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admin | Category: Ozone Therapy For Herpes | 21.04.2014
Americans spent $33.9 billion on alternative medicine in 2007, most of it out of pocket, according to the National Institutes of Health. However, many health insurance plans offer some coverage for some types of alternative medicine, says Mary Kelley, business office manager for the Bastyr Center for Natural Health in Seattle. Specifics depend on your insurance company, the type of treatment and your health condition, she says. Acupuncture can be used to treat a variety of conditions from seasonal allergies to migraines to back pain, according to a primer on acupuncture from the UC San Diego Center for Integrative Medicine. Chiropractic care is covered by most health insurance plans, Medicare and some Medicaid plans, according to an FAQ from the American Chiropractic Association.
The insurance company might first agree to cover four or five visits, then approve more sessions if the patient’s condition improves, she says.


Check with your insurer or broker to get details on what types of alternative medicine your plan does and doesn't cover, says Eric Wilson, a licensed health insurance agent in Illinois. In general, you should plan to pay for alternative care because many types of treatments aren't covered, Wilson says. Unfortunately, many insurance companies do not see the considerable cost savings which await their enthusiastic endorsement of alternative medicine.
This narrow vision was evident by the lawsuits which were filed by seven insurance companies after Washington State Insurance Commissioner, Deborah Senn, set a national precedent by requiring that all insurance companies begin offering coverage for all categories of licensed health care. Were the majority of American insurance companies willing to do the merest of calculations, they would realize that the future of affordable and profitable health insurance lies with alternative medicine.
If you turn to alternative treatments, don't count on your health insurer to foot the bill.


Insurance companies typically cover 50 to 80 percent of the cost of hypnosis performed by a licensed professional, according to the ASCH. For example, Aetna sometimes covers acupuncture, biofeedback and chiropractic care, but has a long list of alternative treatments that aren't covered -- including aura healing, Chinese blood cleansing, laughter therapy, meditation and yoga. At American Western, insurers are discovering that offering an alternative health insurance program actually lowers medical bills, according to Marcel J. American Western now offers a policy that enables policyholders to make reimbursable medical visits to any of 2,000 alternative practitioners, as well as conventional doctors.



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