firms’ data and infrastructure. Plus, the SEC advises funds to retain all internal and external email and instant message communications that are business-related. While cost is and should be a significant factor in the decision-making process, it should not be the only factor and should be weighed in accordance with other considerations, many of which we’ve highlighted in this article. It’s not about not trusting your employees, but more so about not trusting the technology behind those employees.


Beyond industry experience, take note of a service provider's reputation in the industry. Wouldn't it be easier to engage with a provider that features solutions and services to complement your firm's entire IT foundation? In selecting a cloud services provider, you want a partner who can grow with your firm, even if today that firm is only made of a handful of employees. You may (and hopefully do) have advanced email security mechanisms in place, but you still have to train your employees because scams are only going to get more sophisticated (think Eze Phishing & Training Service!).
In the event of an unexpected issue, having a knowledgeable, experienced support staff at your fingertips is essential.
When a challenge with your firm’s technology arises, having dedicated Help Desk analysts ensures a rapid and efficient resolution. Throughout the years,pictures has become one of the most popular ways to capture memorable moments. It creates the same floor plan used in the project and gives the buyer a near-perfect slice of the reality that can be expected at the time of possession on completion. Many firms today are not only outsourcing IT, but using tools or service providers for fund administration, portfolio accounting, investor relations, and so on.
With a vertical-specific private cloud platform, funds often have access to 24x7x365 engineering support that is tailored to meet the demands of their unique investment funds. Many private cloud solutions offer firms message archiving services, which will allow firms to store communications for the designated period of time and recover any necessary communications in the event of an SEC inquiry. The less data employees can get to, the less damage can be done via an internal breach or external hack. If their resume touts long-standing relationships with clients just like your firm, that's a telling sign.
Think: disaster recovery, email archiving, information security planning, telephony services. If all goes well, that number will grow over time, and you'll need an IT solution to grow along with you.
Fortunately, experienced IT providers have the ability to invest heavily in security protections that can detect and prevent outside cyber threats and can even help train your staff to ward off internal incidents. And certainly,for a tantamount of consumer and shoppers you cant put a price tag on family and holiday pics. As these types of software platforms and infrastructures have developed, investors have had to re-frame how they view technology and spend more time learning about it in order to fully understand how their assets are being used and protected.
And each of those relationships then is something an investor is going to want to scrutinize. Decades after the invention of the first camera, a large number of consumers and shoppers continue to take pics, in a hgh tech fashion.
The Price Heat Map also shows how friendly the area is for school kids, women and elderly population.
And thus, the Commission has made clear that even in the absence of an actual attack or a security breach, the failure of a Fund Manager to design and implement a Cybersecurity Program is actionable.
Instead of the antiquated bulky cameras with huge lenses,consumers and shoppers frequently use SmartPhones and digital cameras to capture images and to take holiday pics. From family gatherings,to family picnics to traditional weddings to the holidays,consumers and shoppers often seize the opportunity at planned events and during the holidays for instance Thanksgiving and Christmas to take pictures of loved ones,family,friends and co workers.
Since founding csaccac Inc in 2010, as Founder and President,I fill many hats including Product Tester and photographer.
And truthfully speaking,in the beginning I experienced some difficulty;however,after I purchased my first digital camera I began to feel comfortable and enjoy the ease of taking pics with a digital camera. Months after I purchased my first digital camera,I set my sights on a tripod, a universal stand to hold my digital camera. The main reason I purchased a tripod__ at the time, I wanted to create high quality self pics and group pics. Eventhough, I've had my tripod for some months,I am still learning the ins and outs of both my digital camera and tripod. Well,if you havent guessed or envisioned what the featured product for the month of November 2013 looks like or remotely even resembles __then as productor tester I guess I'll do the honors first__it's my tripod. Eventually, I wanted to find out what the craze had been all about and the reason that consumers seemed to ofA  been trading in personal computers for Tablets,_well, at least leaving them at home.
Ultimately, I placed online an order for a NookHD+ then opt to pick up the tech item from the store instead of waiting for it to be shipped to my place of residency. AA  few weeks with the NookHD+, I was hooked_eventhough, IA  wasna€™t a fan of touchscreen only.
And in all honesty, since the beginning of the Smart Phone craze, I had insisted upon that all of my primary tech gadgets used for work, research and blogging had to be equipped with a QWERTY keyboard. However, in this particular instance,The NookHD+, again, touchscreen only, I made an exception.
As I continued to learn the ins and outs of my newly purchased NookHD+ , at the same time, I began to inquire about the accessories compatible with the tech gadget. In doing so, I foundA  the tech item had a Stylus Pen specifically made to use with the NookHD+.
