The Spreadsheets Direct Currency Exchange Rate Calculator Spreadsheet allows you to easily convert money from one currency to another. Each Central American country has their own set of rules about this activity, but currency exchange on the street in Nicaragua is something to be very careful about.
Finally, although it is extremely convenient, avoid exchanging money at the currency exchange kiosks in the international airline terminals back home. The exchange rates are easily updateable with a simple download from the European Central Bank website so you will always be up-to-date with the latest exchange rates.

For those wearing the badges, they are officially allowed to exchange money and they are both convenient and trustworthy.
I have on many occasions stopped to exchange money with them and it is a quick and pleasant experience.
The unofficial money-changers tend to hover on street corners and near the busy bus stations. Their exchange rates are terrible and depending on the location, you might even risk getting stopped by the police afterwards for doing the transaction in the first place!

In these instances, the more the better (especially when you have a rental) and these guys really seem to appreciate the money no matter how small.

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