Free debt help,positive criticism words,easy way to start meditating,thank you gift ideas for coworkers - Plans On 2016

admin | frugal living tips and ideas | 10.01.2016
In celebration of my LAST DEBT PAYMENT (still feels great saying it) I’m raffling off an iPad Mini. The raffle has already ended, but a big thanks to the good folks at Student Loan Hero for sponsoring this awesome giveaway! Thanks again Student Loan Hero for offering such a kick-ass prize to Empowered Dollar readers!
I’m working at my debt payoff right now, good ‘ol student loans and credit cards! My daughter is starting college next year and we are hoping to do it without adding any debt!
I’m still in student loan debt, but I have an aggressive plan and I’ve already paid off one loan in full! Try paying $350,000 Mortgage over 4 years thats what i have done and its paid December 2014! Work with MeAs a consultant and cartoonist, I work with organizations and websites to come up with creative ways to help people manage their money and live financially free. 1) They say no to smaller expenses which can add up to big savings.  For example, replace an expensive dinner in a fancy  restaurant with a potluck dinner with friends, or meet up with friends for a walk in the park instead of taking an expensive exercise class. 4) They think long term to make smarter decisions.  Sure, it would be nice to have this season’s hottest shoes, but how will they help your long-term financial goals?  This doesn’t mean you can’t ever buy shoes!
To become debt-free, you are going to have to shed some of your current bad habits and take on some new and more constructive ones. All information found here, including any ideas, opinions, predictions (especially those), commentaries, suggestions, or stock picks (if you can find any), expressed or implied herein, are for informational, entertainment or educational purposes only and should not be construed as personal investment advice.
While the information provided is believed to be accurate, it may include errors or inaccuracies. I will not and cannot be held liable for any actions you take as a result of anything you read here. Conduct your own due diligence, or consult a licensed financial advisor or broker before making any and all investment decisions.
No representations or warranties are made with respect to the accuracy or completeness of the content of this entire weblog, including any links to other sites. Note: If one cannot recite this before the salam, one could recite it after the salam with the hope that Allah Ta’ala accepts it.


Allahumma Malikal Mulk, Tu-til Mulka man tasha-u watanzi’ul Mulka mimman tasha-u, wa tu’izzu man tasha-u, watudhillu mahtasha-u, biyadikal khairu innaka ‘ala kulli shai-in Qadeer.
Hafiz al-Haythami (rahimahullah) has classified its narrators as reliable and ‘Allamah Mundhiri (rahimahullah) has declared the chain as good. In another narration, Rasulullah (sallallahu’alaihi wasallam) is reported to have taught a similar du’a to Sayyiduna Abu Bakr (radiyallahu’anhu).
Allahumma innee a’oodhu bika minal hammi wal hazan, wa a’oodhu bika minal ajzi wal kasl, wa a’oodhu bika minal jubni wa bukhl, wa a’oodhu bika min ghalabatid dayn wa qahrir rijal. 6)     Abundant Istighfar (seeking forgiveness) is also a potent way to remove financial and other worries. The road to debt-free living starts with acknowledging your debt, making a decision to stop, identifying why you make purchases, making a plan to get out of debt, and living a debt free life! Don’t forget to check out the resources page for access to tools that we have created for our audience. If you’d like to comment in this episode, please provide your comments at the bottom of this podcast.
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Earlier this year, I’d set a seemingly ridiculous goal of becoming debt-free by the end of 2013.
That’s one less electronic device you have to charge to your credit card and go into debt for! It’s a slick debt management site that organizes your student loans into a single web interface and helps you get on the right path towards paying them off. Check out my 5 strategies I used to pay down almost $35K in student loans in under 4 years.
Last fall, I set the goal of paying off a $5,000 in about six months and after making as many extra payments as possible, I was able to do it! Any investments, trades, or decisions made on the basis of any information found on this site, are committed at your own risk (like everything in your life). The links provided are maintained by their respective organizations and they are solely responsible for their content.
Let the Halal things you provide suffice me from haram, and by Your Grace, keep me independent from all besides You.


I seek refuge in You from worries and difficulty, and I seek refuge in You from inability and laziness, and I seek refuge in You from cowardice and miserliness, and I seek refuge in You from the dominance of debt and being subjected to man. Over 40% of US families spend more than they earn and the average American carries over $8,400 in credit card debt.
Regardless, I only recommend products or services I use personally and believe will add value to my readers.
And as this day has been approaching, I’ve been getting a lot of messages from readers wishing me congratulations (thank you!!!). It was so empowering to be able to shed a good chunk of my debt and I’m looking ahead to the very-near future when I’ll be completely debt-free too! Just need to finish my certificate and get an awesome job (well that is what I have been saying for 5 years haha).
All information presented here is provided ‘as is’, without warranty of any kind, expressed or implied.
Taking loans is perfectly permissible in Islam, as long as it doesn’t entail riba (usury) and it isn’t for a purpose that is against Islam. But now that the day’s finally arrived, it was all completely worth all of the struggle and sacrifice. I’ve also got a lot of questions asking me how I paid off my student loans so quickly. How can someone making an average salary out of college  pay back almost $35,000 in debt in less than 4 years? But I did have a few big wins and the strategies I used helped me focus on my goal, save me thousands of dollars, and finally crush my student loans. Gotta love a platform like that – tracking your debt is the first step toward debt freedom! You make the night to enter into the day, and You make the day to enter into the night (i.e.
O Most Merciful of this world and the Hereafter, You give from them whatever You wish and You deprive whomsoever You wish.



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