Weeks later, I purchased a different kind of Stylus Pen , I noticed while standing atA  the checkout counter at Walgreens,pictured next to this article is that Stylus Pen. Quite astonishing the Stylus Pen worked wellA  with both of my tech gadgets ( Smart Phone & Tablet). A frequent question a tantamount of consumers and shoppers find themselves entertaining especially during the holidays when manufacturers and retailers offer what they consider to be great deals and bargains. After giving the device a run for its money as well as a brief critique of the various apps and functions,I stated in my review of the Nook HD+ how pleased I was with the tech gadget. Further into the critique, I also commented that I was soooo pleased with the tech gadget that I wanted to protect my investment. Based on my income and budget,I considered the purchase of the Nook HD+ to be a major purchase of the year. Shortly after, I purchased the Nook HD+,I began to look at the recommended accessories for the tech gadget. Eventually, after I and my Nook HD+ survived the return and exchange 14 day trial period,I chose to protect my investment with a Nook HD+ cover.
As I began to search and think of different items that could be the product of the month for September,I began to heavily weigh in on August's product of the month,the Nook HD+cover. Hours later,I arrived to the assertion that there's more than one way to protect your investment.
With the assertion___, there's more than one way to protect your investment, I made the final choice to make Smart Phone covers as the product of the month for September.
Furthermore, within the past five years,Ive purchased several Smart Phones from Virgin Mobile. To be truthful, I've even purchased Smart Phone insurance,a good choice because a few months later my Smart Phone had an accident.
Despite all of the stuff I tried, sampled, tasted and tested during the recent months, as a result of a long review and critique besides from featuring the Smart Phone as a product of the month,I began to think of the different ways Ia€™ve used to protect my Smart Phone as an alternative product of the month.
For instance,Smart Phone insurance has been one the ways I protect my investment from unexpected accidents. Ostensibly, there's more than one way to protect your Smart Phone from accidents such as, for example, you accidentally drop and break your Smart Phone or in some weird, odd, freak accident as you rush out the door you accidentally step on your Smart Phone or heaven forbids the same thing happens to you that happen to me, a few months ago, I dropped my Smart Phone in the toilet. Without a question, eschewing further debate, Smart Phone insurance is a great investment for consumers and shoppers who use their Smart Phone daily and for work. Best of all, Smart Phone insurance usually saves the consumer from digging deep into their pockets. So, what about before those mishaps and accidents, if you havena€™t figured it out__ there's more than one way to protect your investment. Even though, at first, I might of skipped over protecting my investments, I am more open to the idea of investing and protecting my major purchases. Here's an example of what I am talking about, I currently have several Smart Phone covers to protect my Smart Phone from breakage, moisture, and malfunctioning. Varying in price,color,size and shape, most of today's Smart Phone manufacturers and retailers offer to consumers and shoppers Smart Phone covers as an accessory. From passwords, to anti-theft apps, to screen locks and codes, there's more than one way to protect your investment.
Regardless of the price, and hopefully it is within your budget, a true frugal savvy shopper knows the importance of protecting their investment. Above everything else,both I and my Nook HD+ survived the return and exchange process,quite remarkable,I even have the receipt to prove it. Unlike sooo manyA  items, I ve returned and exchanged in the past,__it,meaning my Nook HD+ survived the fourteenth days as printed on the receipt.
A business practice that's part of Barnes and Noble store policy that allows customers fourteen days to return an item. In short,the 14th day, adhering to store policy was the final day that I couldA  actually return my Nook HD+ and get cash back. It goes without saying ,I readA  the instructions,totally unavoidable with a new tech gadget,as well as,downloaded apps,and,uploaded wallpapers.
Not quite sure,on the day I purchased my Nook HD+__ifA  in fact, I would be satisfied with my purchase,I chose at the time not to purchase any kind of accessories. As it turns out,I was soooo pleased with my purchase of the Nook HD+,I wanted to protect my investments. It doesnt matter if you're on lunch break,on a mini vacation,at a webinar or conference,filling out an online report or having to send emails can be a hassle if you don't have a wifi connection,a Broadband device is just one of the many tech gadgets that consumers and shoppers frequently use to get an internet connection.
Constantly,on the go,I wanted to have access to wifiA  while away from my place of residency.
Because,I perform an arrary task that frequently requires wifi access ,I purchased a Broadband to Go device from Virgin Mobile.
Egregiously,as a Virgin Mobile customer and fan,I live by Virgin Mobile products except in the case of Virgin Mobile wifi devices. Recently,I purchased Virgin Mobile's MiFi 2200 to conciliate my worries about not being able to access wifi home. Aside from very slow internet speed,the device could only connect to one tech gadget and,the 3G USB plug n play stick broke too easily.
