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These were introduced in 2011 in a bid to stop the growing problem of uninsured drivers – and they have actually caught out quite a few innocent motorists in the process. Accidents involving uninsured drivers cost the car industry a massive ?500 million a year – and ordinary law-abiding motorists like you and me are the ones who end up paying the bill via higher car insurance premiums. The aim of CIE is to make it harder for uninsured drivers to get away with it by clamping down on stationary vehicles without insurance – as well as those caught on the roads.
The Motor Insurance Database (the UK’s central record of motor insurance) and the DVLA are working together to achieve this, comparing their records to identify offending vehicles.
So the only way to avoid being charged if you do not actually want to take a car or van on the road is to register it officially as “off the road” by sending a Statutory Off Road Notification (SORN) to the DVLA. If SORN is not for you, it’s worth taking a few moments to make sure your vehicle is properly insured. The database, which is the same one used by the police to identify uninsured vehicles, will then throw up the relevant information. To avoid having to insure a vehicle that you do not plan to drive on the road, you must return your tax disc to the DVLA with a V14 form and declare it as SORN at the same time.
As explained above, owners of uninsured cars now face a fixed penalty notice of ?100 and the possibility of their vehicle being clamped, seized and disposed of along with a court prosecution and a fine of up to ?1,000. However, anyone caught in this position will first be sent an Insurance Advisory letter from the Motor Insurers’ Bureau. Ways to do this include either insuring your vehicle immediately, notifying the DVLA that you are no longer the registered keeper, or registering it as SORN as soon as you can. And MoneySupermarket is the perfect place to shop around to make sure you’re getting the best deal. I KNOW MY VAN IS INSURED nc53kfw but I’ve not got any paperwork or email from them so finding it impossible to trace and cancel please help.
It could be the system has not yet updated – if you have a valid certificate of insurance you are insured though, so no need to worry.


MoneySupermarket uses cookies, small text files which are downloaded to your computer's hard drive when you visit most websites.
By accepting cookies, MoneySupermarket is able to provide you with a better service and customise your experience with us. According to the law, all vehicles need to be insured in order for them to be legally operated. Paying in person is always a good option if you have the time and patience to get to your local Hartford office during business hours and stand in line until an employee can help you. You can also pay your bill over the telephone if you so choose; this option is available every hour of the day, but does include the added stress of having to ensure that all of the numbers you enter into the phone are completely accurate, in order to make sure that your payment is going to the correct account and that you are giving the correct payment information.
Hartford Auto Insurance does not have its own website that you can use to pay your bill, but it is a supported insurance company for websites which allow multiple companies to attach their accounts.
Although paying your Hartford Auto Insurance premium can be slightly complicated, there are options available to suit the needs of every customer. Among the many details you’ll get after carrying out a text car check is the VIN or Chassis number. The colour or registration plate of the car can be changed, but the VIN will always stay the same.
Motor insurance laws have changed, and even an unused vehicle that is sitting in your garage gathering dust must now be covered by insurance – unless you have registered it as officially “off the road” with the DVLA. You could face a fine of up to ?1,000 or, worse still, have your vehicle destroyed if you fail to comply with the Continuous Insurance Enforcement (CIE) rules. Think about the fact that, every time you fork out for your car insurance, you’re paying around ?30 more than you need to precisely because of the cost of funding the damage caused by uninsured drivers.
Otherwise, you could end up paying an immediate fine of ?100 as well as facing court proceedings and further penalties. We have over 100 insurers competing for your business, and it only takes a few minutes to run a quote – and you could save upwards of ?350 a year, or even more.


If you want to make sure the VIN is consistent with the DVLA’s details, all you have to to do is text the VIN to 78888, the same number you used to carry out the original search. Therefore, verifying the VIN using a text car check is the best way to make sure the car you are buying is authentic.
The VIN will then be verified by checking it against the information held by the DVLA on the car. The website can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. He just transferred the NCB from his old Maruti Zen to reduce the cost of insurance for his Honda City Vtec. GET QUOTE Tweet Where and How do I find my Vehicle Identification Number (VIN)?Posted September 23rd, 2011 & filed under Articles. When you sell your old car: The biggest mistake people make is transferring the insurance lock stock and barrel when selling a car.
The agent should use your NCB to offer a reduced premium and give you a cover note on the spot. Another alternative is to transfer the Maruti’s ownership and insurance to your spouse or sibling and proceed as above. There is an endorsement clause in the Indian Motor Tariff GR 27 (e).(e) "The percentage of NCB earned on a vehicle owned by an institution during the period when it was allotted to and exclusively operated by an employee should be passed on to the employee if the ownership of the vehicle is transferred in the name of the employee. This will however require submission of a suitable letter from the employer confirming that prior to transfer of ownership of the vehicle to the employee, it was allotted to and exclusively operated by the employee during the period in which the NCB was earned."This will save the employee quite a bit of money.



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