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06.06.2016
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When an investor buys a traditional equity index mutual fund, the fund manager buys the proportionate amount of securities in the underlying index. ETFs get increasingly more complex when they move beyond tracking large liquid equity indices and migrate toward leveraged, commodity, or actively managed instruments. Originally, ETFs were marketed mostly to institutional investors as a trading tool to facilitate hedging and as an alternative to using futures contracts. Investors may not need to understand every nuance of how ETFs work, but the people peddling them certainly should, and most of them don’t. EL CAP, INC IS REGISTERED AS AN INVESTMENT ADVISER IN THE STATE OF VERMONT BUT IS NOT REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR WITH THE SECURITIES REGULATORS OF ANY OTHER STATE. EL CAP, INC IS NOT ACTING AS A BROKER OR DEALER UNDER ANY FEDERAL OR STATE SECURITIES LAWS.
Humans are the leading cause of wildfires in Canada, says a forest fire researcher who believes the latest blaze that has ripped through parts of Fort McMurray, Alta., is no exception. Mike Flanagan, a professor of wildland fires at the University of Alberta, says the fire's proximity to the city, as well as data that shows there were no lightning strikes in the area, lead him to believe the cause of the fire was likely human. An average of 1,200 wildfires are reported in Alberta each year, and half of those fires are caused by humans, according to the National Fire Database. Dublin-domiciled AXA Vectris II is available to institutions, fund-of-funds, private banks, high net worth individuals and family offices in the UK, US, Canada, France and Switzerland.
The portfolio is currency and sector neutral and targets an underlying volatility of 10% and returns of 12%-14% per annum.
AXA said that the fund used a systematic quantitative and integrated approach using 2 short-term mean reversion models with daily and weekly time horizons to capture short-term stock price movements.
Commenting on the launch, Robert Kyprianou, head of structured and alternative investment management at AXA IM, said: "AXA Vectris II is an important step in our strategy to develop a successful range of individual hedge fund products with a number of different strategies. The Alberta disaster is cutting deep into the province's oil output and affecting the national economy. Alberta's hard-hit economy could take another beating as uncontrollable wildfires surrounding the Alberta oilsands put the province's biggest industry on pause. Analysts says that about 1.1 million barrels of oil have been eliminated from daily production as major oil companies halt or reduce production at six or more surface mines in the heart of Canada's oil-producing region.
A dump truck works near the Syncrude oil sands extraction facility near the city of Fort McMurray, Alta., on June 1, 2014. The stock market has already responded to the crisis as oil prices move higher, according to Todd Mattina, chief economist at Mackenzie Investments.
But experts say it’s impossible to estimate the total financial toll as flames continue to tear through the region.
The Bank of Montreal lowered the country's growth projections for the second quarter from 1.5 per cent to zero on Friday partially in response to the fires.
The bad news comes at a time when Alberta is already struggling through a historic job slump, with 20,800 Albertans losing jobs in April in response to the tumbling price of crude. The financial shockwaves will also be felt for insurers, who face an estimated $9 billion payout for homes and businesses destroyed in the fire. On the positive side, some analysts say that rebuilding Fort McMurray could spur economic activity in the area. Rebuilding efforts would likely be supported by taxpayer dollars from the provincial and federal governments.
Despite concerns about the economic aftershock of the wildfire, Finance Minister Bill Morneau said the federal government’s main focus is helping displaced Albertans. The Bilderberg Group plans to put the finishing touches to a global carbon tax agenda that is already in full swing, according to our inside sources, with the threat of endangered species set to replace man-made global warming as the main vehicle through which the elite’s post-industrial revolution is accomplished. Alex Jones' source inside Bilderberg has told him that the secretive cabal still plans to use the World Bank as the collection agency for a global CO2 tax. Numerous representatives of the environmental movement are attending Bilderberg this year to help push this agenda through, including Fred Krupp, president of the Environmental Defense Fund, a group that generates revenue in the name of fighting climate change and yet is tied at the hip with some of the biggest corporations on the planet, including McDonald's and FedEx. Echoing UN reports which call for a similar shift, the widely discredited man-made climate mantra will largely be dispensed in favor of centralizing power through other means, particularly by using the pretext of endangered species and overpopulation. Meanwhile, a carbon tax in Europe imposed since the start of the year charges airlines emissions fees for all flights that cross the continent, costs that are inevitably set to be passed on to consumers. Charles Jackson was president of the Committee for a Free Europe (forerunner of the Congress for Cultural Freedom (CCF) whose extensive operations financing and organising anti-Communist social democratic political intellectuals has only recently been fully documented (see Coleman 1989); and ran the CIA-financed Radio Free Europe in Germany.
