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      (16 percent of the population) who were without health insurance for at "All natural lotions and creams" least part of that year.[17] About 37% of the uninsured live in households with an income over $50,000.[17] Health insurers have a significant economic impact as employers - in 2004 they directly employed almost 470,000 people at "All natural lotions and creams" an average salary of $61,409.[18] Public: Medicare Main article: Medicare (United States) In the United States, Medicare is a social insurance program provided by the federal government to provide health insurance coverage to elderly workers and their dependents, individuals who become totally and permanently disabled, and end stage renal disease (ESRD) patients. For small losses these latter costs may be several times the size of the expected cost of losses. Board candidates are usually nominated by insiders or by the board of the directors themselves, and a considerable amount of stock is held and voted by insiders. Owning shares does not mean responsibility for liabilities