Savings is regularly putting away part of your income into a low or no-risk account, meaning that your money is guaranteed to earn a specific amount of interest and the original deposit is safe. People do not always understand the difference between saving and investing and the two are sometimes confused. Another myth is that you need lots of money to save, putting away just R100 a month will jump start this critical step in your financial journey. The Classic III SE is our best-selling Littmann stethoscope due to its high quality and versatility - it features both a standard bell on one side and a floating diaphragm on the other. However, understanding and putting both concepts into practice will go a long way to ensuring your financial future.

Savings is vital as building up reserves is an effective way to ensure that you are financially secure when you are hit with unexpected expenses such as a medical emergency or a car breakdown. It is different to savings in that there is no set or guaranteed interest rate, and there are varying levels of risk meaning that your money isn’t always fully guaranteed. It is also a way of paying large expenses such as holidays or school fees without taking on debt. The copyright in the literary and artistic works contained in this online news publication and its other related and connected websites, belongs exclusively to Ole! The reproduction of any content or material contained in this online news publication is expressly reserved to the publisher, Ole!

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