Affordable,great to have on hand for shopping emergencies,the latest in recycling,a recyclable tote makes shopping less of a hassle. Ditching the old biodegradeable plastic bags for a recyclable tote,it's a smart move and a great investment for frugal,savvy,and environmentally conscious consumers and shoppers.Available in most local chain stores and at grocery stores,recyclable totes are becoming the better choice than leaving stores with the traditional biodegradeable plastic bag.
Part of a movement to get consumers and shoppers involved in recycling and to think about going green,consumers and shoppers now have the option of trading in those plastic bags for a recyclable tote.
A frequent shopper,I usually purchase a couple of recyclable totes to hold store purchases and other stuff.
Eventhough,I like having the choice to purchase a recyclable tote,I havent completely stop using biodegradeable plastic bags. However,I have to point out the fact that when a consumer and shoppers purchase a recyclable tote they're not limited to using the tote only in that store,that's why they're called recyclable totes because they can be used more than once. In fact, most recycable totes last for more than a week,I should know because I still have a few leftover from the previous month. A great deal,a really good find,a price you wont find anywhere else,and the best price among competitors,I love a great sale and I love rewards for shopping. Savings and Rewards,for most consumers and shoppers,it's all about getting the best price for items purchase daily. From household supplies to groceries,anyone who shops frequently knows consumers and shoppers love a really good sale_,the economic recession of 2008 could be the culprit.
In fact,since the 2008 economic recession savings and rewards has become extremely important to American families on a budget. For many American consumers and shoppers,the unexpected downturn of the American economy caused a disruption in their daily activies thus forcing consumer and shoppers to rethink the way they shop and how they shop. As a frequent shopper and consumer,I am constantly looking for a great deal and sales on items I purchase regularly,mainly because I do live on a strict budget.
Admittedly,after the 2008 economic recession,I rediscovered coupons,and began clipping coupons frequently.
In addition to clipping coupons,I also began to check sale ads at home and at the door of stores before shopping. Along with making a shopping list,clipping coupons at home,checking sale ads at the door and comparing prices,these days one of the best ways to save and get the best deals,I feel without a question has to be with a savings and reward card.
And speaking honestly, a savings and rewards card from your local chain store should be a consumer or shoppers BF(bestie).
A must have for consumers and shoppers who seriously want to save,a savings and rewards card. Throughout the years, my experience with last minute shopping in most instances was not too pleasant. Admittedly,I empathize as well as concur with consumers who express sentiments that last minute shopping makes the shopper(consumer) feel uncomfortable and forlorn with the just thought of buying a gift at the last minute. Often tight on funds to purchase a gift ahead of time,last minute shopping for an overwhelmed consumer with a limited budget could cause the consumer to be late and in some instance not to attend the event or special function. Subsequently, over the years, I have come to realize that last minute shopping it's not the best of fun. As a result, I definitely would not recommend last minute shopping to a consumer as a shopping tip.
Unequivocally, shopping for special events and functions such as finding an appropriate could take several visits different stores.
Finding the appropriate could mean spending an entire day in a Hallmark store reading cards, it could also mean spending all day on the phone with friend or relatives discussing gift registry,preferences,stores,likes and dislike of the recipient. Ostensibly,the older you get the adults in your life expect two things from you one not to embarrass them in public and two if you don't have a gift to bring at least show up at special functions on time.
Indeed, an earnest shopper as well as a meticulous shopper knows finding the right gift or card for a special function could require hours of shopping and visiting different stores.
Shopping done precipitously could result in purchasing the wrong size,color, or something way out in left field. Don't wait until the last minute to shop for a party,baby showers,bachelorette bash,birthdays,holidays ,and anniversaries avoid uncomfortableness and the feeling of being inadequate,plan the week before. On certain days, I have even shopped the day of the event that often leaves me feeling embarrassed ashamed, and guilty about my finances even worse depress. Incontrovertibly,last minute shopping in many instances could causes the consumer to become distraught,exasperated, and disconcerted not surprisingly all the emotions take away from the planned day.
What's more important being punctilious for the planned event or arriving with a hand picked gift for the recipient or recipients? Ultimately,the answer remains with the shopper (consumer) The answer should be non bias and based on the event as well as the recipient and not the shoppers wallet . The meticulous consumer that normally keeps track of birthdays, holidays,and anniversaries with calendars,through emails,P DA's ,Smart phones and other tech savvy gadgets of courses would not necessarily share the same feelings of a last minute shopper .



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