It was thus a European initiative, and its aim was, in official bland language, to 'strengthen links' between Western Europe and the USA. Serco said goodbye to the National Physical Laboratory (NPL) at the end of December 2014 after 19 years of extraordinary innovation and science that has seen the establishment build a world-leading reputation and deliver billions of pounds of benefit for the UK economy. Under a five-year plan for overhauling its information technology systems, the Small Business Administration recently acquired new software for financial and other administrative tasks. By the time SBA celebrates its 50th anniversary in 2003, agency officials want all their programs up and running around the clock, chief financial officer Joseph Loddo said. In the first phase of the modernization, the agency has upgraded systems for managing its extensive portfolio of guaranteed loans, chief operating officer Kristine Marcy said. SBA processed its first electronic loan last November through its Sacramento, Calif., office and plans to add more private lenders during fiscal 2001.


The agency's staffing level has dropped 22 percent over the past eight years, which is another reason to improve IT, Marcy said. Seventy percent to 80 percent of the loans are booked through a preferred lender program [structured by Serco], which involves nearly 7,000 banks, Marcy said. In the second phase of modernization, SBA is revamping its financial, human resources, procurement and travel systems with Web-enabled Oracle Corp.
SBA announced the $1.5 million Oracle contract late last year and plans to bring the software online by Oct. Also, a core team of senior SBA employees has been transferred away from day-to-day tasks to help with the modernization, Loddo said.
In the final phase of the modernization, SBA will upgrade the computers in its 8(a) Business Development Program, which assists small businesses in competing for government contracts, Marcy said. Expertly researches, designs, and develops information security policies that protect your data and manage your firm's information technology risk at levels acceptable to your business.
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Develops and implements multi-layer Information Security Solutions, practices and procedures. Conducts IT Security and Risk Assessment in Federal government as well as security testing, implementing security for multiple platforms and operating systems around the world.
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Provides computer security integration for web server and traditional client-server based applications. Socially disadvantaged individuals are those who have been subjected to racial or ethnic prejudice or cultural bias because of their identities as members of groups without regard to their individual qualities.
Asian Pacific Americans (persons with origins from Japan, China, the Philippines, Vietnam, Korea, Samoa, Guam, U.S.
In addition, an individual who is not a member of one of the above-named groups may apply for 8(a) certification. Economically disadvantaged individuals are socially disadvantaged individuals whose ability to compete in the free enterprise system has been impaired due to diminished capital and credit opportunities, as compared to others in the same or similar line of business and competitive market area who are not socially disadvantaged. A woman-owned business may be recognized as a "socially disadvantaged firm" if the owner is a member of one of the groups for which social disadvantage is presumed. These securities are attractive for many reasons, including the ease with which they can be bought and sold, low management fees, and tax efficiencies via in-kind redemptions. When investors redeem their shares the process is reversed, the securities are sold and the investor receives the net asset value. However, what goes on behind the scenes in an ETF transaction is far more complex and is highly dependent on multiple players in the market to insure a smooth operation. ETFs can be sold short and are exempt from the uptick rule, which makes them very attractive to aggressive traders like hedge funds. While we believe that ETFs can be a useful tool for investors, particularly those who are active traders, we are concerned that as Wall Street gets more creative with new ETF concepts, the quality of these new ETFs will deteriorate. They require a huge amount of behind the scenes trading, making them a virtual gold mine for trading firms. As a general rule we believe that when Wall Street wants to give something away (particularly something that requires a bottle of aspirin to fully understand), it’s time to start asking questions!
ETFs are far more complex than the marketing folks would lead you to believe and when investment products get more complex, risks go up. If you’re not going to be actively trading, consider instead a well-managed, low cost traditional index mutual fund. NOTHING CONTAINED HEREIN SHALL CONSTITUTE AN OFFER OR SOLICITATION TO BUY OR SELL ANY SECURITIES, OR TO OFFER FOR COMPENSATION OF ANY INVESTMENT ADVISORY SERVICES OR ANY SECURITIES BROKERAGE SERVICES IN ANY JURISDICTION WHERE SUCH OFFER OR SOLICITATION WOULD BE PROHIBITED. With an M.Sc (Astrophysics and Space Science), Thapelo started his career at Coronation Fund Managers in 2006. Abel Danger (AD) claims that Serco has linked 8(a) companies with Zulu time signals to the U.S. AD claims that Serco 8(a) agents at the Canadian Government Operations Centre are using red Switch timing devices to firebomb Fort McMurray, sabotage the Alberta oilsands production and help Justin Trudeau to cap carbon emissions from Canada's fossil fuel reserves. It was created by Lieutenant Jock Lewes, one of the original members of L Detachment SAS in 1941.
Lewes experimented with various types of incendiary and explosive materials, using trial and error. AXA is currently implementing the strategy in 3 distinct sub-portfolios - US, UK and France. An onshore French structure was launched at the end of 2001 using the same statistical arbitrage strategy but with a lower volatility target of 5% and returned 6.64% in 2002.
Model recommendations are implemented through individual long and short stock positions in a risk-adjusted portfolio.
