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Progressive monthly profits dipped slightly last month, dropping 1.7 percent between December 2011 and January 2012. January profits for the insurer were $75 million, down from $76.3 million the month before.
Those are pretty good results considering the fact that losses and loss adjustment expenses for the company were up 30 percent for the period.
Still, net premiums written grew by 6 percent ($83.3 million) between January 2011 and January 2012.

Progressive, which specializes in selling policies to consumers who compare car insurance quotes online through their website or over the phone, remains one of the largest private passenger auto insurers in America. It has seen significant growth as consumers are increasingly opting to research and purchase coverage through direct channels rather than through agents. According to the most recent financial release, Progressive had about 8.58 million personal auto policies in place in January 2012.
To read the experiences of current and former Progressive policyholders, readers can find user-submitted Progressive auto insurance reviews online. Matthew Morisset is a proud alumnus of the University of Redlands, where he obtained a degree in English Literature. Several other online mediums have been included in the drive to create a better understanding of the need for safety.

Two of the factors contributing to that development were declining gains on securities (they fell $20 million between the first month of 2011 and January 2012) and increases in underwriting, loss and loss adjustment expenses (they grew by a total of $97 million).
According to the latest data released by the National Association of Insurance Commissioners, Progressive is the fourth-largest auto insurer in the country in terms of market share. Utilizing his passion for analysis and writing, Matthew looks for important trends in the auto insurance industry and their implications for consumers and the market as a whole. The past 7 years of commitment to create road safety awareness has also contributed to a greater understanding of not only the tragedy and despair of road accident victims - but has also the dire financial consequences for victims and those left behind.

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