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      This is despite a clear claim on Best face care products the back of the NI card, and a smaller claim on Best face care products the front, that it is not proof of identity. On occasions, some people may have a 'temporary' NI number, which follows the format TN 01 23 45 F, where 'TN' stands for temporary number and is static and 'F' stands for female (or in the case of men 'M' for male), though the last letter may differ (even though it's not required), and the numbers in the mid-section are your date of birth. Insurers must push for continuous improvement of these tools based on the latest science around issues such as climate change, and make full use of them to communicate their pricing and coverage decisions. 3. In commercial fire insurance it is possible to find single properties whose total exposed value is well in excess of any individual insurer’s capital constraint