On Friday the blaze covered 1,010 square kilometres -- nearly 10 times the size of the City of Vancouver -- and one official says it could double in size by Saturday. Canada's oilsands are believed to be the third-largest reserve of crude oil in the world and make up for a sizeable amount of global production. Under Canada's disaster assistance program, the government is on the hook for up to 90 per cent of reconstruction costs – a number that could easily run into the billions.


World Bank head Robert Zoellick is in attendance at this year’s confab in Chantilly, Virginia according to the official attendee list. In Australia, businesses are being threatened with fines of up to $1.1 million dollars if they even dare to criticize the carbon tax set to be implemented on July 1st.
The immediate chain of events leading to the setting up of the first conference was as follows.
A selected list of people to be invited to the first conference was drawn up by Retinger, with Prince Bernhard and Rijkens, from the European countries of NATO plus Sweden. During that period under Serco's management and leadership, NPL has delivered an extraordinary variety and breadth of accomplishments for the UK's economy and industry. Over the past decade, SBA's portfolio of loans to small and disadvantaged businesses has more than doubled to $50 billion. Federal Financials 3.3, which meets the requirements of the Joint Financial Management Improvement Program. The results of these efforts culminate in an extensive risk analysis and vulnerabilities report. We deploy Intrusion Detection Systems (IDS) and IP Security with VPN solutions using Cisco routers, Frame Relay, firewalls, address and port translation, obscurity standards and authentication technologies (AAA, 3DES, TACACS, etcS), to enhance and meet the level of Data Security required for global organizations. We secure environments up to as many layers as required by our clients' policies, industry practices, and regulating bodies - including the desktop and user experience as required.
However, the applicant must establish social disadvantage on the basis of clear and convincing evidence. If the woman is not a member of one of the groups for which social disadvantage is presumed, she must establish her individual disadvantage on the basis of clear and convincing evidence that she has suffered discriminatory treatment because of her gender and that this treatment has impeded her entry into or advancement in the business world. Beyond these well advertised benefits, many investors and industry participants have very little understanding of how ETFs actually function.
In some cases holding leveraged ETFs for more than a day or two can generate meaningful deviations from the targeted benchmark. He joined Polus Capital in 2008 co-managing the statistical arbitrage hedge fund before moving to Stanlib Multi-Manager as a research analyst in August 2010.Thapelo TshenyeNeil Verster has been appointed Head of Strategy Formulation at Novare Actuaries and Consultants. Defense red Switch Network so they can spot fix bombing targets selected by Serco shareholders including the UK and Saudi governments and the dead-peasant life insurer AXA. The SAS needed a combined incendiary and explosive device light enough to be carried by a small group of commandos yet powerful enough to destroy and set fire to aircraft on an enemy airfield.
The final design used a pound of plastic explosive, mixed with a quarter pound of thermite and a small amount of diesel oil.
Prince Bernhard set off for the USA in 1952 to visit his old friend Walter Bedell Smith, director of the newly-formed CIA.
At the time of Bernhard's visit he was working with a committee of businessmen on both sides of the Atlantic which approved the European Payments Union.
Because of the limited redeemability of ETF shares, ETFs are not considered to be, and may not call themselves, mutual funds. He holds BSc (Hons) (Finance) degree from University of Cape Town and is a fellow of the Actuarial Society of SA. Weighing approximately 1 pound (0.45 kg), the Lewes Bomb could be carried in quantity by an individual.
Inside the mass was inserted a 2 ounce dry gun cotton booster, plus a detonator attached to a thirty-second fuse. Please be advised that no one can guarantee that an application for 8(a) program participation will be approved. He joined RisCura in 2010 as an investment analyst and in 2012 moved to Old Mutual as intermediate capital modelling actuary. Jackson (special assistant for psychological warfare to the US President), who appointed John S. The application process is intended to assure that each applicant receives a fair, unbiased review, free from favoritism and influence. Neil is responsible for asset liability modelling to assist clients in determining the optimal asset allocation for their portfolios.Neil VersterKerry Foxall has joined Novare Actuaries and Consultants as a Senior Fund Manager responsible for advising pension scheme trustees, formulating investment strategies and for conducting due diligence reviews on prospective investments. Any irregularities in the application review process should be immediately referred to the SBA Inspector General.
Get Daily Slideshow newsletterDaily Slideshow Newsletter is the way to get the best picture shows of the day in your inbox.Subscribe nowSLIDESHOW HOMEINVESTMENTS & MARKETS SLIDESHOW HOMEREPLAYDid you like "Five smart things to know about reinvestment options" slideshow? She started her career as an actuarial analyst at Alexander Forbes and then joined Mercer Limited, an employee benefits and investment firm based in the UK in 2007 as a senior actuarial analyst.Kerry FoxallYonela Makwetu has been appointed an Investment Analyst at Novare Investments, a specialist multi-manager providing solutions to institutional and retail clients.
Yonela holds BComm (Economics and Statistics) and Honours (Financial Analysis and Portfolio Management) degree from the University of Cape Town. Before joining Novare, she worked for Glacier International as a product and investment support consultant.



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